514 Vera Cruz Drive, Destin, FL 32541
$2,699,000
Property Type:
Residential
Bedrooms:
6
Baths:
6
Square Footage:
3,750
Status:
Active
Current Price:
$2,699,000
List Date:
11/21/2025
Last Modified:
3/16/2026
Description
Exceptional Canal Front home offers the perfect blend of coastal living and modern convenience. Situated just one block from the beach with Gulf views and directly on a deep-water canal, this home is truly a rare find. What sets this property apart is its unique features, including a fully covered and enclosed outdoor entertainment area with observation deck and two covered boat slips with lifts, and an impressive 90 feet of deep-water frontage. The home boasts two separate living areas (2nd Level - Main Level and 3rd Level Lockout) each with their own private entrances totaling six spacious bedrooms, six full bathrooms and two fully equipped kitchens, providing ample room for family & guests. The large lot can accommodate a pool. Seller will consider reasonable offers. MUST SEE!
More Information MLS# 990077
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 719.73
List Date: 2025-11-21
Current Price: $2,699,000
List Price: $2,699,000
Location, Tax and Legal
Sub Area: 1401 - Destin Beach West
Elementary School: Destin
Middle School: Destin
High School: Destin
Legal Description: HOLIDAY ISLE LOT 84 BLK F
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
SqFt Source: County PA Records
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Driveway Spaces: 6
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 3750
Bedrooms: 6
Full Baths: 6
Total Bathrooms: 6
# Stories: 3
Year Built: 1972
Garage Spaces: 2
Listing Info, Tax & Legal
Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 395
Annual Assessment Amount: 395
Assessment Paid: Annually
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 14338.61
Last Tax Year: 2023
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Exceptional Canal Front home offers the perfect blend of coastal living and modern convenience. Situated just one block from the beach with Gulf views and directly on a deep-water canal, this home is truly a rare find. What sets this property apart is its unique features, including a fully covered and enclosed outdoor entertainment area with observation deck and two covered boat slips with lifts, and an impressive 90 feet of deep-water frontage. The home boasts two separate living areas (2nd Level - Main Level and 3rd Level Lockout) each with their own private entrances totaling six spacious bedrooms, six full bathrooms and two fully equipped kitchens, providing ample room for family & guests. The large lot can accommodate a pool. Seller will consider reasonable offers. MUST SEE!
Waterfront
Canal: 1
Waterfront Feet: 90
Construction Status
Construction Complete: 1
Parking Features
See Remarks: 1
Waterview
Canal: 1
Gulf: 1
Lot/Parcel Access
City Road: 1
Lot Features
Bulkhead/Seawall: 1
Flood Insurance Req: 1
Interior: 1
Level: 1
Within 1/2 Mile to Water: 1
Project Facilities
Beach: 1
Deed Access: 1
Fishing: 1
Pets Allowed: 1
Short Term Rental - Allowed: 1
TV Cable: 1
Waterfront: 1
Construction/Siding
Brick: 1
Roof Dimensional Shg: 1
Siding CmntFbrHrdBrd: 1
Stucco: 1
Utilities
Community Sewer: 1
Community Water: 1
Electric: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
Balcony: 1
Boat Slip: 1
Boathouse: 1
Boatlift: 1
Deck Covered: 1
Deck Enclosed: 1
Dock: 1
Rain Gutter: 1
Shower: 1
Summer Kitchen: 1
Interior
Basement Unfinished: 1
Furnished - Some: 1
Guest Quarters: 1
Kitchen Island: 1
Lighting Recessed: 1
Appliances
Cooktop: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Freezer: 1
Microwave: 1
Oven Double: 1
Refrigerator W/IceMk: 1
Stove/Oven Electric: 1
Washer: 1
Energy
AC - 2 or More: 1
AC - High Efficiency: 1
Ceiling Fans: 1
Water Heater - Two +: 1
Mstr Bdrm/Mstr Bath
MBath Separate Shwr: 1
MBed Waterfront: 1
Master Bedroom
First: 1
Bedroom
First: 1
Kitchen
First: 1
Living Room
First: 1
Full Bathroom
First: 1
Rooms
Bedroom: 1
Full Bathroom: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Fees Include
Accounting: 1
Ground Keeping: 1
Land Recreation: 1
Legal: 1
Management: 1
Master Association: 1
Security: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 14 - Destin
Street #: 514
Street Name: Vera Cruz
Street Suffix: Drive
State: FL
Zip Code: 32541
County: Okaloosa
Project Name/Subdivision: HOLIDAY ISLE
Parcel ID: 00-2S-24-2186-000F-0840
Property Features
Construction Status: Construction Complete
Lot Features: Bulkhead/Seawall; Flood Insurance Req; Interior; Level; Within 1/2 Mile to Water
Zoning: Resid Single Family
Waterfront: Canal
Waterview: Canal; Gulf
Parking Features: See Remarks
Project Facilities: Beach; Deed Access; Fishing; Pets Allowed; Short Term Rental - Allowed; TV Cable; Waterfront
Exterior: Balcony; Boat Slip; Boathouse; Boatlift; Deck Covered; Deck Enclosed; Dock; Rain Gutter; Shower; Summer Kitchen
Interior: Basement Unfinished; Furnished - Some; Guest Quarters; Kitchen Island; Lighting Recessed
Appliances: Cooktop; Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven Double; Refrigerator W/IceMk; Stove/Oven Electric; Washer
Utilities: Community Sewer; Community Water; Electric; TV Cable
Energy: AC - 2 or More; AC - High Efficiency; Ceiling Fans; Water Heater - Two +
Master Bedroom: First
Bedroom: First
Kitchen: First
Living Room: First
Full Bathroom: First
Rooms: Bedroom; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom
Fees Include: Accounting; Ground Keeping; Land Recreation; Legal; Management; Master Association; Security
Room Information
Bedroom
Level: First
Dimensions: 20 x 14.5
Length: 20.00
Width: 14.50
Dimensions: 20 x 14.5
Bedroom
Level: First
Dimensions: 14 x 10.5
Length: 14.00
Width: 10.50
Dimensions: 14 x 10.5
Bedroom
Level: First
Dimensions: 15 x 14
Length: 15.00
Width: 14.00
Dimensions: 15 x 14
Master Bedroom
Level: First
Dimensions: 18 x 15
Length: 18.00
Width: 15.00
Dimensions: 18 x 15
Master Bathroom
Level: First
Dimensions: 10 x 7.5
Length: 10.00
Width: 7.50
Dimensions: 10 x 7.5
Kitchen
Level: First
Dimensions: 15 x 19
Length: 15.00
Width: 19.00
Dimensions: 15 x 19
Full Bathroom
Level: First
Dimensions: 10 x 5.5
Length: 10.00
Width: 5.50
Dimensions: 10 x 5.5
Living Room
Level: First
Dimensions: 20 x 20
Length: 20.00
Width: 20.00
Dimensions: 20 x 20
Listing Office:
Century 21 AllPoints Realty
Listing Agent:
Kenneth R Koger
Last Updated: March - 16 - 2026
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