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9860 S Thomas Drive UNIT 2010, Panama City Beach, FL 32408 (MLS# 1005304)

9860 S Thomas Drive UNIT 2010, Panama City Beach, FL 32408

$399,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,262 Status: Active
Current Price: $399,000 List Date: 6/12/2026 Last Modified: 7/21/2026

Description

Welcome to Laketown Wharf, one of Panama City Beach's most sought-after resort communities! This beautifully maintained, fully furnished 2-bedroom, 2-bath condo-Plus a private bunk area offers 1,262 square feet of coastal living and is completely turnkey, making it ready for immediate enjoyment or continued rental income from day one. Designed with both comfort and functionality in mind, the unit features a highly desirable bunk room in addition to two spacious bedrooms, allowing it to comfortably accommodate families and larger groups. Located on the 20th floor, this condo offers beautiful views of the Gulf of Mexico and Panama City Beach's stunning coastline. Start your mornings with coffee on the balcony while taking in the emerald waters of the Gulf, and end your evenings watching breathtaking sunsets paint the sky in shades of orange, pink, and gold. The elevated vantage point provides a picturesque backdrop that guests and owners alike will appreciate year-round. For investors, the numbers speak for themselves, with over $50,000 annually in actual gross rental income and a proven history of strong guest demand. The spacious floor plan, Gulf views, and resort amenities combine to create a property that appeals to vacationers throughout the year.

Supplements: Recent Upgrades & Improvements: This condo has been thoughtfully maintained and updated, offering added value and peace of mind for its next owner. Recent improvements include a new hot water heater (2022), new HVAC system (2023), new dishwasher (2023), new refrigerator (2024), and new microwave (2024). These major updates help minimize future maintenance expenses while enhancing the property's appeal for both personal use and vacation rental guests. Laketown Wharf is known for its impressive lineup of resort-style amenities, including five swimming pools, a private freshwater lake with a scenic boardwalk, fitness center, putting green, splash pad, covered parking garage, and the community's signature nightly fountain, music, and light show. These amenities help make Laketown Wharf one of the most popular destinations in Panama City Beach for owners and vacationers alike. Conveniently located in the heart of Panama City Beach, you'll be just minutes from some of the area's best shopping, dining, entertainment, golf, and family attractions. From Pier Park and local restaurants to popular attractions and outdoor activities, everything you need for the perfect beach getaway is within easy reach. Whether you're looking for a proven investment property, a vacation retreat, or a combination of both, this fully furnished condo offers an exceptional opportunity to own in one of Panama City Beach's premier resort communities while enjoying Gulf views, spectacular sunsets, outstanding amenities, and strong rental performance.

More Information MLS# 1005304

General Property Info

userdefined76: 0 Sub-Type: Condominium Design: N/A SqFt Source: County PA Records Balcony SqFt: 152 Stories In Unit: 1 # of Units in Bldg: 765 Stories in Building: 22 Unit Floors Above Ground: 765 Immediate Occupancy: No Garage: No Carport: No Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 1262 Bedrooms: 3 Full Baths: 2 Total Bathrooms: 2 Year Built: 2008

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 316.16 List Date: 2026-06-12 Current Price: $399,000 List Price: $399,000

Location, Tax and Legal

Unit #: UNIT 2010 Sub Area: 2723 - Beach - South of Grand Lagoon Elementary School: Breakfast Point Middle School: Breakfast Point High School: Arnold Legal Description: LAKETOWN WHARF UNIT 2010 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4801 P 1863 1262 TOTAL SF

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 3195.61 Annual Assessment Amount: 12782.44 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 100 New Buyer Fee Paid: $ Last Taxes: 4385.75 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Welcome to Laketown Wharf, one of Panama City Beach's most sought-after resort communities! This beautifully maintained, fully furnished 2-bedroom, 2-bath condo-Plus a private bunk area offers 1,262 square feet of coastal living and is completely turnkey, making it ready for immediate enjoyment or continued rental income from day one. Designed with both comfort and functionality in mind, the unit features a highly desirable bunk room in addition to two spacious bedrooms, allowing it to comfortably accommodate families and larger groups. Located on the 20th floor, this condo offers beautiful views of the Gulf of Mexico and Panama City Beach's stunning coastline. Start your mornings with coffee on the balcony while taking in the emerald waters of the Gulf, and end your evenings watching breathtaking sunsets paint the sky in shades of orange, pink, and gold. The elevated vantage point provides a picturesque backdrop that guests and owners alike will appreciate year-round. For investors, the numbers speak for themselves, with over $50,000 annually in actual gross rental income and a proven history of strong guest demand. The spacious floor plan, Gulf views, and resort amenities combine to create a property that appeals to vacationers throughout the year.

