9439 Palmetto Ridge, Navarre, FL 32566
New Listing
$860,000
Property Type:
Residential
Bedrooms:
4
Baths:
4
Square Footage:
3,180
Lot Size (sq. ft.):
7,405
Status:
Active
Current Price:
$860,000
List Date:
5/22/2026
Last Modified:
5/25/2026
Description
Beautifully updated coastal home in the gated waterfront community of Palmetto Ridge featuring a deeded boat slip with private lift, Sound Views, and resort-style outdoor living just minutes from Navarre Beach.
Offering over 3,000 square feet, this extensively upgraded home blends luxury, comfort, and low-maintenance coastal living -- all outside of a flood zone, giving you the waterfront lifestyle without the added hassle. The home also features a spacious side yard with large concrete pad, offering plenty of room for additional outdoor living, recreation, or future customization to fit your lifestyle.
Recent upgrades and features include:
Remodeled primary suite with custom walk in closets
Updated flooring throughout
Remodeled staircase
Gas range and updated appliances
Gas tankless water heater
Plantation shutters
Fresh modern coastal finishes throughout
Buttler's Pantry
Active termite bond for added peace of mind
The standout feature is the incredible outdoor living space, showcasing approximately 1,500 square feet of custom Trex decking with multiple entertaining areas, a hot tub, fire pit, covered lounge space, upstairs deck, and relaxing water views.
Enjoy the convenience of boating, waterfront amenities, and coastal charm while still benefiting from the ease, low maintenance, and security of a home that is not located in a flood zone.
Open Houses
Sunday, May 31, 10:00 am - 1:00 pm
More Information MLS# 1003708
General Property Info
userdefined76: 2
Sub-Type: Detached Single Family
Design: Mediterranean
SqFt Source: Agent-Measured
Garage: Yes
Carport: No
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 3180
Bedrooms: 4
Full Baths: 3
Half Baths: 1
Total Bathrooms: 4
# Stories: 2
Year Built: 2015
Garage Spaces: 2
Acreage: 0.17
Contract Info
Listing Board: Navarre
List Price/SqFt: 270.44
List Date: 2026-05-22
Current Price: $860,000
List Price: $860,000
Location, Tax and Legal
Sub Area: 1102 - East Navarre
Elementary School: Holley-Navarre
Middle School: Holley-Navarre
High School: Navarre
Legal Description: Palmetto Lake Preserve Lot 1 Blk D Tog With Boat Slip #8 As Des In Or 3719 Pg 598 & As Des In Or 3786 Pg 1777
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 125
Annual Assessment Amount: 1500
Assessment Paid: Monthly
New Buyer Fee: No
Last Taxes: 3733
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Beautifully updated coastal home in the gated waterfront community of Palmetto Ridge featuring a deeded boat slip with private lift, Sound Views, and resort-style outdoor living just minutes from Navarre Beach.
Offering over 3,000 square feet, this extensively upgraded home blends luxury, comfort, and low-maintenance coastal living -- all outside of a flood zone, giving you the waterfront lifestyle without the added hassle. The home also features a spacious side yard with large concrete pad, offering plenty of room for additional outdoor living, recreation, or future customization to fit your lifestyle.
Recent upgrades and features include:
Remodeled primary suite with custom walk in closets
Updated flooring throughout
Remodeled staircase
Gas range and updated appliances
Gas tankless water heater
Plantation shutters
Fresh modern coastal finishes throughout
Buttler's Pantry
Active termite bond for added peace of mind
The standout feature is the incredible outdoor living space, showcasing approximately 1,500 square feet of custom Trex decking with multiple entertaining areas, a hot tub, fire pit, covered lounge space, upstairs deck, and relaxing water views.
Enjoy the convenience of boating, waterfront amenities, and coastal charm while still benefiting from the ease, low maintenance, and security of a home that is not located in a flood zone.
