8706 Surf Drive # A, Panama City Beach, FL 32408
$599,000
Property Type:
Residential
Bedrooms:
2
Baths:
2
Square Footage:
1,150
Lot Size (sq. ft.):
2,178
Status:
Active
Current Price:
$599,000
List Date:
3/31/2026
Last Modified:
4/17/2026
Description
Directly across the street from the Gulf, this 2 bedroom, 2 bathroom townhome offers quick beach access, Gulf views, and updates that help reduce near-term maintenance. Two public beach access points are nearby, and the home is being sold fully furnished, making it a practical option for personal use, a second home, or rental use. For buyers exploring added rental flexibility, the neighboring townhome is also available, creating a rare opportunity to own side-by-side units.
Inside, the layout is set up to comfortably host guests with one king bed and two queen beds. The kitchen, bathrooms, and flooring were renovated in 2019, and the entire unit was freshly painted in 2025, including the walls, trim, and doors.
Supplements: All furnishings were also replaced in 2025, giving the interior a clean, updated feel. A full-size washer and dryer adds everyday convenience. The living area opens to a private patio where you can enjoy Gulf views and coastal breezes. A fenced backyard provides private outdoor space to unwind after time at the beach. The home also includes a private garage for beach gear, bikes, and other coastal essentials, plus additional driveway parking for guests. Nearby destinations include Pier Park, St. Andrews State Park, marinas, waterfront dining, shopping, and local restaurants. Buyer to verify all dimensions.
More Information MLS# 999342
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 520.87
List Date: 2026-03-31
Current Price: $599,000
List Price: $599,000
Location, Tax and Legal
Unit #: # A
Sub Area: 2723 - Beach - South of Grand Lagoon
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Legal Description: Bel Air 2nd Add Beg At Nw Cor Lot 10 Sely 16.63' Swly 119.97' Nwly 17.06 Nely 120' To Pob Aka Unit A Orb 3379 P 721 Blk 2
General Property Info
Sub-Type: Attached Single Unit
Design: Triplex
SqFt Source: County PA Records
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Driveway Spaces: 2
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 1150
Bedrooms: 2
Full Baths: 2
Total Bathrooms: 2
# Stories: 2
Year Built: 1983
Garage Spaces: 2
Acreage: 0.05
Listing Info, Tax & Legal
Homestead: No
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
New Buyer Fee Paid: $
Last Taxes: 2535.34
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Directly across the street from the Gulf, this 2 bedroom, 2 bathroom townhome offers quick beach access, Gulf views, and updates that help reduce near-term maintenance. Two public beach access points are nearby, and the home is being sold fully furnished, making it a practical option for personal use, a second home, or rental use. For buyers exploring added rental flexibility, the neighboring townhome is also available, creating a rare opportunity to own side-by-side units.
Inside, the layout is set up to comfortably host guests with one king bed and two queen beds. The kitchen, bathrooms, and flooring were renovated in 2019, and the entire unit was freshly painted in 2025, including the walls, trim, and doors.
Construction Status
Construction Complete: 1
Parking Features
Garage Attached: 1
Waterview
Gulf: 1
Lot/Parcel Access
Paved Road: 1
Lot Features
Within 1/2 Mile to Water: 1
Project Facilities
Short Term Rental - Allowed: 1
Construction/Siding
Roof Metal: 1
Stucco: 1
Trim Wood: 1
Utilities
Electric: 1
Public Water: 1
Septic Tank: 1
Zoning
Resid Multi-Family: 1
Resid Single Family: 1
Exterior
Balcony: 1
Renovated: 1
Shower: 1
Interior
Floor Vinyl: 1
Furnished - All: 1
Newly Painted: 1
Renovated: 1
Window Treatment All: 1
Woodwork Stained: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Auto Garage Door Opn: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Smoke Detector: 1
Stove/Oven Electric: 1
Washer: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Double Pane Windows: 1
Heat Cntrl Electric: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBed First Floor: 1
Master Bedroom
First: 1
Bedroom
First: 1
Kitchen
Second: 1
Living Room
Second: 1
Rooms
Bedroom: 1
Dining Area: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bedroom: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 8706
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Project Name/Subdivision: BEL AIR 2ND ADDN
Parcel ID: 30466-008-000
Property Features
Construction Status: Construction Complete
Lot Features: Within 1/2 Mile to Water
Zoning: Resid Multi-Family; Resid Single Family
Waterview: Gulf
Parking Features: Garage Attached
Project Facilities: Short Term Rental - Allowed
Exterior: Balcony; Renovated; Shower
Interior: Floor Vinyl; Furnished - All; Newly Painted; Renovated; Window Treatment All; Woodwork Stained
Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Dryer; Microwave; Smoke Detector; Stove/Oven Electric; Washer
Utilities: Electric; Public Water; Septic Tank
Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: First
Bedroom: First
Kitchen: Second
Living Room: Second
Rooms: Bedroom; Dining Area; Kitchen; Laundry; Living Room; Master Bedroom
Financing: Conventional; FHA; VA
Room Information
Master Bedroom
Level: First
Dimensions: 17 x 12
Length: 17.00
Width: 12.00
Dimensions: 17 x 12
Bedroom
Level: First
Dimensions: 14 x 10
Length: 14.00
Width: 10.00
Dimensions: 14 x 10
Laundry
Level: First
Dimensions: 7 x 7
Length: 7.00
Width: 7.00
Dimensions: 7 x 7
Living Room
Level: Second
Dimensions: 18.3 x 14
Length: 18.30
Width: 14.00
Dimensions: 18.3 x 14
Dining Area
Level: Second
Dimensions: 10 x 8
Length: 10.00
Width: 8.00
Dimensions: 10 x 8
Kitchen
Level: Second
Dimensions: 14 x 8
Length: 14.00
Width: 8.00
Dimensions: 14 x 8
Listing Office:
Compass
Listing Agent:
Christina M Schlink
Last Updated: April - 17 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.