819 Coldwater Creek Circle, Niceville, FL 32578 (MLS# 1002474)

819 Coldwater Creek Circle, Niceville, FL 32578

New Listing

$800,000

Large Family Room with all Double tray ceilings

All new kitchen with new cabinets, quartz countertops and appliances

Large Master bedroom which overlooks the pool

Master bathroom with dual sinks, new mirrors cabinets and flooring

Bedroom #3 With built in cabinets and walk in closet

#4 with built in cabinets and walk in closet

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,955 Lot Size (sq. ft.): 12,632 Status: Active

Current Price: $800,000 List Date: 5/07/2026 Last Modified: 5/07/2026

Description

One Owner Home! Assumable VA @2.25%. Welcome to your own slice of summer paradise! This beautiful 4 bedroom, 3 full bath home is ready for pool parties, backyard BBQs, and making memories all season long. Featuring a private screened-in pool, this home offers the perfect blend of indoor comfort and outdoor fun. Inside, you'll love the spacious open floor plan with soaring 11' ceilings, a cozy gas fireplace, and plenty of room to gather and entertain. The formal dining room also makes a great flex space for a home office, playroom, or additional sitting area. The kitchen offers generous workspace and storage, along with a sunny breakfast nook overlooking the living area and pool. One of the standout features is the large heated and cooled Florida room.

Supplements: Perfect for relaxing after a swimhosting game nights, or enjoying your morning coffee year-round. This home has seen numerous recent updates: Pool & spa - resurfaced 2026, Screen enclosure re-screened in 2020, new pool heater 2020; a complete interior repaint in 2026; a new fireplace box for the beautifully updated fireplace wall; LVP flooring 2020, All appliances 2020, Kitchen & 2 of the bathrooms have new granite tops. Additional major improvements include Roof replaced in 2024, A/C in 2019, and Water Heater in 2018. These are just a few of the highlights - See Improvements & Updates Sheet for full details! Whether you're entertaining friends, cooling off by the pool, or simply enjoying the spacious layout, this home was made for easy Florida living. Don't miss your chance to make it yours!

More Information MLS# 1002474

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 270.73 List Date: 2026-05-07 Current Price: $800,000 List Price: $800,000

Location, Tax and Legal

Sub Area: 1305 - Niceville North Elementary School: Edge Middle School: Ruckel High School: Niceville Legal Description: Swift Creek Ph Iv Lot 68

General Property Info

Sub-Type: Detached Single Family Design: Ranch SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: No Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 2955 Bedrooms: 4 Full Baths: 3 Total Bathrooms: 3 # Stories: 1 Year Built: 2004 Garage Spaces: 2 Acreage: 0.29

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 300 Annual Assessment Amount: 1200 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 500 New Buyer Fee Paid: $ Last Taxes: 0 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: One Owner Home! Assumable VA @2.25%. Welcome to your own slice of summer paradise! This beautiful 4 bedroom, 3 full bath home is ready for pool parties, backyard BBQs, and making memories all season long. Featuring a private screened-in pool, this home offers the perfect blend of indoor comfort and outdoor fun. Inside, you'll love the spacious open floor plan with soaring 11' ceilings, a cozy gas fireplace, and plenty of room to gather and entertain. The formal dining room also makes a great flex space for a home office, playroom, or additional sitting area. The kitchen offers generous workspace and storage, along with a sunny breakfast nook overlooking the living area and pool. One of the standout features is the large heated and cooled Florida room.

Construction Status

Construction Complete: 1

Parking Features

Garage: 1 Garage Attached: 1

Lot/Parcel Access

City Road: 1 Paved Road: 1

Lot Features

Covenants: 1 Interior: 1 Level: 1 Restrictions: 1 Sidewalk: 1 Survey Available: 1

Project Facilities

BBQ Pit/Grill: 1 Community Room: 1 Fishing: 1 Pavillion/Gazebo: 1 Pets Allowed: 1 Picnic Area: 1 Playground: 1 Pool: 1 Tennis: 1

Construction/Siding

Brick: 1 Frame: 1 Roof Dimensional Shg: 1 Stucco: 1 Trim Vinyl: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1

Zoning

City: 1 Resid Single Family: 1

Exterior

Fenced Back Yard: 1 Fenced Lot-All: 1 Fenced Privacy: 1 Hurricane Shutters: 1 Pool - Gunite Concrt: 1 Pool - In-Ground: 1 Rain Gutter: 1 Sprinkler System: 1

Assumable Mtg Typ

SOE Required: 1 VA Fixed: 1

Interior

Breakfast Bar: 1 Built-In Bookcases: 1 Ceiling Crwn Molding: 1 Ceiling Raised: 1 Ceiling Tray/Cofferd: 1 Fireplace Gas: 1 Floor Laminate: 1 Floor Tile: 1 Kitchen Island: 1 Lighting Recessed: 1 Newly Painted: 1 Pantry: 1 Pull Down Stairs: 1 Split Bedroom: 1 Washer/Dryer Hookup: 1 Woodwork Painted: 1

Financing

Conventional: 1 VA: 1

Appliances

Auto Garage Door Opn: 1 Dishwasher: 1 Disposal: 1 Oven Double: 1 Oven Self Cleaning: 1 Refrigerator: 1 Refrigerator W/IceMk: 1 Security System: 1 Smoke Detector: 1 Stove/Oven Gas: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Gas: 1 Water Heater - Gas: 1

