95 St. Simon Circle, Miramar Beach, FL 32550 (MLS# 992115)

95 St. Simon Circle, Miramar Beach, FL 32550

$899,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,216 Status: Active

Current Price: $899,000 List Date: 1/05/2026 Last Modified: 3/20/2026

Description

Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods. The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite

Supplements: countertops, stainless steel appliances, and a breakfast bar that keeps the space connected and social. A spacious first-floor bedroom with an ensuite bath offers flexibility for guests or extended stays, while a laundry room and one-car garage add everyday convenience. Upstairs, the primary suite serves as a private retreat with a sitting area and access to a covered balcony a perfect spot for morning coffee, sunset views, or quiet moments between beach days. Two additional bedrooms share a Jack-and-Jill bath, providing comfortable accommodations for family or guests. Outdoors, the fenced backyard and patio extend the entertaining space, offering a private setting for grilling, gathering, or simply enjoying the coastal breeze. Emerald Waters Village features gated entry, two community pools, and walkable beach access, all just minutes from Scenic Highway 98, Silver Sands Premium Outlets, dining, and entertainment. Whether envisioned as a primary residence, second home, or investment property, this home delivers location, light-filled living, and a beach lifestyle that is increasingly hard to find at this price point in Miramar Beach.

More Information MLS# 992115

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 405.69 List Date: 2026-01-04 Current Price: $899,000 List Price: $899,000

Location, Tax and Legal

Sub Area: 1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort Elementary School: Van R Butler Middle School: Emerald Coast High School: South Walton Legal Description: LOT 22 EMERALD WATERS VILLAGE PB 13-27 OR 2469-1077 OR 2603-2125 OR 2668-4391 OR 2815-1940 OR 2964-1448 OR 2983-2455 OR 3231-643

General Property Info

Sub-Type: Detached Single Family Design: Beach House SqFt Source: County PA Records Garage: Yes Carport: No Driveway Spaces: 2 Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 2216 Bedrooms: 4 Full Baths: 3 Half Baths: 1 Total Bathrooms: 4 # Stories: 2 Year Built: 2004 Garage Spaces: 1

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 530 Annual Assessment Amount: 2120 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 400 New Buyer Fee Paid: $ Last Taxes: 6749.35 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods. The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite

Construction Status

Construction Complete: 1

Parking Features

Garage: 1 Garage Attached: 1

Lot/Parcel Access

Paved Road: 1

Lot Features

Covenants: 1

Project Facilities

BBQ Pit/Grill: 1 Beach: 1 Deed Access: 1 Gated Community: 1 Pets Allowed: 1 Picnic Area: 1 Pool: 1 Short Term Rental - Allowed: 1

Construction/Siding

Block: 1 Roof Metal: 1 Siding CmntFbrHrdBrd: 1 Slab: 1

Utilities

Electric: 1 Phone: 1 Public Sewer: 1 Public Water: 1 Tap Fee Paid: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 BBQ Pit/Grill: 1 Deck Covered: 1 Fenced Back Yard: 1 Fenced Privacy: 1 Patio Open: 1

Interior

Breakfast Bar: 1 Ceiling Vaulted: 1 Floor Hardwood: 1 Floor Tile: 1 Furnished - All: 1 Kitchen Island: 1 Owner's Closet: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1

Appliances

Auto Garage Door Opn: 1 Cooktop: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Refrigerator: 1 Refrigerator W/IceMk: 1 Smoke Detector: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBed Balcony: 1 MBed First Floor: 1

Master Bedroom

Second: 1

Bedroom

First: 1 Second: 1

Kitchen

First: 1

Living Room

First: 1

Full Bathroom

First: 1 Second: 1

Half Bathroom

First: 1

Rooms

Bedroom: 1 Dining Area: 1 Full Bathroom: 1 Garage: 1 Half Bathroom: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1

Fees Include

Accounting: 1 Ground Keeping: 1 Land Recreation: 1 Management: 1 Master Association: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 15 - Miramar/Sandestin Resort Street #: 95 Street Name: St. Simon Street Suffix: Circle State: FL Zip Code: 32550 County: Walton Project Name/Subdivision: EMERALD WATERS VILLAGE Parcel ID: 29-2S-21-42970-000-0220

Property Features

Construction Status: Construction Complete Lot Features: Covenants Zoning: Resid Single Family Parking Features: Garage; Garage Attached Project Facilities: BBQ Pit/Grill; Beach; Deed Access; Gated Community; Pets Allowed; Picnic Area; Pool; Short Term Rental - Allowed Exterior: Balcony; BBQ Pit/Grill; Deck Covered; Fenced Back Yard; Fenced Privacy; Patio Open Interior: Breakfast Bar; Ceiling Vaulted; Floor Hardwood; Floor Tile; Furnished - All; Kitchen Island; Owner's Closet; Washer/Dryer Hookup; Window Treatment All Appliances: Auto Garage Door Opn; Cooktop; Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric; Washer Utilities: Electric; Phone; Public Sewer; Public Water; Tap Fee Paid; TV Cable Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: Second Bedroom: First; Second Kitchen: First Living Room: First Full Bathroom: First; Second Half Bathroom: First Rooms: Bedroom; Dining Area; Full Bathroom; Garage; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom Fees Include: Accounting; Ground Keeping; Land Recreation; Management; Master Association

Room Information

Living Room Level: First Dimensions: 20 x 13 Length: 20.00 Width: 13.00 Dimensions: 20 x 13 Kitchen Level: First Dimensions: 13 x 9 Length: 13.00 Width: 9.00 Dimensions: 13 x 9 Bedroom Level: First Dimensions: 16 x 12 Length: 16.00 Width: 12.00 Dimensions: 16 x 12 Full Bathroom Level: First Dimensions: 12 x 10 Length: 12.00 Width: 10.00 Dimensions: 12 x 10 Half Bathroom Level: First Dimensions: 7 x 6 Length: 7.00 Width: 6.00 Dimensions: 7 x 6 Dining Area Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Master Bedroom Level: Second Dimensions: 17 x 16 Length: 17.00 Width: 16.00 Dimensions: 17 x 16 Master Bathroom Level: Second Dimensions: 17 x 10 Length: 17.00 Width: 10.00 Dimensions: 17 x 10 Bedroom Level: Second Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12 Bedroom Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11 Full Bathroom Level: Second Dimensions: 12 x 9 Length: 12.00 Width: 9.00 Dimensions: 12 x 9 Garage Level: First Dimensions: 22 x 13 Length: 22.00 Width: 13.00 Dimensions: 22 x 13 Laundry Level: First Dimensions: 8 x 6 Length: 8.00 Width: 6.00 Dimensions: 8 x 6

Listing Office: Legacy Hill Realty

Listing Agent: The Jonathan Hill Team

Last Updated: March - 20 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.