Property Details

Listing # 989999 Details

$997,000
417 Cobia Avenue
Fort Walton Beach, FL 32548

Property Inquiry

Contact Crystal Watkins about this property!

*Required

2,665 Sq Ft.
Built 1972
4 Bed
3 Bath

Property Details

Discover coastal living at its finest in this beautifully renovated two-story beach house on Okaloosa Island, situated on a spacious 0.32-acre lot just moments from sugar-white sand and emerald waters. Designed for flexibility, entertainment, and comfort, this home offers a unique blend of upgraded interiors, modern amenities, and resort-style outdoor living. Step inside to an inviting upper level featuring a fully remodeled kitchen with a stylish tile backsplash, gleaming granite countertops, stainless steel appliances, and abundant natural light-perfect for cooking, hosting, and gathering. The open-concept living area flows seamlessly and includes a cozy gas fireplace, creating a warm, coastal-chic atmosphere year-round. Downstairs, a private lock-out apartment provides exceptional versatility. Use it as a guest suite, rental opportunity, or easily integrate it into the main home to create a luxurious full master retreat complete with its own living area and fully equipped kitchenette.

Outside, your personal paradise awaits. Enjoy a beautiful new composite 560+ sq ft deck overlooking a sparkling in-ground pool and a large fenced yard which is ideal for entertaining, sunbathing, or quiet evenings under island skies. The property also includes a 2024 tankless gas water heater, ensuring efficient, endless hot water for the whole household. A new metal roof was completed in 2020, whole house rewire in 2019, and new HVACs in 2020 and 2025.

Whether you're seeking a primary residence, vacation home, or high-earning investment property, this expertly renovated Okaloosa Island gem delivers style, space, and exceptional coastal charm-all on an oversized lot rarely found this close to the beach.

Call today to secure your piece of paradise!

COUNTY Okaloosa
SUBDIVISION SANTA ROSA ISLAND
PARCEL ID 00-2S-24-2185-0004-0144
TYPE Detached Single Family
STYLE Beach House
ACREAGE 0
LOT ACCESS Paved Road
LOT SIZE 190'x100'x162'
HOA INCLUDE N/A
HOA FEE N/A
UTILITIES Public Sewer,Public Water,TV Cable
PROJECT FACILITIES N/A
ZONING County,Resid Single Family
PARKING FEATURES N/A
APPLIANCES Dishwasher,Disposal,Microwave,Refrigerator,Stove/Oven Electric
ENERGY AC - Central Elect,Ceiling Fans,Double Pane Windows,Heat Cntrl Electric,Water Heater - Gas,Water Heater - Tnkls
INTERIOR Ceiling Beamed,Fireplace Gas,Floor Hardwood,Floor Tile,Kitchen Island,Pantry,Renovated,Washer/Dryer Hookup,Window Treatmnt Some,Woodwork Painted
EXTERIOR BBQ Pit/Grill,Columns,Deck Open,Fenced Lot-All,Fenced Lot-Part,Fenced Privacy,Guest Quarters,Patio Covered,Pool - In-Ground
ROOM DIMENSIONS Master Bedroom : 18 x 11
Living Room : 39 x 14
Kitchen : 20 x 14
Laundry : 12 x 5
Kitchen : 23 x 16
Living Room : 18 x 17
Bedroom : 12 x 12
Bedroom : 13 x 12

Schools

Elementry, Elliott Point
Middle, Bruner
High, Fort Walton Beach

Location & Map

From Santa Rosa Blvd, take a Right on Caviar and then a Right on Cobia. Home will be on your left.