90 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459 (MLS# 998538)

90 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459

$415,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,871 Lot Size (sq. ft.): 3,485 Status: Active

Current Price: $415,000 List Date: 3/20/2026 Last Modified: 4/14/2026

Description

Coastal cottage charm meets everyday functionality in this well-maintained home in Mosaic Oaks, ideally located in Santa Rosa Beach. Offering 3 bedrooms and 2.5 baths, the layout features an open main living area with all bedrooms upstairs, including a primary suite with private balcony, walk-in closet, and spacious bath with dual vanities, soaking tub, and separate shower. Situated on an exterior lot, this home offers a private backyard backing to a natural wooded backdrop, complete with a fenced yard and screened porch for relaxed outdoor living. A one-car garage and no-carpet interior add everyday convenience.

Supplements: Recent upgrades include a new HVAC (2025), new range, microwave, and dishwasher (2026), fresh interior paint (2026), new sod (2026), new LVP flooring upstairs (2022), and fencing (2022). Enjoy the best of coastal living from Bay to Beach -- just minutes to bay access, parks, and approximately 10 minutes to 30A, Ed Walline Beach Access, and dining and shopping at Gulf Place.

More Information MLS# 998538

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 221.81 List Date: 2026-03-20 Current Price: $415,000 List Price: $415,000

Location, Tax and Legal

Sub Area: 1605 - SRB North of Chat Holley Rd Elementary School: Dune Lakes Middle School: Emerald Coast High School: South Walton Legal Description: LOT 9 MOSAIC OAKS S/D PB 18-15 OR 2859-69 OR 2866-3602 OR 2902-82 OR 2955-2412

General Property Info

Sub-Type: Detached Single Family Design: Florida Cottage SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: No Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 1871 Bedrooms: 3 Full Baths: 2 Half Baths: 1 Total Bathrooms: 3 # Stories: 2 Year Built: 2014 Garage Spaces: 1 Acreage: 0.08

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 165 Annual Assessment Amount: 660 Assessment Paid: Quarterly New Buyer Fee: No Last Taxes: 1662.22 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Coastal cottage charm meets everyday functionality in this well-maintained home in Mosaic Oaks, ideally located in Santa Rosa Beach. Offering 3 bedrooms and 2.5 baths, the layout features an open main living area with all bedrooms upstairs, including a primary suite with private balcony, walk-in closet, and spacious bath with dual vanities, soaking tub, and separate shower. Situated on an exterior lot, this home offers a private backyard backing to a natural wooded backdrop, complete with a fenced yard and screened porch for relaxed outdoor living. A one-car garage and no-carpet interior add everyday convenience.

Construction Status

Construction Complete: 1

Parking Features

Garage: 1 Garage Attached: 1

Lot/Parcel Access

Paved Road: 1

Project Facilities

Short Term Rental - Not Allowed: 1

Construction/Siding

Roof Composite Shngl: 1 Siding CmntFbrHrdBrd: 1 Slab: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Fenced Back Yard: 1 Porch Screened: 1

Interior

Breakfast Bar: 1 Floor Laminate: 1 Floor Tile: 1 Furnished - None: 1 Pantry: 1 Washer/Dryer Hookup: 1

Appliances

Dishwasher: 1 Dryer: 1 Microwave: 1 Oven Self Cleaning: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Heat Pump Wtr Air 2+: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1

Master Bedroom

Second: 1

Bedroom

Second: 1

Kitchen

First: 1

Full Bathroom

Second: 1

Rooms

Balcony: 1 Bedroom: 1 Covered Porch: 1 Dining Room: 1 Family Room: 1 Full Bathroom: 1 Garage: 1 Kitchen: 1 Laundry: 1 Master Bathroom: 1 Master Bedroom: 1

Fees Include

Management: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 16 - North Santa Rosa Beach Street #: 90 Street Name: Mosaic Oaks Street Suffix: Circle State: FL Zip Code: 32459 County: Walton Project Name/Subdivision: MOSAIC OAKS Parcel ID: 24-2S-20-33510-000-0090

Property Features

Construction Status: Construction Complete Zoning: Resid Single Family Parking Features: Garage; Garage Attached Project Facilities: Short Term Rental - Not Allowed Exterior: Balcony; Fenced Back Yard; Porch Screened Interior: Breakfast Bar; Floor Laminate; Floor Tile; Furnished - None; Pantry; Washer/Dryer Hookup Appliances: Dishwasher; Dryer; Microwave; Oven Self Cleaning; Stove/Oven Electric; Washer Utilities: Electric; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Heat Pump Wtr Air 2+; Water Heater - Elect Master Bedroom: Second Bedroom: Second Kitchen: First Full Bathroom: Second Rooms: Balcony; Bedroom; Covered Porch; Dining Room; Family Room; Full Bathroom; Garage; Kitchen; Laundry; Master Bathroom; Master Bedroom Fees Include: Management

Room Information

Garage Level: First Dimensions: 20 x 12 Length: 20.00 Width: 12.00 Dimensions: 20 x 12 Balcony Level: First Dimensions: 10 x 7 Length: 10.00 Width: 7.00 Dimensions: 10 x 7 Kitchen Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Dining Room Level: First Dimensions: 9.5 x 9 Length: 9.50 Width: 9.00 Dimensions: 9.5 x 9 Family Room Level: First Dimensions: 16 x 15 Length: 16.00 Width: 15.00 Dimensions: 16 x 15 Bedroom Level: Second Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12 Bedroom Level: Second Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12 Full Bathroom Level: Second Dimensions: 10 x 9 Length: 10.00 Width: 9.00 Dimensions: 10 x 9 Master Bedroom Level: Second Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Master Bathroom Level: Second Dimensions: 13 x 10 Length: 13.00 Width: 10.00 Dimensions: 13 x 10 Laundry Level: First Dimensions: 8 x 4 Length: 8.00 Width: 4.00 Dimensions: 8 x 4 Covered Porch Level: First Dimensions: 9 x 6 Length: 9.00 Width: 6.00 Dimensions: 9 x 6

Listing Office: 1 Percent Lists Florida Coast

Listing Agent: Wendy L Wiggins

Last Updated: April - 14 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.