Mstr Bdrm/Mstr Bath

MBath Cultured Mrble: 1 MBath Double Vanity: 1 MBath Separate Shwr: 1 MBath Walk-In Closet: 1 MBath Whirlpool: 1 MBed Trey Ceiling: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Full Bathroom

First: 1

Rooms

Bedroom: 1 Dining Area: 1 Dining Room: 1 Family Room: 1 Florida Room: 1 Foyer: 1 Full Bathroom: 1 Garage: 1 Kitchen: 1 Master Bathroom: 1 Master Bedroom: 1 Office: 1 Other: 1 Owner's Closet: 1

Fees Include

Accounting: 1 Management: 1 Master Association: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 13 - Niceville Street #: 819 Street Name: Coldwater Creek Street Suffix: Circle State: FL Zip Code: 32578 County: Okaloosa Project Name/Subdivision: SWIFT CREEK PH 4 Parcel ID: 04-1S-22-4404-0000-0680

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Interior; Level; Restrictions; Sidewalk; Survey Available Zoning: Resid Single Family Parking Features: Garage; Garage Attached Project Facilities: BBQ Pit/Grill; Community Room; Fishing; Pavillion/Gazebo; Pets Allowed; Picnic Area; Playground; Pool; Tennis Exterior: Fenced Back Yard; Fenced Lot-All; Fenced Privacy; Hurricane Shutters; Pool - Gunite Concrt; Pool - In-Ground; Rain Gutter; Sprinkler System Interior: Breakfast Bar; Built-In Bookcases; Ceiling Crwn Molding; Ceiling Raised; Ceiling Tray/Cofferd; Fireplace Gas; Floor Laminate; Floor Tile; Kitchen Island; Lighting Recessed; Newly Painted; Pantry; Pull Down Stairs; Split Bedroom; Washer/Dryer Hookup; Woodwork Painted Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Oven Double; Oven Self Cleaning; Refrigerator; Refrigerator W/IceMk; Security System; Smoke Detector; Stove/Oven Gas Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Gas; Water Heater - Gas Master Bedroom: First Bedroom: First Kitchen: First Full Bathroom: First Rooms: Bedroom; Dining Area; Dining Room; Family Room; Florida Room; Foyer; Full Bathroom; Garage; Kitchen; Master Bathroom; Master Bedroom; Office; Other; Owner's Closet Assumable Mtg Typ: SOE Required; VA Fixed Financing: Conventional; VA Fees Include: Accounting; Management; Master Association

Room Information

Foyer Level: First Dimensions: 9 x 6.1 Length: 9.00 Width: 6.10 Dimensions: 9 x 6.1 Office Level: First Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Remarks: Flex Room/ Living room Dimensions: 13 x 12 Dining Room Level: First Dimensions: 13 x 11.1 Length: 13.00 Width: 11.10 Dimensions: 13 x 11.1 Family Room Level: First Dimensions: 18 x 22 Length: 18.00 Width: 22.00 Dimensions: 18 x 22 Kitchen Level: First Dimensions: 18 x 12.2 Length: 18.00 Width: 12.20 Dimensions: 18 x 12.2 Dining Area Level: First Dimensions: 13.1 x 9.9 Length: 13.10 Width: 9.90 Dimensions: 13.1 x 9.9 Master Bedroom Level: First Dimensions: 17 x 14.8 Length: 17.00 Width: 14.80 Dimensions: 17 x 14.8 Master Bathroom Level: First Dimensions: 11.3 x 13 Length: 11.30 Width: 13.00 Dimensions: 11.3 x 13 Owner's Closet Dimensions: 11.4 x 6 Length: 11.40 Width: 6.00 Remarks: Master bathroom walk in Closet Dimensions: 11.4 x 6 Owner's Closet Dimensions: 10.6 x 6 Length: 10.60 Width: 6.00 Remarks: Master bathroom 2nd walk in Closet Dimensions: 10.6 x 6 Bedroom Level: First Dimensions: 12 x 13 Length: 12.00 Width: 13.00 Dimensions: 12 x 13 Full Bathroom Level: First Dimensions: 8.7 x 7.8 Length: 8.70 Width: 7.80 Dimensions: 8.7 x 7.8 Bedroom Level: First Dimensions: 11 x 12 Length: 11.00 Width: 12.00 Dimensions: 11 x 12 Full Bathroom Level: First Dimensions: 9.4 x 5 Length: 9.40 Width: 5.00 Dimensions: 9.4 x 5 Bedroom Level: First Dimensions: 11.1 x 12 Length: 11.10 Width: 12.00 Dimensions: 11.1 x 12 Florida Room Level: First Dimensions: 22 x 11 Length: 22.00 Width: 11.00 Dimensions: 22 x 11 Garage Level: First Dimensions: 21 x 21 Length: 21.00 Width: 21.00 Dimensions: 21 x 21 Other Level: First Dimensions: 30 x 15 Length: 30.00 Width: 15.00 Remarks: Just resurfaced Pool Dimensions: 30 x 15 Other Level: First Dimensions: 52 x 25 Length: 52.00 Width: 25.00 Remarks: Pool Cage Area Dimensions: 52 x 25 Other Level: First Dimensions: 30.9 x 6.5 Length: 30.90 Width: 6.50 Remarks: Covered Front Porch Dimensions: 30.9 x 6.5

Documents

Cost to Own ›

Updated to Home ›

Listing Office: Berkshire Hathaway Home Services PenFed Realty

Listing Agent: Cathy J Alley

Last Updated: May - 07 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.