7904 Surf Drive # 12, Panama City Beach, FL 32408
$285,000
Property Type:
Residential
Bedrooms:
1
Baths:
1
Square Footage:
729
Status:
Pending
Current Price:
$285,000
List Date:
2/24/2026
Last Modified:
4/23/2026
Description
Updated top-floor end-unit condo in Panama City Beach, ideally located between the pool and beach in sought-after Lower Grand Lagoon. This low-density beachfront complex offers gated beach access to the sugar-white sands and emerald waters of the Gulf of Mexico just across the street--perfect for those seeking a Panama City Beach condo near the beach.
Flooded with natural light, this open-concept condo features wood-look tile flooring, sleek stone countertops, stainless steel appliances, and a brand-new 2023 HVAC system. The desirable end-unit location provides extra windows and a bright, airy atmosphere, making this property feel like a true coastal retreat.
Designed with both comfort and investment potential in mind, the added bunk room boosts short-term rental income opportunities.
Supplements: A spacious storage closet can easily be converted into an owner's closet, ideal for vacation rental owners. Rare attic storage space provides additional room for beach gear, bikes, and seasonal items--an uncommon and valuable feature in Panama City Beach condos. Located just minutes from St. Andrews State Park, marinas, waterfront dining, shopping, and local attractions, this condo offers the best of coastal living. Whether you're searching for a vacation home, investment property, or full-time residence, this Panama City Beach condo for sale delivers location, lifestyle, and income potential.
More Information MLS# 996134
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 390.95
List Date: 2026-02-24
Current Price: $285,000
List Price: $285,000
Location, Tax and Legal
Unit #: # 12
Sub Area: 2723 - Beach - South of Grand Lagoon
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Legal Description: Misty Harbour Condo Apt 12 Orb 834 P 480 1Br 1B 650 H&C Orb 4465 P 640
General Property Info
Sub-Type: Condominium
Design: N/A
SqFt Source: Appraiser
Stories In Unit: 1
Stories in Building: 2
Unit Floors Above Ground: 2
Immediate Occupancy: Yes
Garage: No
Carport: No
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 729
Bedrooms: 1
Full Baths: 1
Total Bathrooms: 1
Year Built: 1974
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 1092
Annual Assessment Amount: 4368
Assessment Paid: Quarterly
New Buyer Fee: No
Last Taxes: 2393.83
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Updated top-floor end-unit condo in Panama City Beach, ideally located between the pool and beach in sought-after Lower Grand Lagoon. This low-density beachfront complex offers gated beach access to the sugar-white sands and emerald waters of the Gulf of Mexico just across the street--perfect for those seeking a Panama City Beach condo near the beach.
Flooded with natural light, this open-concept condo features wood-look tile flooring, sleek stone countertops, stainless steel appliances, and a brand-new 2023 HVAC system. The desirable end-unit location provides extra windows and a bright, airy atmosphere, making this property feel like a true coastal retreat.
Designed with both comfort and investment potential in mind, the added bunk room boosts short-term rental income opportunities.
Construction Status
Construction Complete: 1
Project Facilities
BBQ Pit/Grill: 1
Laundry: 1
Pets Allowed: 1
Short Term Rental - Allowed: 1
Utilities
Electric: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Energy
AC - Central Elect: 1
Bedroom
First: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Status Change Info
Status: Pending
Under Contract Date: 2026-04-23
Location Tax and Legal
Area: 27 - Bay County
Street #: 7904
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Project Name/Subdivision: Misty Harbour Condominiums
Parcel ID: 30493100000
Property Features
Construction Status: Construction Complete
Project Facilities: BBQ Pit/Grill; Laundry; Pets Allowed; Short Term Rental - Allowed
Utilities: Electric; Public Sewer; Public Water; TV Cable
Energy: AC - Central Elect
Bedroom: First
Kitchen: First
Living Room: First
Rooms: Bedroom; Kitchen; Living Room
Room Information
Kitchen
Level: First
Dimensions: 7 x 7
Length: 7.00
Width: 7.00
Remarks: Please measure if important
Dimensions: 7 x 7
Bedroom
Level: First
Dimensions: 14 x 9
Length: 14.00
Width: 9.00
Remarks: Please measure if important
Dimensions: 14 x 9
Living Room
Level: First
Dimensions: 24 x 13
Length: 24.00
Width: 13.00
Remarks: Please measure if important
Dimensions: 24 x 13
Documents
Listing Office:
The Premier Property Group Seacrest Office
Listing Agent:
Janet E Webber
Last Updated: April - 23 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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