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8891 Coral Reef Way, Panama City Beach, FL 32413 (MLS# 995392)

8891 Coral Reef Way, Panama City Beach, FL 32413

$659,000
Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 2,170 Lot Size (sq. ft.): 6,534 Status: Active
Current Price: $659,000 List Date: 2/15/2026 Last Modified: 3/12/2026

Description

MOTIVATED SELLER -- One-Year Home Warranty Included! Experience privacy, luxury, and resort-style living in this highly upgraded Breeze Bay home located in Phase 4 of Latitude Margaritaville Watersound. Situated on a rare oversized homesite with no neighbor to the left and peaceful preserve views, this property offers exceptional privacy and a tranquil natural setting. Inside, coastal elegance meets modern sophistication with thoughtfully selected upgrades throughout. The chef-inspired kitchen features Montgomery Quartz countertops, a gas cooktop, and premium finishes that combine both style and functionality. Luxury vinyl plank flooring runs through the main living areas, while tile flooring in all bathrooms provides durability and easy maintenance.

Supplements: Expansive sliding glass doors lead to a fully extended pavered lanai--perfect for relaxing or entertaining while enjoying the serene preserve backdrop. Conveniently located just a short golf cart ride from the vibrant Town Center and upcoming retail complex, this home provides easy access to everything Latitude Margaritaville has to offer. Residents enjoy an exceptional 55+ resort lifestyle with amenities including the Latitude Town Square Bandshell, Bar & Chill Restaurant, Paradise Pool with cabanas and tiki huts, Fins Up! Fitness Center, Last Mango Theater, tennis and pickleball courts, dog park and spa, kayak launch, walking trails, plus daily live entertainment and social events. Impeccably maintained, extensively upgraded, and offering rare privacy, this home presents an outstanding opportunity in Latitude Margaritaville Watersound. Priced to sell--bring your offer and start living the Margaritaville lifestyle today. <Ý<4

More Information MLS# 995392

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 303.69 List Date: 2026-02-14 Current Price: $659,000 List Price: $659,000

Location, Tax and Legal

Sub Area: 2711 - Bay North - West Bay Elementary School: West Bay Middle School: Surfside High School: Arnold Legal Description: LATITUDE AT WATERSOUND AREA 1 PHASE 4B LOT 4456 ORB 4756 P 1376

General Property Info

Sub-Type: Detached Single Family Design: Beach House SqFt Source: County PA Records Garage: Yes Carport: No Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 2170 Bedrooms: 2 Full Baths: 2 Half Baths: 1 Total Bathrooms: 3 # Stories: 1 Year Built: 2023 Acreage: 0.15

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 334.84 Annual Assessment Amount: 4018.08 Assessment Paid: Monthly New Buyer Fee: Yes New Buyer Fee Amt: 600 New Buyer Fee Paid: $ Last Taxes: 5884.99 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: MOTIVATED SELLER -- One-Year Home Warranty Included! Experience privacy, luxury, and resort-style living in this highly upgraded Breeze Bay home located in Phase 4 of Latitude Margaritaville Watersound. Situated on a rare oversized homesite with no neighbor to the left and peaceful preserve views, this property offers exceptional privacy and a tranquil natural setting. Inside, coastal elegance meets modern sophistication with thoughtfully selected upgrades throughout. The chef-inspired kitchen features Montgomery Quartz countertops, a gas cooktop, and premium finishes that combine both style and functionality. Luxury vinyl plank flooring runs through the main living areas, while tile flooring in all bathrooms provides durability and easy maintenance.

Construction Status

Construction Complete: 1

Parking Features

Garage Attached: 1

Lot Features

Covenants: 1 Restrictions: 1

Project Facilities

BBQ Pit/Grill: 1 Community Room: 1 Exercise Room: 1 Fishing: 1 Game Room: 1 Gated Community: 1 Minimum Rental Prd: 1 Pavillion/Gazebo: 1 Pickle Ball: 1 Picnic Area: 1 Pool: 1 Short Term Rental - Not Allowed: 1 Tennis: 1 Waterfront: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1

Zoning

Resid Single Family: 1

Exterior

Porch Screened: 1

Interior

Ceiling Cathedral: 1 Floor Tile: 1 Floor Vinyl: 1 Kitchen Island: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dishwasher: 1 Microwave: 1 Refrigerator: 1 Stove/Oven Gas: 1

Energy

AC - Central Elect: 1 Heat Cntrl Electric: 1 Water Heater - Tnkls: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Shower Only: 1 MBed First Floor: 1 MBed Sitting Area: 1 MBed Trey Ceiling: 1

Bedroom

First: 1

Rooms

Bedroom: 1 Den: 1 Great Room: 1

Fees Include

Land Recreation: 1 Master Association: 1 Recreational Faclty: 1 Security: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 8891 Street Name: Coral Reef Street Suffix: Way State: FL Zip Code: 32413 County: Bay Project Name/Subdivision: Latitude at Watersound Parcel ID: 32503-400-278

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Restrictions Zoning: Resid Single Family Parking Features: Garage Attached Project Facilities: BBQ Pit/Grill; Community Room; Exercise Room; Fishing; Game Room; Gated Community; Minimum Rental Prd; Pavillion/Gazebo; Pickle Ball; Picnic Area; Pool; Short Term Rental - Not Allowed; Tennis; Waterfront Exterior: Porch Screened Interior: Ceiling Cathedral; Floor Tile; Floor Vinyl; Kitchen Island Appliances: Dishwasher; Microwave; Refrigerator; Stove/Oven Gas Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - Central Elect; Heat Cntrl Electric; Water Heater - Tnkls Bedroom: First Rooms: Bedroom; Den; Great Room Financing: Conventional; FHA; VA Fees Include: Land Recreation; Master Association; Recreational Faclty; Security

Room Information

Bedroom Level: First Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Bedroom Level: First Dimensions: 13 x 11 Length: 13.00 Width: 11.00 Dimensions: 13 x 11 Den Level: First Dimensions: 18 x 11 Length: 18.00 Width: 11.00 Dimensions: 18 x 11 Great Room Level: First Dimensions: 24 x 18 Length: 24.00 Width: 18.00 Dimensions: 24 x 18
Listing Office: Coldwell Banker Realty
Listing Agent: Michael Tomlin
Last Updated: March - 12 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.