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5412 Hilltop Avenue, Panama City Beach, FL 32408 (MLS# 1005484)

5412 Hilltop Avenue, Panama City Beach, FL 32408

$399,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,075 Lot Size (sq. ft.): 6,098 Status: Active
Current Price: $399,000 List Date: 6/15/2026 Last Modified: 8/10/2026

Description

Welcome to Paradise! Your perfect beach get away in the highly desirable Lower Lagoon area of Panama City Beach is waiting for you. Just a couple of blocks from the sugar-white sands and emerald waters of the Gulf, this fully furnished 3-bedroom, 2-bathroom single-family home offers the perfect blend of relaxation, convenience, and investment potential. Ideally located within walking distance to some of the area's best restaurants, shopping, and local attractions, you'll also enjoy easy access to boating, fishing, and family-friendly entertainment. Whether cruising by golf cart or strolling to the beach, this location truly captures the laid-back coastal lifestyle and even offers a few public boat ramps in the neighborhood. Inside, the thoughtfully designed layout comfortably accommodates families and guests, featuring two spacious king bedrooms and a bunk room with two sets of bunk beds, making it an ideal short-term rental or full-time residence. The home has been tastefully updated with new luxury vinyl plank flooring, recessed lighting, a newly added full bathroom, and a dedicated laundry room with new washer and dryer, ensuring modern comfort throughout. Step outside to your own private backyard oasis! Situated on a generous lot, the fully fenced yard is perfect for entertaining and unwinding. Enjoy evenings under the large gazebo, fire up one of the two built-in grills, rinse off in the outdoor shower, or relax by the stock tank pool with lounging deck.

Supplements: There's even ample space to add a full-size pool if desired. A 12x12 storage shed provides plenty of room for beach gear and tools. Additional upgrades include a brand-new septic system, offering peace of mind for years to come. This property presents a fantastic opportunity as a turnkey, rental-ready investment or your own slice of paradise near the Gulf. Don't miss your chance to own this inviting coastal getaway--schedule your private showing today!

Open Houses

Saturday, August 15, 1:00 pm - 3:00 pm

More Information MLS# 1005484

General Property Info

userdefined76: 0 Sub-Type: Detached Single Family Design: Ranch SqFt Source: County PA Records Garage: No Carport: No Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 1075 Bedrooms: 3 Full Baths: 2 Total Bathrooms: 2 # Stories: 1 Year Built: 1970 Acreage: 0.14

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 371.16 List Date: 2026-06-15 Current Price: $399,000 List Price: $399,000

Location, Tax and Legal

Sub Area: 2723 - Beach - South of Grand Lagoon Elementary School: Patronis Middle School: Surfside High School: Arnold Legal Description: BILTMORE BEACH LOT 6 BLK I MAP 70B2 ORB 4753 P 995

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 3988.18 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Welcome to Paradise! Your perfect beach get away in the highly desirable Lower Lagoon area of Panama City Beach is waiting for you. Just a couple of blocks from the sugar-white sands and emerald waters of the Gulf, this fully furnished 3-bedroom, 2-bathroom single-family home offers the perfect blend of relaxation, convenience, and investment potential. Ideally located within walking distance to some of the area's best restaurants, shopping, and local attractions, you'll also enjoy easy access to boating, fishing, and family-friendly entertainment. Whether cruising by golf cart or strolling to the beach, this location truly captures the laid-back coastal lifestyle and even offers a few public boat ramps in the neighborhood. Inside, the thoughtfully designed layout comfortably accommodates families and guests, featuring two spacious king bedrooms and a bunk room with two sets of bunk beds, making it an ideal short-term rental or full-time residence. The home has been tastefully updated with new luxury vinyl plank flooring, recessed lighting, a newly added full bathroom, and a dedicated laundry room with new washer and dryer, ensuring modern comfort throughout. Step outside to your own private backyard oasis! Situated on a generous lot, the fully fenced yard is perfect for entertaining and unwinding. Enjoy evenings under the large gazebo, fire up one of the two built-in grills, rinse off in the outdoor shower, or relax by the stock tank pool with lounging deck.

Construction Status

Construction Complete: 1

Lot/Parcel Access

Paved Road: 1

Lot Features

Flood Insurance Req: 1

Showing

ShowingTime: 1

Construction/Siding

Brick: 1 Roof Metal: 1

Utilities

Electric: 1 Public Water: 1 Septic Tank: 1

Zoning

Resid Single Family: 1

Exterior

BBQ Pit/Grill: 1 Fenced Back Yard: 1 Shower: 1

Interior

Breakfast Bar: 1 Floor Vinyl: 1 Lock Out: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dryer: 1 Microwave: 1 Refrigerator: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 5412 Street Name: Hilltop Street Suffix: Avenue State: FL Zip Code: 32408 County: Bay Project Name/Subdivision: BILTMORE BEACH Parcel ID: 31832-000-000

Property Features

Construction Status: Construction Complete Lot Features: Flood Insurance Req Zoning: Resid Single Family Exterior: BBQ Pit/Grill; Fenced Back Yard; Shower Interior: Breakfast Bar; Floor Vinyl; Lock Out Appliances: Dryer; Microwave; Refrigerator; Stove/Oven Electric; Washer Utilities: Electric; Public Water; Septic Tank Energy: AC - Central Elect Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Kitchen; Living Room; Master Bedroom Financing: Conventional; FHA; VA Showing: ShowingTime

Room Information

Master Bedroom Level: First Dimensions: 13 x 11 Length: 13.00 Width: 11.00 Dimensions: 13 x 11 Bedroom Level: First Dimensions: 13 x 11 Length: 13.00 Width: 11.00 Dimensions: 13 x 11 Bedroom Level: First Dimensions: 15 x 8 Length: 15.00 Width: 8.00 Dimensions: 15 x 8 Living Room Level: First Dimensions: 19 x 11 Length: 19.00 Width: 11.00 Dimensions: 19 x 11 Kitchen Level: First Dimensions: 15 x 8 Length: 15.00 Width: 8.00 Dimensions: 15 x 8
Listing Office: EXP Realty LLC
Listing Agent: Bubba McCants
Last Updated: August - 10 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.