530 Lightning Bug Lane, Freeport, FL 32439 (MLS# 996584)

530 Lightning Bug Lane, Freeport, FL 32439

$389,000

Ranch-style charm with an open floor plan, perfect for gatherings

Spacious open-concept layout designed for entertaining and everyday living

Warm, inviting ranch-style home ideal for family and friends

Beautifully maintained exterior creating a strong first impression

Inviting curb appeal with welcoming exterior charm

Centrally located, just 15–20 minutes from the beach

Centrally located for easy beach trips and coastal adventures

Prime location: only 15–20 minutes to the sugar-white sands of the beach

Step through the front door into an open unobstructed layout

Quiet, adaptable space suited for a home office, guest room, or playroom.

Private sanctuary with a relaxing, spa-like bathroom designed for comfort and elegance

Generous walk-in closet designed for organization and convenience

Spacious primary bedroom closet with abundant storage

Enjoy easy indoor-outdoor entertaining with dining leading to the patio

Well-appointed laundry room with abundant storage and functional layout

Expanded outdoor living space perfect for relaxing or entertaining

Step outside to a beautifully maintained retreat crafted for comfort and connection.

Extended outdoor area ideal for gatherings and enjoying the outdoors

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,685 Lot Size (sq. ft.): 6,098 Status: Active

Current Price: $389,000 List Date: 3/02/2026 Last Modified: 6/24/2026

Description

$10,000 PRICE REDUCTION + RARE 2.75% ASSUMABLE FHA LOAN! Take advantage of a financing opportunity that is nearly impossible to find in today's market. Qualified buyers may assume the seller's low 2.75% FHA loan, potentially saving hundreds of dollars each month compared to current interest rates. Located in the highly desirable Firefly neighborhood of Hammock Bay, this beautifully maintained Bristol floor plan offers the perfect blend of comfort, quality, and convenience. The open-concept design features 9-foot ceilings, abundant natural light, and spacious living areas ideal for entertaining and everyday living. The kitchen is equipped with stainless steel appliances and overlooks the main living space, creating a welcoming environment for family gatherings and special occasions. A private primary suite offers a peaceful retreat, while additional bedrooms and a dedicated office provide flexibility for guests, remote work, or hobbies.

Supplements: Built for durability and peace of mind, this home features four-sided Hardie siding, a reinforced concrete foundation, weather-resistant barrier protection, and dimensional shingles with a 30-year warranty. Enjoy all that Hammock Bay has to offer, including resort-style pools, fitness facilities, walking trails, parks, sports courts, and year-round community events. Best of all, you're only minutes from the white-sand beaches, dining, shopping, and outdoor recreation along Scenic 30A. With a recent $10,000 price reduction, a low assumable FHA loan, and access to one of the area's premier master-planned communities, this home delivers exceptional value. Schedule your private showing today.

More Information MLS# 996584

General Property Info

userdefined76: 2 Sub-Type: Detached Single Family Design: Ranch SqFt Source: County PA Records Immediate Occupancy: No Garage: Yes Carport: No Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 1685 Bedrooms: 3 Full Baths: 2 Total Bathrooms: 2 # Stories: 1 Year Built: 2021 Garage Spaces: 2 Acreage: 0.14

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 230.86 List Date: 2026-03-01 Current Price: $389,000 List Price: $389,000

Location, Tax and Legal

Sub Area: 2005 - S. of 20 to Hwy 331 Elementary School: Freeport Middle School: Freeport High School: Freeport Legal Description: Lot 59 Firefly At Hammock Bay Pb 21-65 Or 3132-3998 Or 3198-2834

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 390 Annual Assessment Amount: 4680 Assessment Paid: Monthly New Buyer Fee: Yes New Buyer Fee Amt: 0.5 New Buyer Fee Paid: % Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: $10,000 PRICE REDUCTION + RARE 2.75% ASSUMABLE FHA LOAN! Take advantage of a financing opportunity that is nearly impossible to find in today's market. Qualified buyers may assume the seller's low 2.75% FHA loan, potentially saving hundreds of dollars each month compared to current interest rates. Located in the highly desirable Firefly neighborhood of Hammock Bay, this beautifully maintained Bristol floor plan offers the perfect blend of comfort, quality, and convenience. The open-concept design features 9-foot ceilings, abundant natural light, and spacious living areas ideal for entertaining and everyday living. The kitchen is equipped with stainless steel appliances and overlooks the main living space, creating a welcoming environment for family gatherings and special occasions. A private primary suite offers a peaceful retreat, while additional bedrooms and a dedicated office provide flexibility for guests, remote work, or hobbies.

Construction Status

Construction Complete: 1

Parking Features

Garage: 1

Lot/Parcel Access

Paved Road: 1 Private Road: 1

Project Facilities

Community Room: 1 Exercise Room: 1 Pavillion/Gazebo: 1 Picnic Area: 1 Pool: 1 TV Cable: 1

Construction/Siding

Roof Composite Shngl: 1 Siding CmntFbrHrdBrd: 1 Slab: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Patio Covered: 1

Interior

Floor Vinyl: 1 Kitchen Island: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dishwasher: 1 Disposal: 1 Microwave: 1 Smoke Detector: 1 Stove/Oven Electric: 1 Warranty Provided: 1

Energy

AC - Central Elect: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Bedroom

First: 1

Kitchen

First: 1

Rooms

Bedroom: 1 Dining Area: 1 Family Room: 1 Kitchen: 1

Fees Include

Accounting: 1 Ground Keeping: 1 Land Recreation: 1 Management: 1 TV Cable: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 20 - Freeport Street #: 530 Street Name: Lightning Bug Street Suffix: Lane State: FL Zip Code: 32439 County: Walton Project Name/Subdivision: HAMMOCK BAY - FIREFLY Parcel ID: 181S19232120000590

Property Features

Construction Status: Construction Complete Zoning: Resid Single Family Parking Features: Garage Project Facilities: Community Room; Exercise Room; Pavillion/Gazebo; Picnic Area; Pool; TV Cable Exterior: Patio Covered Interior: Floor Vinyl; Kitchen Island Appliances: Dishwasher; Disposal; Microwave; Smoke Detector; Stove/Oven Electric; Warranty Provided Utilities: Electric; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Heat Cntrl Electric; Water Heater - Elect Bedroom: First Kitchen: First Rooms: Bedroom; Dining Area; Family Room; Kitchen Financing: Conventional; FHA; VA Fees Include: Accounting; Ground Keeping; Land Recreation; Management; TV Cable

Room Information

Bedroom Level: First Dimensions: 13.2 x 15.4 Length: 13.20 Width: 15.40 Dimensions: 13.2 x 15.4 Bedroom Level: First Dimensions: 12.4 x 11 Length: 12.40 Width: 11.00 Dimensions: 12.4 x 11 Bedroom Level: First Dimensions: 12.4 x 10.6 Length: 12.40 Width: 10.60 Remarks: Flex Space Dimensions: 12.4 x 10.6 Dining Area Level: First Dimensions: 10.1 x 10 Length: 10.10 Width: 10.00 Dimensions: 10.1 x 10 Kitchen Level: First Dimensions: 10.6 x 13.4 Length: 10.60 Width: 13.40 Dimensions: 10.6 x 13.4 Family Room Level: First Dimensions: 17.1 x 16 Length: 17.10 Width: 16.00 Dimensions: 17.1 x 16

Listing Office: ERA American Real Estate

Listing Agent: Kim D Francks

Last Updated: June - 24 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.