Sale Type

Accept Backup Offers: 1

Waterfront

Lake: 1 Pond: 1 Unit Waterfront: 1

Construction Status

Construction Complete: 1

Waterview

Gulf: 1 Gulf/Pass: 1 Lagoon: 1 Lake: 1 Unit Waterview Only: 1

Project Facilities

BBQ Pit/Grill: 1 Beach: 1 Dock: 1 Dumpster: 1 Elevators: 1 Exercise Room: 1 Handicap Provisions: 1 Pavillion/Gazebo: 1 Pets Allowed: 1 Picnic Area: 1 Pool: 1 Short Term Rental - Allowed: 1 TV Cable: 1 Waterfront: 1 Whirlpool: 1

Construction/Siding

Concrete: 1 Foundation On Piling: 1 Roof Concrete: 1 Roof Membrane: 1 Stucco: 1

Utilities

Electric: 1 Phone: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Exterior

Balcony: 1 BBQ Pit/Grill: 1 Deck Open: 1 Dock: 1 Hot Tub: 1 Patio Covered: 1 Patio Open: 1 Pavillion/Gazebo: 1 Pool - Heated: 1 Pool - In-Ground: 1 Renovated: 1 Shower: 1 Sprinkler System: 1

Interior

Breakfast Bar: 1 Floor Tile: 1 Floor Vinyl: 1 Furnished - All: 1 Kitchen Island: 1 Lighting Track: 1 Renovated: 1 Washer/Dryer Hookup: 1 Window Treatmnt Some: 1

Financing

Conventional: 1 Other: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Fire Alarm/Sprinkler: 1 Microwave: 1 Refrigerator: 1 Refrigerator W/IceMk: 1 Smoke Detector: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBed Balcony: 1 MBed First Floor: 1 MBed Walk-in Closet: 1 MBed Waterfront: 1 See Remarks: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Rooms

Balcony: 1 Bedroom: 1 Bunk Room: 1 Dining Room: 1 Kitchen: 1 Master Bedroom: 1

Fees Include

Ground Keeping: 1 Insurance: 1 Land Recreation: 1 Recreational Faclty: 1 Security: 1 Sewer: 1 Trash: 1 TV Cable: 1 Water: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 9860 Street Direction: S Street Name: Thomas Street Suffix: Drive State: FL Zip Code: 32408 County: Bay Project Name/Subdivision: Laketown Wharf Phase II Parcel ID: 40001-000-709

Property Features

Sale Type: Accept Backup Offers Construction Status: Construction Complete Waterfront: Lake; Pond; Unit Waterfront Waterview: Gulf; Gulf/Pass; Lagoon; Lake; Unit Waterview Only Project Facilities: BBQ Pit/Grill; Beach; Dock; Dumpster; Elevators; Exercise Room; Handicap Provisions; Pavillion/Gazebo; Pets Allowed; Picnic Area; Pool; Short Term Rental - Allowed; TV Cable; Waterfront; Whirlpool Exterior: Balcony; BBQ Pit/Grill; Deck Open; Dock; Hot Tub; Patio Covered; Patio Open; Pavillion/Gazebo; Pool - Heated; Pool - In-Ground; Renovated; Shower; Sprinkler System Interior: Breakfast Bar; Floor Tile; Floor Vinyl; Furnished - All; Kitchen Island; Lighting Track; Renovated; Washer/Dryer Hookup; Window Treatmnt Some Appliances: Dishwasher; Disposal; Dryer; Fire Alarm/Sprinkler; Microwave; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric; Washer Utilities: Electric; Phone; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: First Kitchen: First Rooms: Balcony; Bedroom; Bunk Room; Dining Room; Kitchen; Master Bedroom Financing: Conventional; Other Fees Include: Ground Keeping; Insurance; Land Recreation; Recreational Faclty; Security; Trash; TV Cable; Water

Room Information

Dining Room Level: First Dimensions: 20 x 15 Length: 20.00 Width: 15.00 Remarks: Dining/Living Combo Dimensions: 20 x 15 Kitchen Level: First Dimensions: 11 x 9 Length: 11.00 Width: 9.00 Remarks: Buyer to verify Dimensions: 11 x 9 Master Bedroom Level: First Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Remarks: buyer to verify Dimensions: 14 x 12 Bedroom Level: First Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Remarks: buyer to verify Dimensions: 12 x 11 Bunk Room Level: First Dimensions: 9 x 7 Length: 9.00 Width: 7.00 Remarks: buyer to verify Dimensions: 9 x 7 Balcony Level: First Dimensions: 28 x 8 Length: 28.00 Width: 8.00 Remarks: buyer to verify Dimensions: 28 x 8
Listing Office: 1 Percent Lists Florida Coast
Listing Agent: Bryson G Lee
Last Updated: July - 21 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.