928 Grace Avenue, Panama City, FL 32401 (MLS# 992909)

928 Grace Avenue, Panama City, FL 32401

$325,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,582 Lot Size (sq. ft.): 4,792 Status: Active

Current Price: $325,000 List Date: 1/15/2026 Last Modified: 4/24/2026

Description

New construction just blocks from downtown Panama City with modern design, durable materials, and income potential. This two story home offers 3 bedrooms, 2.5 bathrooms, 1,582 square feet, and a 1 car garage. All bedrooms are located upstairs, creating a clear separation between living and private space. The main level features White Oak luxury vinyl plank flooring and matching White Oak stair rail accents. The kitchen is designed to stand out with quartz countertops, custom cabinetry, brushed gold hardware, stainless steel appliances, designer lighting, and a walk in pantry. Upstairs, the primary suite includes a tray ceiling, double vanity, walk in shower, and a spacious layout. Bathrooms feature tile flooring and upgraded finishes throughout.

Supplements: Additional features include a functional mudroom off the garage, large under stair storage, 2x6 exterior wall construction, and added insulation between floors for sound reduction. Irrigation system already installed. Situated on a deep 33 x 150 lot with alley access and zoned MU-3, offering potential for an accessory dwelling unit. Ideal for rental income, house hacking, guest space, or long term flexibility. Buyer to verify zoning and ADU requirements. Located near downtown Panama City restaurants, marina access, and local events, with a short drive to Tyndall Air Force Base and Panama City Beach. Up to $5,500 lender credit available for qualified buyers. Schedule your showing today.

More Information MLS# 992909

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 205.44 List Date: 2026-01-15 Current Price: $325,000 List Price: $325,000

Location, Tax and Legal

Sub Area: 2703 - Bay - Central SW Elementary School: Cherry Street Middle School: Jinks High School: Bay Legal Description: 5 4S 14W -70.2- 29B COM AT THE INT OF THE EAST R/W LINE OF GRACE AVE & THE NORTH R/W LINE OF W 9TH ST THE RUN NORTH ALONG SAID E R/W LINE 258.11' W 9TH ST FOR POB TH CONT N 100' TH RUN E 150.74' S 100.01' TH RUN W 150.01' TO POB ORB 4733 P 1340

General Property Info

Sub-Type: Detached Single Family Design: Craftsman Style SqFt Source: Building Plan Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 2 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 1582 Bedrooms: 3 Full Baths: 2 Half Baths: 1 Total Bathrooms: 3 # Stories: 2 Year Built: 2025 Garage Spaces: 1 Acreage: 0.11

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 235 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: New construction just blocks from downtown Panama City with modern design, durable materials, and income potential. This two story home offers 3 bedrooms, 2.5 bathrooms, 1,582 square feet, and a 1 car garage. All bedrooms are located upstairs, creating a clear separation between living and private space. The main level features White Oak luxury vinyl plank flooring and matching White Oak stair rail accents. The kitchen is designed to stand out with quartz countertops, custom cabinetry, brushed gold hardware, stainless steel appliances, designer lighting, and a walk in pantry. Upstairs, the primary suite includes a tray ceiling, double vanity, walk in shower, and a spacious layout. Bathrooms feature tile flooring and upgraded finishes throughout.

Construction Status

Construction Complete: 1

Parking Features

Garage: 1

Project Facilities

Laundry: 1 Short Term Rental - Allowed: 1

Construction/Siding

Roof Shingle/Shake: 1 Siding CmntFbrHrdBrd: 1 Slab: 1 Trim Aluminum: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Fenced Lot-Part: 1 Patio Covered: 1 Porch: 1 Sprinkler System: 1

Interior

Ceiling Tray/Cofferd: 1 Floor Vinyl: 1 Floor WW Carpet New: 1 Kitchen Island: 1 Pantry: 1 Shelving: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Auto Garage Door Opn: 1 Cooktop: 1 Dishwasher: 1 Disposal: 1 Fire Alarm/Sprinkler: 1 Freezer: 1 Ice Machine: 1 Microwave: 1 Refrigerator: 1 Smoke Detector: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Heat Pump A/A Two +: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Shower Only: 1 MBed Walk-in Closet: 1

Master Bedroom

Second: 1

Bedroom

Second: 1

Kitchen

First: 1

Living Room

First: 1

Full Bathroom

Second: 1

Half Bathroom

First: 1

Rooms

Bedroom: 1 Dining Room: 1 Foyer: 1 Full Bathroom: 1 Garage: 1 Half Bathroom: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 928 Street Name: Grace Street Suffix: Avenue State: FL Zip Code: 32401 County: Bay Project Name/Subdivision: None Parcel ID: 18105-020-000

Property Features

Construction Status: Construction Complete Zoning: Resid Single Family Parking Features: Garage Project Facilities: Laundry; Short Term Rental - Allowed Exterior: Fenced Lot-Part; Patio Covered; Porch; Sprinkler System Interior: Ceiling Tray/Cofferd; Floor Vinyl; Floor WW Carpet New; Kitchen Island; Pantry; Shelving Appliances: Auto Garage Door Opn; Cooktop; Dishwasher; Disposal; Fire Alarm/Sprinkler; Freezer; Ice Machine; Microwave; Refrigerator; Smoke Detector Utilities: Electric; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Ceiling Fans; Heat Pump A/A Two + Master Bedroom: Second Bedroom: Second Kitchen: First Living Room: First Full Bathroom: Second Half Bathroom: First Rooms: Bedroom; Dining Room; Foyer; Full Bathroom; Garage; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom Financing: Conventional; FHA; VA

Room Information

Living Room Level: First Dimensions: 19 x 10 Length: 19.00 Width: 10.00 Dimensions: 19 x 10 Kitchen Level: First Dimensions: 11 x 11.6 Length: 11.00 Width: 11.60 Dimensions: 11 x 11.6 Dining Room Level: First Dimensions: 9.2 x 11.6 Length: 9.20 Width: 11.60 Dimensions: 9.2 x 11.6 Half Bathroom Level: First Dimensions: 5.6 x 5.5 Length: 5.60 Width: 5.50 Dimensions: 5.6 x 5.5 Foyer Level: First Dimensions: 7.8 x 21 Length: 7.80 Width: 21.00 Dimensions: 7.8 x 21 Garage Level: First Dimensions: 11 x 20.4 Length: 11.00 Width: 20.40 Dimensions: 11 x 20.4 Master Bedroom Level: Second Dimensions: 12.6 x 16 Length: 12.60 Width: 16.00 Dimensions: 12.6 x 16 Master Bathroom Level: Second Dimensions: 6 x 11 Length: 6.00 Width: 11.00 Dimensions: 6 x 11 Bedroom Level: Second Dimensions: 12 x 10 Length: 12.00 Width: 10.00 Dimensions: 12 x 10 Bedroom Level: Second Dimensions: 11 x 10 Length: 11.00 Width: 10.00 Dimensions: 11 x 10 Full Bathroom Level: Second Dimensions: 10.2 x 7.5 Length: 10.20 Width: 7.50 Dimensions: 10.2 x 7.5 Laundry Level: First Dimensions: 8 x 5.6 Length: 8.00 Width: 5.60 Dimensions: 8 x 5.6

Listing Office: Corcoran Reverie SRB

Listing Agent: Paul D Gibney

Last Updated: April - 24 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.