Property Details

Listing # 986866 Details

$1,350,000
10 ST FRANCIS DR S
Miramar Beach, FL 32550


Oct 25th, 2025 1:00 PM - 4:00 PM

Property Inquiry

Contact Shantel Peterson about this property!

*Required

2,943 Sq Ft.
Built 2003
5 Bed
4 Bath

Property Details

Located less than a quarter mile from the sugar-white sands of the Emerald Coast and just minutes from the bay, 10 St Francis Drive South captures the essence of coastal luxury living. Gated community of Emerald Waters Village with an easy and quick walk to the beach.This 5-bedroom, 3.5-bath residence offers 2,943 square feet of beautifully updated interiors designed for both relaxation and return.Exceptional Investment Opportunity. Ideal for Short-Term Rentals, Long-Term Leases, or Your Own Coastal Retreat. GRI 2023/$115,696, 2024/$91,211 and 2025 $69,112. Sunlight pours through expansive windows, illuminating an open-concept layout that connects the living, dining, and kitchen areas in effortless flow. The chef's kitchen features sleek surfaces, custom cabinetry, and a generous island that invites conversation and entertaining. The adjoining dining area comfortably seats ten, a perfect setting for gatherings after a day on the water.
Step outside to your private pool, a rare luxury this close to the beach. Perfect for an afternoon dip, evening cocktails, or unwinding after a walk from the Gulf, this outdoor retreat offers the comfort of a resort setting without ever leaving home. Multiple porches and upper decks provide additional spaces to relax and enjoy glimpses of the Emerald Coast.

From the upper deck, enjoy glimpses of the Gulf's emerald waters and the coastal breeze that defines life in Destin. Whether it's a morning stroll to the private deeded beach access, an afternoon of bay fishing, or sunset cocktails poolside, this address places every coastal indulgence within reach.

Flexible use options make this home as smart as it is stunning, ideal for a primary residence, vacation retreat, or income-producing investment. Short-term and long-term rentals are permitted, offering excellent earning potential in one of Destin's most desirable beach communities. Experience refined coastal living, where every day feels like a getaway and every detail speaks of comfort, style, and value.
Tucked along Scenic Highway 98, Emerald Waters Village is one of Destin's most sought-after private beach communities, a gated enclave where everyday life feels like a vacation. Residents enjoy private deeded beach access, just a short stroll from the shoreline where the Gulf's emerald-green waters meet sugar-white sand. Within the community, quiet streets are lined with elegant coastal homes and two sparkling neighborhood pools, creating a tranquil setting for both full-time living and luxurious retreats.
What truly sets Emerald Waters Village apart is its location, perfectly positioned between the Gulf and the bay, with effortless access to the area's premier dining, shopping, and boating. Spend your mornings walking to the beach, your afternoons exploring nearby golf courses or the bay, and your evenings savoring fresh seafood at one of Destin's local favorites. Living here means embracing the very best of Florida's Emerald Coast lifestyle of sun, serenity, and sophistication every single day.

COUNTY Walton
SUBDIVISION EMERALD WATERS VILLAGE
PARCEL ID 29-2S-21-42970-000-0620
TYPE Detached Single Family
STYLE Beach House
ACREAGE 0
LOT ACCESS Controlled Access,Paved Road,Private Road
LOT SIZE 49x65x50x77
HOA INCLUDE Ground Keeping,Management,Recreational Faclty
HOA FEE 590.00 (Quarterly)
UTILITIES Electric,Public Sewer,Public Water,TV Cable
PROJECT FACILITIES Deed Access,Gated Community,Pool,Short Term Rental - Allowed
ZONING Resid Single Family
PARKING FEATURES Garage Attached
APPLIANCES Auto Garage Door Opn,Cooktop,Dishwasher,Dryer,Microwave,Oven Self Cleaning,Refrigerator,Refrigerator W/IceMk,Smoke Detector,Washer
ENERGY AC - Central Elect,Ceiling Fans,Heat Cntrl Electric,Water Heater - Elect
INTERIOR Breakfast Bar,Ceiling Raised,Floor Tile,Floor Vinyl,Furnished - All,Kitchen Island,Lighting Recessed,Washer/Dryer Hookup,Window Treatment All
EXTERIOR Balcony,BBQ Pit/Grill,Deck Open,Fenced Back Yard,Fireplace,Patio Covered,Pool - In-Ground,Porch
ROOM DIMENSIONS Dining Room : 23 x 17
Living Room : 21 x 18
Bedroom : 14 x 12
Bedroom : 14 x 14
Master Bedroom : 21 x 15
Bedroom : 17 x 11
Bedroom : 11 x 11
Bunk Room : 6 x 6
Laundry : 8 x 6

Schools

Elementry, Van R Butler
Middle, Emerald Coast
High, South Walton

Location & Map

From US-98 W./Emerald Coast Pkwy W, turn left onto S. Holiday Rd., turn left onto St Francis Dr., property will be on the right. Gate code required.