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657 Shoal Landing Lot 177, Panama City Beach, FL 32413 (MLS# 1007398)

657 Shoal Landing Lot 177, Panama City Beach, FL 32413

$848,000
Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,435 Lot Size (sq. ft.): 6,970 Status: Active
Current Price: $848,000 List Date: 7/10/2026 Last Modified: 8/01/2026

Description

Welcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion February 2027. Limited time to select interior design studio selections to personalize it. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more.

Supplements: Step outside the multi slide glass door onto your covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Pictures are not of actual home, but same floor plan.

More Information MLS# 1007398

General Property Info

userdefined76: 3 Sub-Type: Detached Single Family Design: Traditional SqFt Source: Building Plan Immediate Occupancy: No Garage: Yes Carport: No Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 3435 Bedrooms: 5 Full Baths: 3 Half Baths: 1 Total Bathrooms: 4 # Stories: 2 Year Built: 2026 Garage Spaces: 3 Acreage: 0.16

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 246.87 List Date: 2026-07-10 Current Price: $848,000 List Price: $848,000

Location, Tax and Legal

Unit #: Lot 177 Sub Area: 2722 - Beach - North West Elementary School: West Bay Middle School: Surfside High School: Arnold Legal Description: BREAKWATER AT WARD CREEK PH 2 LOT 177 ORB 4894 P 1322

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 210 Annual Assessment Amount: 2520 Assessment Paid: Monthly New Buyer Fee: Yes New Buyer Fee Amt: 630 New Buyer Fee Paid: $ Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Welcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion February 2027. Limited time to select interior design studio selections to personalize it. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more.

Construction Status

Under Construction: 1

Parking Features

Garage Attached: 1

Lot/Parcel Access

Paved Road: 1

Lot Features

Sidewalk: 1 Survey Available: 1 Wooded: 1

Project Facilities

Community Room: 1 Exercise Room: 1 Gated Community: 1 Pickle Ball: 1 Picnic Area: 1 Playground: 1 Pool: 1 Tennis: 1

Construction/Siding

Siding CmntFbrHrdBrd: 1 Slab: 1

Utilities

Electric: 1 Gas - Natural: 1 Phone: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1 Underground: 1

Zoning

Resid Single Family: 1

Exterior

Patio Covered: 1 Sprinkler System: 1

Interior

Furnished - None: 1 Kitchen Island: 1 Lighting Recessed: 1 Pantry: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dishwasher: 1 Disposal: 1 Microwave: 1 Smoke Detector: 1 Stove/Oven Electric: 1 Warranty Provided: 1

Energy

AC - 2 or More: 1 Water Heater - Tnkls: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBath Walk-In Closet: 1 MBed First Floor: 1

Master Bedroom

First: 1

Bedroom

First: 1 Second: 1

Rooms

Bedroom: 1 Great Room: 1 Loft: 1 Master Bedroom: 1

Fees Include

Trash: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 657 Street Name: Shoal Street Suffix: Landing State: FL Zip Code: 32413 County: Bay Project Name/Subdivision: Breakwater at Ward Creek Parcel ID: 32717-275-072

Property Features

Construction Status: Under Construction Lot Features: Sidewalk; Survey Available; Wooded Zoning: Resid Single Family Parking Features: Garage Attached Project Facilities: Community Room; Exercise Room; Gated Community; Pickle Ball; Picnic Area; Playground; Pool; Tennis Exterior: Patio Covered; Sprinkler System Interior: Furnished - None; Kitchen Island; Lighting Recessed; Pantry Appliances: Dishwasher; Disposal; Microwave; Smoke Detector; Stove/Oven Electric; Warranty Provided Utilities: Electric; Gas - Natural; Phone; Public Sewer; Public Water; TV Cable; Underground Energy: AC - 2 or More; Water Heater - Tnkls Master Bedroom: First Bedroom: First; Second Rooms: Bedroom; Great Room; Loft; Master Bedroom Financing: Conventional; FHA; VA Fees Include: Trash

Room Information

Master Bedroom Level: First Dimensions: 16.17 x 15 Length: 16.17 Width: 15.00 Dimensions: 16.17 x 15 Bedroom Level: First Dimensions: 14.67 x 11.25 Length: 14.67 Width: 11.25 Dimensions: 14.67 x 11.25 Bedroom Level: First Dimensions: 10.42 x 10.08 Length: 10.42 Width: 10.08 Dimensions: 10.42 x 10.08 Bedroom Level: Second Dimensions: 13.42 x 10 Length: 13.42 Width: 10.00 Dimensions: 13.42 x 10 Bedroom Level: Second Dimensions: 11.33 x 10 Length: 11.33 Width: 10.00 Dimensions: 11.33 x 10 Loft Level: Second Dimensions: 20.75 x 16.42 Length: 20.75 Width: 16.42 Dimensions: 20.75 x 16.42 Great Room Level: First Dimensions: 19 x 18.5 Length: 19.00 Width: 18.50 Dimensions: 19 x 18.5
Listing Office: Jacksonville TBI Realty LLC
Listing Agent: Nathan O Gido
Last Updated: August - 01 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.