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6408 River Bluff Trail, Panama City Beach, FL 32413 (MLS# 1005620)

6408 River Bluff Trail, Panama City Beach, FL 32413

$1,100,000
Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 3,384 Lot Size (sq. ft.): 35,719 Status: Active
Current Price: $1,100,000 List Date: 6/16/2026 Last Modified: 8/09/2026

Description

GENERATIONAL LIVING!! 6408 River Bluff Trail is a custom built home that offers elegant single-story living in the prominent community of RiverCamps on Crooked Creek. This home offers a spacious 3,384 square feet of heated and cooled living space. Included in this square footage is a guest house for multi generational living, a bonus room above garage that includes a half bath, and a four Seasons room that is perfect for watching wildlife.

Supplements: The main living space includes 2,079 square feet. Ceramic Tile floors are found throughout main living area, kitchen, bedrooms, and bathrooms. Bullnose-Edge Quartz countertops, and oversized kitchen island are found in the modern kitchen. A gorgeous wood burning fireplace with 100 year old hard pine mantel sits at the focus of the living room. This home boasts 8 foot entry and closet doors in the main living space. And features 10 foot ceilings throughout with cathedral ceiling in living room and kitchen. It also offers oversized two car garage with 10 foot ceilings and 8 foot entry doors. As well as 220 power in garage. There are two master suites in main living space. The primary master bathroom features a claw foot tub, and curb less walk in shower. A new HVAC was installed in main house in December 2025. The Four Seasons Room is adorned with full wall windows that are perfect for watching the neighborhood wildlife. It also features LVP flooring, and a Mini Split HVAC system.This home truly provides a rare opportunity with the inclusion of the guest house. The guest house which was built in 2022 features a master bedroom, and master bathroom with a curb less walk in shower. It also includes a living area and kitchen. Other key features include a dedicated car port, and screened in porch. This homesite offers usable outdoor space that includes a fire pit, and an outdoor shower. RiverCamps on Crooked Creek is a Certified Nature Preserve Community. The community offers resort style amenities. Amenities include gated access, a future river house, newly built community pool, boardwalks and trails, kayak and paddle boards, fitness center currently being built, as well as community boat ramp, and boat storage for residents. The home is within walking distance to additional boat dock on crooked creek. RiverCamps is in close proximity to many local businesses's. It is only 10 miles from Pier Park and the famous white sandy beaches. It's also 2 and a half miles from NW Florida Beaches International Airport. 3 and a half miles from Publix, to be opening soon. And approximately 5 miles to new hospital, to be opening in 2028. Furnishings are negotiable. Measurements approximate. All information is deemed reliable, but not guaranteed. Buyer to verify if important.

More Information MLS# 1005620

General Property Info

userdefined76: 3 Sub-Type: Detached Single Family Design: Craftsman Style SqFt Source: Building Plan Garage: Yes Carport: Yes Carport Spaces: 1 Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 3384 Bedrooms: 4 Full Baths: 4 Half Baths: 1 Total Bathrooms: 5 # Stories: 1 Year Built: 2018 Garage Spaces: 2 Acreage: 0.82

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 325.06 List Date: 2026-06-16 Current Price: $1,100,000 List Price: $1,100,000

Location, Tax and Legal

Sub Area: 2711 - Bay North - West Bay Elementary School: West Bay Middle School: Surfside High School: Arnold Legal Description: Rivercamps On Crooked Creek Unit 1 Map 43 Lot 2 Orb 4037 P 339

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 830.59 Annual Assessment Amount: 3322.36 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 1 New Buyer Fee Paid: % Last Taxes: 4099 Last Tax Year: 2020 Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner. As Is: Yes

Remarks & Misc

Remarks: GENERATIONAL LIVING!! 6408 River Bluff Trail is a custom built home that offers elegant single-story living in the prominent community of RiverCamps on Crooked Creek. This home offers a spacious 3,384 square feet of heated and cooled living space. Included in this square footage is a guest house for multi generational living, a bonus room above garage that includes a half bath, and a four Seasons room that is perfect for watching wildlife.

Construction Status

Construction Complete: 1

Parking Features

Carport Attached: 1 Garage Attached: 1

Lot/Parcel Access

Gravel/Oyster Shell: 1

Lot Features

Covenants: 1 Within 1/2 Mile to Water: 1

Project Facilities

BBQ Pit/Grill: 1 Boat Launch: 1 Community Room: 1 Gated Community: 1 Pets Allowed: 1 Playground: 1 Short Term Rental - Not Allowed: 1

Construction/Siding

Foundation Off Grade: 1 Roof Metal: 1 Siding CmntFbrHrdBrd: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Guest Quarters: 1 Porch: 1 Porch Screened: 1 Separate Living Area: 1 Sprinkler System: 1

Interior

Floor Tile: 1 Floor Vinyl: 1 Kitchen Island: 1 Pantry: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1

Financing

Conventional: 1 VA: 1

Appliances

Dishwasher: 1 Disposal: 1 Microwave: 1 Refrigerator W/IceMk: 1 Stove/Oven Electric: 1

Energy

AC - Central Elect: 1 Double Pane Windows: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBed First Floor: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Rooms

Bedroom: 1 Dining Room: 1 Family Room: 1 Kitchen: 1 Master Bedroom: 1

Fees Include

Ground Keeping: 1 Land Recreation: 1 Management: 1 Master Association: 1 Recreational Faclty: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 6408 Street Name: River Bluff Street Suffix: Trail State: FL Zip Code: 32413 County: Bay Project Name/Subdivision: RIVERCAMPS ON CROOKED CREEK PH 2 Parcel ID: 32611-502-000

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Within 1/2 Mile to Water Zoning: Resid Single Family Parking Features: Carport Attached; Garage Attached Project Facilities: BBQ Pit/Grill; Boat Launch; Community Room; Gated Community; Pets Allowed; Playground; Short Term Rental - Not Allowed Exterior: Guest Quarters; Porch; Porch Screened; Separate Living Area; Sprinkler System Interior: Floor Tile; Floor Vinyl; Kitchen Island; Pantry; Washer/Dryer Hookup; Window Treatment All Appliances: Dishwasher; Disposal; Microwave; Refrigerator W/IceMk; Stove/Oven Electric Utilities: Electric; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Double Pane Windows; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: First Kitchen: First Rooms: Bedroom; Dining Room; Family Room; Kitchen; Master Bedroom Financing: Conventional; VA Fees Include: Ground Keeping; Land Recreation; Management; Master Association; Recreational Faclty

Room Information

Family Room Level: First Dimensions: 19 x 12 Length: 19.00 Width: 12.00 Dimensions: 19 x 12 Master Bedroom Level: First Dimensions: 15 x 13 Length: 15.00 Width: 13.00 Dimensions: 15 x 13 Bedroom Level: First Dimensions: 16 x 12 Length: 16.00 Width: 12.00 Dimensions: 16 x 12 Bedroom Level: First Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11 Dining Room Level: First Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12 Kitchen Level: First Dimensions: 15 x 19 Length: 15.00 Width: 19.00 Dimensions: 15 x 19
Listing Office: Inlet Beach Real Estate
Listing Agent: Cayla C Clinger
Last Updated: August - 09 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.