943 Camp Fire Circle Lot 295, Panama City Beach, FL 32413
$664,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
2,542
Lot Size (sq. ft.):
5,663
Status:
Active
Current Price:
$664,000
List Date:
7/02/2026
Last Modified:
7/12/2026
Description
Toll Brothers Sandestin home with limited time to select your design finishes! Construction estimated to be complete January 2027. Located in a gated community with completed resort style amenities. Exceptional 4-bedroom, 3-bathroom, Flex room/office, upstairs loft/bonus area, two-story that combines luxury, comfort, and modern design. This home boasts an array of high-end finishes and thoughtful details, perfect for families and entertainers alike. 10-foot ceilings on the first floor, creating an open and airy atmosphere throughout the main living areas. The open layout allows for effortless flow between the kitchen, dining area, and the spacious living room, making it perfect for both everyday living and hosting gatherings. A versatile office/study room on the first floor provides the ideal space for remote work or a quiet retreat. The secondary bedroom on the first floor offers convenience and privacy for guests or family members. Upstairs, you'll find a large loft/bonus area--perfect for additional living space, a playroom, or a media room. The primary bedroom is a true sanctuary, with ample space, a luxurious tile shower, and generous closet space. Outside, enjoy peaceful evenings on the covered lanai with beautiful pavers, overlooking a large serene, private wooded area, that provides privacy and tranquility. Plenty of space for building your own pool or outdoor oasis. The paver driveway adds to the home's impressive curb appeal and completes the luxurious look of this
Supplements: new construction home. Community completed amenities include pool, clubhouse, fitness center, pickleball, tennis, playground, multi-purpose field and more. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix, and recreation outdoor activities at Frank Brown Park. Call now and make this dream home yours today. Pictures are stock photos and not of actual home.
More Information MLS# 1006868
General Property Info
userdefined76: 4
Sub-Type: Detached Single Family
Design: Traditional
SqFt Source: Building Plan
Immediate Occupancy: No
Garage: Yes
Carport: No
Driveway Spaces: 2
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 2542
Bedrooms: 4
Full Baths: 3
Total Bathrooms: 3
# Stories: 2
Year Built: 2026
Garage Spaces: 2
Acreage: 0.13
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 261.21
List Date: 2026-07-02
Current Price: $664,000
List Price: $664,000
Location, Tax and Legal
Unit #: Lot 295
Sub Area: 2722 - Beach - North West
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Legal Description: Breakwater At Ward Creek Ph 1 Lot 295
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 210
Annual Assessment Amount: 2520
Assessment Paid: Monthly
New Buyer Fee: Yes
New Buyer Fee Amt: 630
New Buyer Fee Paid: $
Last Taxes: 1354.84
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Toll Brothers Sandestin home with limited time to select your design finishes! Construction estimated to be complete January 2027. Located in a gated community with completed resort style amenities. Exceptional 4-bedroom, 3-bathroom, Flex room/office, upstairs loft/bonus area, two-story that combines luxury, comfort, and modern design. This home boasts an array of high-end finishes and thoughtful details, perfect for families and entertainers alike. 10-foot ceilings on the first floor, creating an open and airy atmosphere throughout the main living areas. The open layout allows for effortless flow between the kitchen, dining area, and the spacious living room, making it perfect for both everyday living and hosting gatherings. A versatile office/study room on the first floor provides the ideal space for remote work or a quiet retreat. The secondary bedroom on the first floor offers convenience and privacy for guests or family members. Upstairs, you'll find a large loft/bonus area--perfect for additional living space, a playroom, or a media room. The primary bedroom is a true sanctuary, with ample space, a luxurious tile shower, and generous closet space. Outside, enjoy peaceful evenings on the covered lanai with beautiful pavers, overlooking a large serene, private wooded area, that provides privacy and tranquility. Plenty of space for building your own pool or outdoor oasis. The paver driveway adds to the home's impressive curb appeal and completes the luxurious look of this
Construction Status
Under Construction: 1
Parking Features
Garage: 1
Garage Attached: 1
Lot/Parcel Access
Paved Road: 1
Lot Features
Cleared: 1
Covenants: 1
Sidewalk: 1
Survey Available: 1
Wooded: 1
Project Facilities
Community Room: 1
Exercise Room: 1
Gated Community: 1
Pickle Ball: 1
Picnic Area: 1
Playground: 1
Pool: 1
Tennis: 1
Construction/Siding
Brick: 1
Siding CmntFbrHrdBrd: 1
Slab: 1
Utilities
Electric: 1
Gas - Natural: 1
Phone: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Underground: 1
Zoning
Resid Single Family: 1
Exterior
Patio Covered: 1
Porch: 1
Sprinkler System: 1
Interior
Furnished - None: 1
Kitchen Island: 1
Pantry: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Stove/Oven Electric: 1
Warranty Provided: 1
Energy
AC - Central Elect: 1
Water Heater - Tnkls: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Tile: 1
MBed Trey Ceiling: 1
MBed Walk-in Closet: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Rooms
Bedroom: 1
Garage: 1
Loft: 1
Master Bedroom: 1
Office: 1
Fees Include
Trash: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 943
Street Name: Camp Fire
Street Suffix: Circle
State: FL
Zip Code: 32413
County: Bay
Project Name/Subdivision: Breakwater at Ward Creek
Parcel ID: 32717-250-118
Property Features
Construction Status: Under Construction
Lot Features: Cleared; Covenants; Sidewalk; Survey Available; Wooded
Zoning: Resid Single Family
Parking Features: Garage; Garage Attached
Project Facilities: Community Room; Exercise Room; Gated Community; Pickle Ball; Picnic Area; Playground; Pool; Tennis
Exterior: Patio Covered; Porch; Sprinkler System
Interior: Furnished - None; Kitchen Island; Pantry
Appliances: Dishwasher; Disposal; Microwave; Stove/Oven Electric; Warranty Provided
Utilities: Electric; Gas - Natural; Phone; Public Sewer; Public Water; TV Cable; Underground
Energy: AC - Central Elect; Water Heater - Tnkls
Master Bedroom: Second
Bedroom: First; Second
Rooms: Bedroom; Garage; Loft; Master Bedroom; Office
Financing: Conventional; FHA; VA
Fees Include: Trash
Room Information
Office
Level: First
Dimensions: 12.75 x 10.33
Length: 12.75
Width: 10.33
Dimensions: 12.75 x 10.33
Garage
Level: First
Dimensions: 20.33 x 20
Length: 20.33
Width: 20.00
Dimensions: 20.33 x 20
Master Bedroom
Level: Second
Dimensions: 16 x 14.25
Length: 16.00
Width: 14.25
Dimensions: 16 x 14.25
Loft
Level: Second
Dimensions: 17.08 x 13.42
Length: 17.08
Width: 13.42
Dimensions: 17.08 x 13.42
Bedroom
Level: First
Dimensions: 12.17 x 12
Length: 12.17
Width: 12.00
Dimensions: 12.17 x 12
Bedroom
Level: Second
Dimensions: 11 x 11
Length: 11.00
Width: 11.00
Dimensions: 11 x 11
Bedroom
Level: Second
Dimensions: 11.08 x 11
Length: 11.08
Width: 11.00
Dimensions: 11.08 x 11
Listing Office:
Jacksonville TBI Realty LLC
Listing Agent:
Nathan O Gido
Last Updated: July - 12 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.