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7432 Chipewa Street, Panama City, FL 32404 (MLS# 996244)

7432 Chipewa Street, Panama City, FL 32404

$665,000
Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,930 Lot Size (sq. ft.): 16,117 Status: Active
Current Price: $665,000 List Date: 2/25/2026 Last Modified: 3/21/2026

Description

Welcome to this beautifully renovated 4-bedroom, 2-bath waterfront home offering the perfect blend of modern updates, coastal charm, and true Gulf-access living. With 100 feet of water frontage, a private boat dock, and a boat lift, this property is ideal for anyone who wants to enjoy life on the water. Step inside to find updated flooring, fresh interior paint, and a bright, airy layout filled with coastal vibes. The kitchen has been recently upgraded with modern cabinets, sleek countertops, and newer appliances, delivering both style and function. The spacious master suite features a generous walk-in closet and plenty of natural light, creating a peaceful retreat. Additional highlights include newer lighting throughout, making every space feel refreshed and inviting

Supplements: Outside, enjoy your own backyard oasis with an inground pool installed in 2022, perfect for entertaining, relaxing, or cooling off after a day on the water. Located close to shopping, restaurants, schools, churches, and Tyndall AFB, this home offers incredible convenience while providing the coastal lifestyle buyers are searching for. Move-in ready, updated, and on the water, this one truly has it all!

More Information MLS# 996244

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 226.96 List Date: 2026-02-25 Current Price: $665,000 List Price: $665,000

Location, Tax and Legal

Sub Area: 2702 - Bay - Central SE Elementary School: Callaway Middle School: Rutherford ( Middle ) High School: Rutherford Legal Description: BAXTER SUBDIVISION LOT 6 BLK B ORB 4173 P 553 132A1

General Property Info

Sub-Type: Detached Single Family Design: Contemporary SqFt Source: County PA Records Garage: Yes Carport: No Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 2930 Bedrooms: 4 Full Baths: 2 Total Bathrooms: 2 # Stories: 1 Year Built: 1976 Garage Spaces: 2 Acreage: 0.37

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 3349.48 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Welcome to this beautifully renovated 4-bedroom, 2-bath waterfront home offering the perfect blend of modern updates, coastal charm, and true Gulf-access living. With 100 feet of water frontage, a private boat dock, and a boat lift, this property is ideal for anyone who wants to enjoy life on the water. Step inside to find updated flooring, fresh interior paint, and a bright, airy layout filled with coastal vibes. The kitchen has been recently upgraded with modern cabinets, sleek countertops, and newer appliances, delivering both style and function. The spacious master suite features a generous walk-in closet and plenty of natural light, creating a peaceful retreat. Additional highlights include newer lighting throughout, making every space feel refreshed and inviting

Waterfront

Bay: 1 Waterfront Feet: 100

Construction Status

Construction Complete: 1

Parking Features

Garage: 1 Garage Attached: 1

Waterview

Bayou: 1

Lot/Parcel Access

City Road: 1 Paved Road: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1

Zoning

City: 1

Exterior

Boat Slip: 1 Boathouse: 1 Boatlift: 1 Dock: 1 Pool - Gunite Concrt: 1 Pool - In-Ground: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Cooktop: 1 Dishwasher: 1 Disposal: 1 Refrigerator: 1 Refrigerator W/IceMk: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Water Heater - Elect: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Florida Room: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 7432 Street Name: Chipewa Street Suffix: Street State: FL Zip Code: 32404 County: Bay Project Name/Subdivision: Baxter Subdivision Parcel ID: 06778-035-000

Property Features

Construction Status: Construction Complete Waterfront: Bay Waterview: Bayou Parking Features: Garage; Garage Attached Exterior: Boat Slip; Boathouse; Boatlift; Dock; Pool - Gunite Concrt; Pool - In-Ground Appliances: Cooktop; Dishwasher; Disposal; Refrigerator; Refrigerator W/IceMk Utilities: Electric; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Water Heater - Elect Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Florida Room; Kitchen; Living Room; Master Bedroom Financing: Conventional; FHA; VA

Room Information

Master Bedroom Level: First Dimensions: 22 x 18 Length: 22.00 Width: 18.00 Dimensions: 22 x 18 Bedroom Level: First Dimensions: 11 x 11 Length: 11.00 Width: 11.00 Dimensions: 11 x 11 Bedroom Level: First Dimensions: 11 x 10.5 Length: 11.00 Width: 10.50 Dimensions: 11 x 10.5 Florida Room Level: First Dimensions: 20 x 15 Length: 20.00 Width: 15.00 Dimensions: 20 x 15 Living Room Level: First Dimensions: 18 x 17 Length: 18.00 Width: 17.00 Dimensions: 18 x 17 Kitchen Level: First Dimensions: 14 x 13 Length: 14.00 Width: 13.00 Dimensions: 14 x 13
Listing Office: EXP Realty LLC
Listing Agent: Morgan L Benton
Last Updated: March - 21 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.