5612 Hilltop Avenue A-C, Panama City Beach, FL 32408 (MLS# 1007232)

5612 Hilltop Avenue A-C, Panama City Beach, FL 32408

$625,000

The open-concept living area creates a warm and inviting space where the living room flows seamlessly into the kitchen, making everyday living and entertaining effortless.

The spacious kitchen features beautiful granite countertops, abundant cabinetry, a stylish tile backsplash, and plenty of workspace to make meal preparation both functional and enjoyable.

Stretching the length of the home, this expansive deck provides abundant space for outdoor dining, lounging, and entertaining while enjoying the coastal breeze.

Spacious and inviting, the main living room offers plenty of room to gather with family and friend, featuring an electric fireplace, abundant natural light, and comfortable open layout.

The inviting living room features a stylish electric fireplace with built-in media center, creating a cozy focal point while maintaining an open flow into the kitchen and dining area.

With generous proportions and multiple seating areas, the spacious living room provides the perfect place to gather, unwind, and enjoy everyday coastal living.

The oversized granite breakfast bar provides generous seating and prep space, creating the perfect gathering spot for casual meals, entertaining, or morning coffee.**DIGITAL STAGING**

Adjacent to the kitchen, the dedicated dining area offers a welcoming space for family meals, holiday gathering, and everyday conversation.**DIGITALLY STAGED**

The open dining area flows effortlessly into the kitchen, creating a welcoming space that's ideal for everyday meals, entertaining, and gathering with family and friends.**IMAGE IS DIGITALLY MODIFIED**

Spacious primary downstairs bedroom featuring a tray-style ceiling with crown molding, ceiling fan, warm wood furnishings, and ample space for a king-sized bed. Neutral finishes and abundant natural light create a comfortable and inviting retreat.

A versatile bonus room offers endless possibilities as a hobby space, home office, craft room, fitness area, or additional storage to suit your lifestyle.

An additional flex space offers endless possibilities as a workshop, hobby room, art studio, home business space, or extra storage area to fit your unique needs.

With ample room for multiple workstations, this expansive lower-level flex space is ideal for hobbies, creative pursuits, a home-based business, or extensive storage.

The spacious primary bedroom offers a peaceful retreat with room for a king-size bed and additional furnishings, creating a comfortable place to unwind at the end of the day.

Wake up to the warmth and charm of a private fireplace in the spacious primary bedroom, creating a cozy retreat to relax and unwind.

Unwind in the spacious primary bath featuring a relaxing jetted soaking tub, expansive vanity, and plenty of room to create your own spa-like retreat.

The spacious primary bath is thoughtfully designed with a jetted soaking tub, separate tiled walk-in shower, dual vanity, and private water closet, creating a true owner's retreat.

The spacious walk-in tiled shower complements the luxurious primary bath, offering a spa-inspired retreat with timeless finishes and everyday comfort.

The oversized walk-in closet offers exceptional storage with built-in organization and the added convenience of an adjoining laundry area.**DIGITALLY STAGED**

This spacious flex room offers endless possibilities as a dressing room, home gym, hobby space, studio, or additional storage area to fit your lifestyle.**IMAGE IS DIGITALLY MODIFIED**

A private guest living area offers exceptional flexibility for extended family, visitors, or multi-generational living, complete with comfortable living space and convenient access to a kitchenette.

The expansive covered space beneath the home creates the perfect setting for outdoor dining, entertaining, and relaxing in the shade after a day at the beach.**IMAGE IS DIGITALLY MODIFIED**

The open-concept guest suite seamlessly combines the living area, dining space, and kitchenette, offering a comfortable and functional retreat for extended family or visitors.

Comfortable and inviting, the private guest living room offers a relaxing space to unwind while providing separation and privacy from the main living areas.

The well-equipped kitchenette provides everything needed for independent living, making it ideal for guest, extended family, or multi-generational households.

The well-appointed kitchenette offers generous cabinet space, expansive countertops, and full-size appliances, making everyday meal preparation simple and convenient.

Thoughtfully designed with generous counter space, a double-basin sink, and ample cabinetry, this kitchenette makes everyday meal preparation both easy and effecient.

Comfortable guest bedroom featuring vaulted ceiling, wood-look flooring, a ceiling fan, and natural light for a bright, inviting retreat.

Well-appointed guest bathroom featuring a dual-sink vanity, generous counter space, and a convenient tub/shower combination.

Bright secondary bedroom featuring wood-look flooring, a ceiling fan, and windows that fill the space with natural light.

Bright full bathroom featuring a clean, neutral design and a spacious tub, providing comfort and convenience for family and guests.

Neutral finishes and practical counter space make this guest bathroom both comfortable and easy to maintain.