Waterfront
Lake: 1
Waterfront Feet: 90
Construction Status
Construction Complete: 1
Parking Features
Garage: 1
Oversized: 1
Lot Features
Corner: 1
Irregular: 1
Restrictions: 1
Survey Available: 1
Within 1/2 Mile to Water: 1
Construction/Siding
Frame: 1
Roof Metal: 1
Stucco: 1
Trim Vinyl: 1
Utilities
Electric: 1
Public Sewer: 1
Public Water: 1
Underground: 1
Zoning
Resid Single Family: 1
Exterior
Boat Slip: 1
Columns: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Patio Covered: 1
Porch Open: 1
Sprinkler System: 1
Interior
Breakfast Bar: 1
Ceiling Raised: 1
Floor Hardwood: 1
Floor Tile: 1
Floor WW Carpet: 1
Kitchen Island: 1
Lighting Recessed: 1
Pantry: 1
Plantation Shutters: 1
Pull Down Stairs: 1
Split Bedroom: 1
Washer/Dryer Hookup: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Other: 1
Appliances
Auto Garage Door Opn: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven Self Cleaning: 1
Smoke Detector: 1
Smooth Stovetop Rnge: 1
Stove/Oven Electric: 1
Energy
AC - 2 or More: 1
AC - Central Elect: 1
Ceiling Fans: 1
Double Pane Windows: 1
Heat Cntrl Electric: 1
Water Heater - Elect: 1
Master Bedroom
First: 1
Bedroom
First: 1
Kitchen
First: 1
Half Bathroom
First: 1
Rooms
Balcony: 1
Bedroom: 1
Dining Area: 1
Exercise Room: 1
Family Room: 1
Garage: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Master Bedroom: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 11 - Navarre/Gulf Breeze
Street #: 9439
Street Name: Palmetto Ridge
State: FL
Zip Code: 32566
County: Santa Rosa
Project Name/Subdivision: PALMETTO LAKE PRESERVE
Parcel ID: 23-2S-26-3013-00D00-0010
Property Features
Construction Status: Construction Complete
Lot Features: Corner; Irregular; Restrictions; Survey Available; Within 1/2 Mile to Water
Zoning: Resid Single Family
Waterfront: Lake
Parking Features: Garage; Oversized
Exterior: Boat Slip; Columns; Fenced Back Yard; Fenced Privacy; Patio Covered; Porch Open; Sprinkler System
Interior: Breakfast Bar; Ceiling Raised; Floor Hardwood; Floor Tile; Floor WW Carpet; Kitchen Island; Lighting Recessed; Pantry; Plantation Shutters; Pull Down Stairs; Split Bedroom; Washer/Dryer Hookup
Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Microwave; Oven Self Cleaning; Smoke Detector; Smooth Stovetop Rnge; Stove/Oven Electric
Utilities: Electric; Public Sewer; Public Water; Underground
Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: First
Bedroom: First
Kitchen: First
Half Bathroom: First
Rooms: Balcony; Bedroom; Dining Area; Exercise Room; Family Room; Garage; Half Bathroom; Kitchen; Laundry; Master Bedroom
Financing: Conventional; FHA; VA; Other
Room Information
Master Bedroom
Level: First
Dimensions: 15 x 15
Length: 15.00
Width: 15.00
Dimensions: 15 x 15
Balcony
Level: First
Dimensions: 30 x 15
Length: 30.00
Width: 15.00
Dimensions: 30 x 15
Dining Area
Level: First
Dimensions: 20 x 10
Length: 20.00
Width: 10.00
Dimensions: 20 x 10
Exercise Room
Level: First
Dimensions: 15 x 10
Length: 15.00
Width: 10.00
Dimensions: 15 x 10
Family Room
Level: First
Dimensions: 20 x 15
Length: 20.00
Width: 15.00
Dimensions: 20 x 15
Garage
Level: First
Dimensions: 20 x 20
Length: 20.00
Width: 20.00
Dimensions: 20 x 20
Half Bathroom
Level: First
Dimensions: 10 x 5
Length: 10.00
Width: 5.00
Dimensions: 10 x 5
Kitchen
Level: First
Dimensions: 10 x 20
Length: 10.00
Width: 20.00
Dimensions: 10 x 20
Laundry
Level: First
Dimensions: 5 x 10
Length: 5.00
Width: 10.00
Dimensions: 5 x 10
Bedroom
Level: First
Dimensions: 10 x 10
Length: 10.00
Width: 10.00
Dimensions: 10 x 10
Balcony
Level: Second
Dimensions: 10 x 8
Length: 10.00
Width: 8.00
Dimensions: 10 x 8
Listing Office:
Beycome of Florida LLC
Listing Agent:
Steve Koleno
Last Updated: May - 25 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.
