We’re behind the scenes making improvements to the site—thanks for your patience! If you experience any issues, please contact us at info@ecmls.com

7428 Thomas Drive, Panama City Beach, FL 32408 (MLS# 998590)

7428 Thomas Drive, Panama City Beach, FL 32408

$939,999
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,375 Lot Size (sq. ft.): 3,049 Status: Active
Current Price: $939,999 List Date: 3/21/2026 Last Modified: 4/22/2026

Description

Located directly across Thomas Drive from Rick Seltzer Park, this 3-story, 4BR/3.5BA home offers prime access to one of PCB's most desirable beach entrances, with lifeguards, showers, parking, and Gulf views thanks to protected frontage. Sold fully furnished, it features $50K+ in upgrades, including new composite decking and roof section. The flexible layout includes multiple suites, loft, and a 3rd-floor entertainment space with vaulted ceilings, wet bar, sleeper sofa, and custom queen bunks. Main living offers 10' ceilings, tile floors, crown molding, fireplace, and natural light. Kitchen has granite, stainless appliances, wood cabinetry, breakfast bar, and pantry. Private fenced yard with heated saltwater pool and rooftop Gulf-view deck.

More Information MLS# 998590

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 395.79 List Date: 2026-03-21 Current Price: $939,999 List Price: $939,999

Location, Tax and Legal

Sub Area: 2723 - Beach - South of Grand Lagoon Elementary School: Patronis Middle School: Surfside High School: Arnold Legal Description: HOLIDAY BEACH UNIT #16 WLY 1/2 OF LOT 2 BLK 17 ORB 4706 P 443

General Property Info

Sub-Type: Detached Single Family Design: Beach House SqFt Source: Appraiser Garage: No Carport: No Driveway Spaces: 4 Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 2375 Bedrooms: 4 Full Baths: 3 Half Baths: 1 Total Bathrooms: 4 # Stories: 3 Year Built: 2005 Acreage: 0.07

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 7589 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Located directly across Thomas Drive from Rick Seltzer Park, this 3-story, 4BR/3.5BA home offers prime access to one of PCB's most desirable beach entrances, with lifeguards, showers, parking, and Gulf views thanks to protected frontage. Sold fully furnished, it features $50K+ in upgrades, including new composite decking and roof section. The flexible layout includes multiple suites, loft, and a 3rd-floor entertainment space with vaulted ceilings, wet bar, sleeper sofa, and custom queen bunks. Main living offers 10' ceilings, tile floors, crown molding, fireplace, and natural light. Kitchen has granite, stainless appliances, wood cabinetry, breakfast bar, and pantry. Private fenced yard with heated saltwater pool and rooftop Gulf-view deck.

Construction Status

Construction Complete: 1

Waterview

Gulf: 1

Lot/Parcel Access

City Road: 1 Paved Road: 1

Lot Features

Level: 1 Within 1/2 Mile to Water: 1

Construction/Siding

Roof Metal: 1 Siding CmntFbrHrdBrd: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1

Zoning

Resid Multi-Family: 1

Exterior

Balcony: 1 Fenced Back Yard: 1 Fenced Privacy: 1 Hurricane Shutters: 1 Pool - Gunite Concrt: 1 Pool - Heated: 1 Pool - In-Ground: 1 Porch: 1

Interior

Breakfast Bar: 1 Ceiling Cathedral: 1 Ceiling Crwn Molding: 1 Fireplace: 1 Fireplace Gas: 1 Floor Hardwood: 1 Floor Tile: 1 Kitchen Island: 1 Lighting Recessed: 1 Lock Out: 1 Newly Painted: 1 Owner's Closet: 1 Pantry: 1 Washer/Dryer Hookup: 1 Wet Bar: 1 Window Treatment All: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Refrigerator W/IceMk: 1 Smooth Stovetop Rnge: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Electric: 1 Water Heater - Gas: 1 Water Heater - Tnkls: 1

Mstr Bdrm/Mstr Bath

MBath Separate Shwr: 1 MBath Tile: 1 MBath Whirlpool: 1 MBed Balcony: 1

Master Bedroom

Second: 1

Bedroom

First: 1 Second: 1

Kitchen

First: 1

Living Room

First: 1 Third: 1

Rooms

Balcony: 1 Bedroom: 1 Dining Room: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 7428 Street Name: Thomas Street Suffix: Drive State: FL Zip Code: 32408 County: Bay Project Name/Subdivision: HOLIDAY BEACH UNIT 16 Parcel ID: 30808-428-010

Property Features

Construction Status: Construction Complete Lot Features: Level; Within 1/2 Mile to Water Zoning: Resid Multi-Family Waterview: Gulf Exterior: Balcony; Fenced Back Yard; Fenced Privacy; Hurricane Shutters; Pool - Gunite Concrt; Pool - Heated; Pool - In-Ground; Porch Interior: Breakfast Bar; Ceiling Cathedral; Ceiling Crwn Molding; Fireplace; Fireplace Gas; Floor Hardwood; Floor Tile; Kitchen Island; Lighting Recessed; Lock Out; Newly Painted; Owner's Closet; Pantry; Washer/Dryer Hookup; Wet Bar; Window Treatment All Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator W/IceMk; Smooth Stovetop Rnge; Stove/Oven Electric; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Gas; Water Heater - Tnkls Master Bedroom: Second Bedroom: First; Second Kitchen: First Living Room: First; Third Rooms: Balcony; Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom Financing: Conventional; FHA; VA

Room Information

Master Bedroom Level: Second Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Bedroom Level: First Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11 Bedroom Level: Second Dimensions: 17 x 12 Length: 17.00 Width: 12.00 Dimensions: 17 x 12 Living Room Level: First Dimensions: 18 x 13 Length: 18.00 Width: 13.00 Dimensions: 18 x 13 Kitchen Level: First Dimensions: 13 x 11 Length: 13.00 Width: 11.00 Dimensions: 13 x 11 Dining Room Level: First Dimensions: 13 x 7 Length: 13.00 Width: 7.00 Dimensions: 13 x 7 Living Room Level: Third Dimensions: 25 x 18 Length: 25.00 Width: 18.00 Dimensions: 25 x 18 Balcony Level: Third Dimensions: 23 x 18 Length: 23.00 Width: 18.00 Dimensions: 23 x 18
Listing Office: Coastal Choice Realty LLC
Listing Agent: Ashley N Dunnigan
Last Updated: April - 22 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.