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5197 Whitehurst Lane, Crestview, FL 32536 (MLS# 1009973)

5197 Whitehurst Lane, Crestview, FL 32536

New Listing
$327,000
Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,930 Lot Size (sq. ft.): 12,197 Status: Active
Current Price: $327,000 List Date: 8/15/2026 Last Modified: 8/22/2026

Description

ASSUMABLE VA LOAN AT 2.5% INTEREST! In today's rate environment, this is one of the standout features of 5197 Whitehurst Lane, a beautifully updated 4-bedroom, 2-bathroom home in Crestview's Antioch Estates. A qualified VA buyer may be able to assume this rate, subject to lender and VA approval and buyer qualification. Beyond the incredible rate, this one-story home offers approximately 1930 square feet on a spacious 0.28-acre lot with NO HOA, giving owners real flexibility. The interior has been freshly painted throughout and features NO CARPET, with easy to maintain LVP and tile flooring in every room. Vaulted ceilings and crown molding add character to the approximately 21 by 20-foot living room. The updated kitchen boasts granite countertops, a center island, pantry, gas stove, and stainless-steel appliances. The split floor plan primary suite includes a walk-in closet and a remodeled bathroom with dual granite vanities and shiplap accents. Outside, buyers will find a privacy fenced backyard, a newer deck with canopy, two storage sheds, an enclosed pet area, and an extended driveway with backyard access, perfect for RV or boat parking. The home also benefits from a 2020 roof and fully replaced septic lines. Located just a couple of streets from A rated Antioch Elementary School and close to Blackwater Golf Club. Vacant and ready for immediate occupancy. Ask your agent about the assumable loan details today.

Supplements: The secondary bathroom has also been tastefully remodeled with granite countertops and matching shiplap accents, creating a cohesive updated look throughout the home. The attached two car garage measures approximately 21 by 19 feet and features an upgraded granule coated floor for a clean, durable finish, offering plenty of room for vehicles, tools, and storage. The drainage system has been thoughtfully improved as well. All gutters are connected to a dedicated French drain, and the underground drainage lines have been upgraded to PVC and extended beyond the rear fence line, helping direct rainwater away from the home and backyard. Utilities include public water, septic service, natural gas, central electric HVAC, electric heat, ceiling fans, and washer and dryer hookups. Crestview continues to grow, and anticipated future I-10 access improvements in the area may offer added convenience for commuters throughout Okaloosa County and Northwest Florida. With a rare assumable VA loan at 2.500 percent, a spacious layout with no carpet, an updated kitchen and bathrooms, a privacy fenced yard with two sheds and an enclosed pet area, and an extended driveway built for RV or boat storage, 5197 Whitehurst Lane offers a combination of updates, space, and flexibility that is hard to find in today's market. Schedule your showing today.

Open Houses

Saturday, August 22, 11:00 am - 2:00 pm

More Information MLS# 1009973

General Property Info

userdefined76: 12 Sub-Type: Detached Single Family Design: Contemporary SqFt Source: Appraiser Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 10 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 1930 Bedrooms: 4 Full Baths: 2 Total Bathrooms: 2 # Stories: 1 Year Built: 2000 Garage Spaces: 2 Acreage: 0.28

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 169.43 List Date: 2026-08-15 Current Price: $327,000 List Price: $327,000

Location, Tax and Legal

Sub Area: 2502 - Crestview Southwest Elementary School: Antioch Middle School: Davidson High School: Crestview Legal Description: ANTIOCH ESTATES S/D LOT 33 BLK A

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 3185.06 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: ASSUMABLE VA LOAN AT 2.5% INTEREST! In today's rate environment, this is one of the standout features of 5197 Whitehurst Lane, a beautifully updated 4-bedroom, 2-bathroom home in Crestview's Antioch Estates. A qualified VA buyer may be able to assume this rate, subject to lender and VA approval and buyer qualification. Beyond the incredible rate, this one-story home offers approximately 1930 square feet on a spacious 0.28-acre lot with NO HOA, giving owners real flexibility. The interior has been freshly painted throughout and features NO CARPET, with easy to maintain LVP and tile flooring in every room. Vaulted ceilings and crown molding add character to the approximately 21 by 20-foot living room. The updated kitchen boasts granite countertops, a center island, pantry, gas stove, and stainless-steel appliances. The split floor plan primary suite includes a walk-in closet and a remodeled bathroom with dual granite vanities and shiplap accents. Outside, buyers will find a privacy fenced backyard, a newer deck with canopy, two storage sheds, an enclosed pet area, and an extended driveway with backyard access, perfect for RV or boat parking. The home also benefits from a 2020 roof and fully replaced septic lines. Located just a couple of streets from A rated Antioch Elementary School and close to Blackwater Golf Club. Vacant and ready for immediate occupancy. Ask your agent about the assumable loan details today.

Construction Status

Construction Complete: 1

Parking Features

Boat: 1 Garage: 1 Garage Attached: 1 Guest: 1 Oversized: 1 RV: 1 Other: 1

Lot/Parcel Access

City Road: 1 Paved Road: 1

Construction/Siding

Brick: 1 Trim Vinyl: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Water: 1 Septic Tank: 1

Zoning

Resid Single Family: 1

Exterior

Fenced Back Yard: 1 Fenced Privacy: 1

Interior

Ceiling Crwn Molding: 1 Ceiling Raised: 1 Ceiling Vaulted: 1 Floor Tile: 1 Floor Vinyl: 1 Kitchen Island: 1 Newly Painted: 1 Pantry: 1 Renovated: 1 Washer/Dryer Hookup: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dishwasher: 1 Microwave: 1 Refrigerator W/IceMk: 1 Stove/Oven Gas: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Electric: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBed First Floor: 1 MBed Walk-in Closet: 1

Bedroom

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Garage: 1 Living Room: 1 Master Bathroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 25 - Crestview Area Street #: 5197 Street Name: Whitehurst Street Suffix: Lane State: FL Zip Code: 32536 County: Okaloosa Project Name/Subdivision: ANTIOCH ESTATES S/D Parcel ID: 35-3N-24-0100-000A-0330

Property Features

Construction Status: Construction Complete Zoning: Resid Single Family Parking Features: Boat; Garage; Garage Attached; Guest; Oversized; RV; Other Exterior: Fenced Back Yard; Fenced Privacy Interior: Ceiling Crwn Molding; Ceiling Raised; Ceiling Vaulted; Floor Tile; Floor Vinyl; Kitchen Island; Newly Painted; Pantry; Renovated; Washer/Dryer Hookup Appliances: Dishwasher; Microwave; Refrigerator W/IceMk; Stove/Oven Gas Utilities: Electric; Gas - Natural; Public Water; Septic Tank Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric Bedroom: First Living Room: First Rooms: Bedroom; Garage; Living Room; Master Bathroom Financing: Conventional; FHA; VA

Room Information

Living Room Level: First Dimensions: 21 x 20 Length: 21.00 Width: 20.00 Dimensions: 21 x 20 Garage Level: First Dimensions: 21 x 19 Length: 21.00 Width: 19.00 Dimensions: 21 x 19 Master Bathroom Level: First Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Bedroom Level: First Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Bedroom Level: First Dimensions: 12 x 10 Length: 12.00 Width: 10.00 Dimensions: 12 x 10 Bedroom Level: First Dimensions: 12 x 10 Length: 12.00 Width: 10.00 Dimensions: 12 x 10
Listing Office: Coldwell Banker Realty
Listing Agent: Adriana R Foster
Last Updated: August - 22 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.