5412 Hilltop Avenue, Panama City Beach, FL 32408
$399,000
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,075
Lot Size (sq. ft.):
6,098
Status:
Active
Current Price:
$399,000
List Date:
6/15/2026
Last Modified:
8/10/2026
Description
Welcome to Paradise! Your perfect beach get away in the highly desirable Lower Lagoon area of Panama City Beach is waiting for you. Just a couple of blocks from the sugar-white sands and emerald waters of the Gulf, this fully furnished 3-bedroom, 2-bathroom single-family home offers the perfect blend of relaxation, convenience, and investment potential. Ideally located within walking distance to some of the area's best restaurants, shopping, and local attractions, you'll also enjoy easy access to boating, fishing, and family-friendly entertainment. Whether cruising by golf cart or strolling to the beach, this location truly captures the laid-back coastal lifestyle and even offers a few public boat ramps in the neighborhood. Inside, the thoughtfully designed layout comfortably accommodates families and guests, featuring two spacious king bedrooms and a bunk room with two sets of bunk beds, making it an ideal short-term rental or full-time residence. The home has been tastefully updated with new luxury vinyl plank flooring, recessed lighting, a newly added full bathroom, and a dedicated laundry room with new washer and dryer, ensuring modern comfort throughout. Step outside to your own private backyard oasis! Situated on a generous lot, the fully fenced yard is perfect for entertaining and unwinding. Enjoy evenings under the large gazebo, fire up one of the two built-in grills, rinse off in the outdoor shower, or relax by the stock tank pool with lounging deck.
Supplements: There's even ample space to add a full-size pool if desired. A 12x12 storage shed provides plenty of room for beach gear and tools. Additional upgrades include a brand-new septic system, offering peace of mind for years to come. This property presents a fantastic opportunity as a turnkey, rental-ready investment or your own slice of paradise near the Gulf. Don't miss your chance to own this inviting coastal getaway--schedule your private showing today!
Open Houses
Saturday, August 15, 1:00 pm - 3:00 pm
More Information MLS# 1005484
General Property Info
userdefined76: 0
Sub-Type: Detached Single Family
Design: Ranch
SqFt Source: County PA Records
Garage: No
Carport: No
Pool: Yes
Pool Type: Private
Apx SqFt(Htd/Cooled): 1075
Bedrooms: 3
Full Baths: 2
Total Bathrooms: 2
# Stories: 1
Year Built: 1970
Acreage: 0.14
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 371.16
List Date: 2026-06-15
Current Price: $399,000
List Price: $399,000
Location, Tax and Legal
Sub Area: 2723 - Beach - South of Grand Lagoon
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Legal Description: BILTMORE BEACH LOT 6 BLK I MAP 70B2 ORB 4753 P 995
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 3988.18
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Welcome to Paradise! Your perfect beach get away in the highly desirable Lower Lagoon area of Panama City Beach is waiting for you. Just a couple of blocks from the sugar-white sands and emerald waters of the Gulf, this fully furnished 3-bedroom, 2-bathroom single-family home offers the perfect blend of relaxation, convenience, and investment potential. Ideally located within walking distance to some of the area's best restaurants, shopping, and local attractions, you'll also enjoy easy access to boating, fishing, and family-friendly entertainment. Whether cruising by golf cart or strolling to the beach, this location truly captures the laid-back coastal lifestyle and even offers a few public boat ramps in the neighborhood. Inside, the thoughtfully designed layout comfortably accommodates families and guests, featuring two spacious king bedrooms and a bunk room with two sets of bunk beds, making it an ideal short-term rental or full-time residence. The home has been tastefully updated with new luxury vinyl plank flooring, recessed lighting, a newly added full bathroom, and a dedicated laundry room with new washer and dryer, ensuring modern comfort throughout. Step outside to your own private backyard oasis! Situated on a generous lot, the fully fenced yard is perfect for entertaining and unwinding. Enjoy evenings under the large gazebo, fire up one of the two built-in grills, rinse off in the outdoor shower, or relax by the stock tank pool with lounging deck.
Construction Status
Construction Complete: 1
Lot/Parcel Access
Paved Road: 1
Lot Features
Flood Insurance Req: 1
Showing
ShowingTime: 1
Construction/Siding
Brick: 1
Roof Metal: 1
Utilities
Electric: 1
Public Water: 1
Septic Tank: 1
Zoning
Resid Single Family: 1
Exterior
BBQ Pit/Grill: 1
Fenced Back Yard: 1
Shower: 1
Interior
Breakfast Bar: 1
Floor Vinyl: 1
Lock Out: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Dryer: 1
Microwave: 1
Refrigerator: 1
Stove/Oven Electric: 1
Washer: 1
Energy
AC - Central Elect: 1
Master Bedroom
First: 1
Bedroom
First: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 5412
Street Name: Hilltop
Street Suffix: Avenue
State: FL
Zip Code: 32408
County: Bay
Project Name/Subdivision: BILTMORE BEACH
Parcel ID: 31832-000-000
Property Features
Construction Status: Construction Complete
Lot Features: Flood Insurance Req
Zoning: Resid Single Family
Exterior: BBQ Pit/Grill; Fenced Back Yard; Shower
Interior: Breakfast Bar; Floor Vinyl; Lock Out
Appliances: Dryer; Microwave; Refrigerator; Stove/Oven Electric; Washer
Utilities: Electric; Public Water; Septic Tank
Energy: AC - Central Elect
Master Bedroom: First
Bedroom: First
Kitchen: First
Living Room: First
Rooms: Bedroom; Kitchen; Living Room; Master Bedroom
Financing: Conventional; FHA; VA
Showing: ShowingTime
Room Information
Master Bedroom
Level: First
Dimensions: 13 x 11
Length: 13.00
Width: 11.00
Dimensions: 13 x 11
Bedroom
Level: First
Dimensions: 13 x 11
Length: 13.00
Width: 11.00
Dimensions: 13 x 11
Bedroom
Level: First
Dimensions: 15 x 8
Length: 15.00
Width: 8.00
Dimensions: 15 x 8
Living Room
Level: First
Dimensions: 19 x 11
Length: 19.00
Width: 11.00
Dimensions: 19 x 11
Kitchen
Level: First
Dimensions: 15 x 8
Length: 15.00
Width: 8.00
Dimensions: 15 x 8
Listing Office:
EXP Realty LLC
Listing Agent:
Bubba McCants
Last Updated: August - 10 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.