Expansive open-air deck offers the perfect setting for outdoor dining, entertaining, or simply relaxing while enjoying the coastal breeze.

The expansive upper-level deck offers exceptional flexibility, with ample space for outdoor dining, lounging, grilling, or entertaining under the Florida sky.**IMAGE IS DIGITALLY MODIFIED**

The open-concept living area flows seamlessly into the kitchen, creating a bright and functional space ideal for everyday living or extended stays.

Spacious kitchen features a generous breakfast bar, abundant cabinetry, and an open-concept design that keeps you connected to the living area.

Oversized breakfast bar with seating creates the perfect gathering space, complemented by abundant cabinetry and an open layout ideal for everyday living and entertaining.

Convenient in-unit laundry closet with washer, dryer and built-in shelving for additional storage and organization.

Bright and spacious bedroom features abundant natural light, generous closet space, and a neutral color palette ready for your personal touch.

Bright full bathroom features a tub/shower combination, oversized vanity, and a transom window that brings in natural light while maintaining privacy

Generously sized bedroom features dual windows, soft carpeting, and ample space to create your own private retreat.

Bright and airy full bathroom features a large soaking tub with tiled surround, spacious vanity, and abundant natural light.

Situated on a spacious corner lot, this elevated coastal home offers an impressive sense of space with a sprawling lawn, mature palm trees, and room to enjoy the Florida lifestyle.

Welcome home to a property that immediately captures the essence of coastal green living. Framed by mature palm trees and lush inviting curb appeal with generous parking, covered space beneath the home, and a welcoming presence just moments from the beach.

Designed for coastal living, this elevated home offers covered parking, generous outdoor space, and multiple decks and balconies to enjoy the Florida sunshine and Gulf breezes.

Property Type: Residential Bedrooms: 8 Baths: 6 Square Footage: 3,804 Status: Active

Current Price: $625,000 List Date: 7/09/2026 Last Modified: 7/29/2026

Description

UNIQUE TRIPLEX OPPORTUNITY! This sprawling 8-bedroom, 6-bathroom PCB triplex offers a rare opportunity to own a spacious property with incredible income potential just blocks from the Gulf. Situated on a prominent corner, this unique property spans three separate parcels, giving you ownership of the entire corner--a rare feature that provides added space, flexibility, privacy, and long-term value. Whether you're looking to expand your investment portfolio, offset your mortgage with rental income, or simply own a property with exceptional versatility, this offering deserves a closer look. It is the perfect opportunity for an investor with vision to bring this property's true potential to life. The main floor is anchored by Apartment A, a spacious split-level 4-bedroom, 2-bath home featuring a beautifully updated kitchen with white cabinetry, granite countertops, stainless steel appliances, and a converted two-car garage that creates an expansive bonus/flex space. Apartment B is a private 2-bedroom, 2-bath unit on the second floor with its own separate entrance. Above, Apartment C occupies the third floor and offers another private 2-bedroom, 2-bath layout with elevated views and its own entrance.

Supplements: This rare opportunity is highlighted by its fantastic location in the South Lagoon. It sits just a few blocks from public beach access points off Gulf Drive, offering immediate access to the emerald waters and is even closer to the local boat ramp on the lagoon. No HOA! The expansive lot offers parking freedom, perfectly accommodating an RV, boat, or multiple vehicles. It is ideally positioned within a short stroll or golf cart ride to the marina area, beloved seafood spots, dining, and shopping options along Thomas Drive, seamlessly combining a neighborhood feel with effortless accessibility to the best local attractions. Schedule your showing today. A video tour is also available

More Information MLS# 1007232

General Property Info

userdefined76: 0 Sub-Type: Attached Single Unit Design: Triplex SqFt Source: County PA Records Garage: No Carport: Yes Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 3804 Bedrooms: 8 Full Baths: 6 Total Bathrooms: 6 # Stories: 3 Year Built: 1986

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 164.3 List Date: 2026-07-08 Current Price: $625,000 List Price: $625,000

Location, Tax and Legal

Unit #: A-C Sub Area: 2723 - Beach - South of Grand Lagoon Elementary School: Patronis Middle School: Surfside High School: Arnold Legal Description: BILTMORE BEACH 1ST ADD LOTS 1 & 2 BLK G ORB 3211 P 1444

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 3753.99 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: UNIQUE TRIPLEX OPPORTUNITY! This sprawling 8-bedroom, 6-bathroom PCB triplex offers a rare opportunity to own a spacious property with incredible income potential just blocks from the Gulf. Situated on a prominent corner, this unique property spans three separate parcels, giving you ownership of the entire corner--a rare feature that provides added space, flexibility, privacy, and long-term value. Whether you're looking to expand your investment portfolio, offset your mortgage with rental income, or simply own a property with exceptional versatility, this offering deserves a closer look. It is the perfect opportunity for an investor with vision to bring this property's true potential to life. The main floor is anchored by Apartment A, a spacious split-level 4-bedroom, 2-bath home featuring a beautifully updated kitchen with white cabinetry, granite countertops, stainless steel appliances, and a converted two-car garage that creates an expansive bonus/flex space. Apartment B is a private 2-bedroom, 2-bath unit on the second floor with its own separate entrance. Above, Apartment C occupies the third floor and offers another private 2-bedroom, 2-bath layout with elevated views and its own entrance.

Construction Status

Construction Complete: 1

Parking Features

Covered: 1

Project Facilities

Short Term Rental - Allowed: 1

Utilities

Electric: 1 Public Water: 1 Septic Tank: 1

Zoning

See Remarks: 1

Financing

Conventional: 1

Appliances

Dishwasher: 1 Microwave: 1 Refrigerator: 1 Stove/Oven Electric: 1

Energy

AC - Central Elect: 1 Heat Cntrl Electric: 1

Master Bedroom

Second: 1

Bedroom

First: 1 Second: 1 Third: 1

Kitchen

First: 1 Second: 1 Third: 1

Living Room

First: 1

Rooms

Bedroom: 1 Bonus Room: 1 Family Room: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 5612 Street Name: Hilltop Street Suffix: Avenue State: FL Zip Code: 32408 County: Bay Project Name/Subdivision: BILTMORE BEACH 1ST ADDN Parcel ID: 32061-000-000

Property Features

Construction Status: Construction Complete Zoning: See Remarks Parking Features: Covered Project Facilities: Short Term Rental - Allowed Appliances: Dishwasher; Microwave; Refrigerator; Stove/Oven Electric Utilities: Electric; Public Water; Septic Tank Energy: AC - Central Elect; Heat Cntrl Electric Master Bedroom: Second Bedroom: First; Second; Third Kitchen: First; Second; Third Living Room: First Rooms: Bedroom; Bonus Room; Family Room; Kitchen; Living Room; Master Bedroom Financing: Conventional

Room Information

Living Room Level: First Dimensions: 21 x 22 Length: 21.00 Width: 22.00 Remarks: Buyer to measure Dimensions: 21 x 22 Kitchen Level: First Dimensions: 15.5 x 13.2 Length: 15.50 Width: 13.20 Remarks: Buyer to measure Dimensions: 15.5 x 13.2 Bedroom Level: First Dimensions: 1 x 1 Length: 1.00 Width: 1.00 Remarks: Buyer to measure Dimensions: 1 x 1 Bonus Room Level: First Dimensions: 1 x 1 Length: 1.00 Width: 1.00 Remarks: Buyer to measure Dimensions: 1 x 1 Bedroom Level: First Dimensions: 1 x 1 Length: 1.00 Width: 1.00 Remarks: Buyer to measure Dimensions: 1 x 1 Master Bedroom Level: Second Dimensions: 1 x 1 Length: 1.00 Width: 1.00 Remarks: Buyer to measure Dimensions: 1 x 1 Bedroom Level: Second Dimensions: 1 x 1 Length: 1.00 Width: 1.00 Remarks: Buyer to measure Dimensions: 1 x 1 Bedroom Level: Second Dimensions: 1 x 1 Length: 1.00 Width: 1.00 Remarks: Buyer to measure Dimensions: 1 x 1 Family Room Level: Second Dimensions: 1 x 1 Length: 1.00 Width: 1.00 Remarks: Buyer to measure Dimensions: 1 x 1 Kitchen Level: Second Dimensions: 1 x 1 Length: 1.00 Width: 1.00 Remarks: Buyer to measure Dimensions: 1 x 1 Family Room Level: Third Dimensions: 1 x 1 Length: 1.00 Width: 1.00 Remarks: Buyer to measure Dimensions: 1 x 1 Kitchen Level: Third Dimensions: 1 x 1 Length: 1.00 Width: 1.00 Remarks: Buyer to measure Dimensions: 1 x 1 Bedroom Level: Third Dimensions: 1 x 1 Length: 1.00 Width: 1.00 Remarks: Buyer to measure Dimensions: 1 x 1 Bedroom Level: Third Dimensions: 1 x 1 Length: 1.00 Width: 1.00 Remarks: Buyer to measure Dimensions: 1 x 1

Documents

Hilltop- Apt A (1st floor) ›

Hilltop- Apt A (2nd floor) ›

Hilltop- Apt A (All floors) ›

Listing Office: Coldwell Banker Realty

Listing Agent: Courtney Pantalena

Last Updated: July - 29 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.