4726 Bay Point Road # E245, Panama City Beach, FL 32408
$224,000
Property Type:
Residential
Bedrooms:
1
Baths:
1
Square Footage:
900
Status:
Active
Current Price:
$224,000
List Date:
3/24/2026
Last Modified:
5/29/2026
Description
Owner Financing available with 30% Down; 4% interest Rate, amortized over 30 years with a 3 or 5 year balloon. Newly renovated 2nd floor Condo in the gated community of Bay Point Harbour Villas. Spacious 900 square foot home with one bedroom/one bath plus and enclosed porch area you can use as an office or extra living space that overlooks the Golf Course. Luxury Vinyl Plank flooring throughout with tile in the kitchen and bathroom. The kitchen has granite countertops and a breakfast bar, there is a stackable washer and dryer in the home. A new HVAC unit was installed in 2021.
More Information MLS# 963315
General Property Info
Sub-Type: Condominium
Design: N/A
SqFt Source: Agent-Measured
Stories In Unit: 1
Unit Floors Above Ground: 2
Immediate Occupancy: Yes
Garage: No
Carport: No
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 900
Bedrooms: 1
Full Baths: 1
Total Bathrooms: 1
Year Built: 1981
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 248.89
List Date: 2024-11-19
Current Price: $224,000
List Price: $224,000
Location, Tax and Legal
Unit #: # E245
Sub Area: 2719 - Beach - East
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Legal Description: BAY POINT HARBOUR VILLAS, INC UNIT E-245 EFF 1B ORB 389 P 343 926 H&C ORB 4495 P 476
Listing Info, Tax & Legal
Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 1035
Annual Assessment Amount: 4140
Assessment Paid: Quarterly
New Buyer Fee: No
Last Taxes: 2131
Last Tax Year: 2023
Brokerage Interest: Equitable Interest - Listing Broker/Salesperson has equitable interest in the property.
As Is: No
Remarks & Misc
Remarks: Owner Financing available with 30% Down; 4% interest Rate, amortized over 30 years with a 3 or 5 year balloon. Newly renovated 2nd floor Condo in the gated community of Bay Point Harbour Villas. Spacious 900 square foot home with one bedroom/one bath plus and enclosed porch area you can use as an office or extra living space that overlooks the Golf Course. Luxury Vinyl Plank flooring throughout with tile in the kitchen and bathroom. The kitchen has granite countertops and a breakfast bar, there is a stackable washer and dryer in the home. A new HVAC unit was installed in 2021.
Construction Status
Construction Complete: 1
Project Facilities
Gated Community: 1
Golf: 1
Short Term Rental - Allowed: 1
Tennis: 1
Construction/Siding
Roof Dimensional Shg: 1
Stucco: 1
Utilities
Electric: 1
Public Sewer: 1
Public Water: 1
Exterior
Tennis Court: 1
Interior
Floor Tile: 1
Floor Vinyl: 1
Washer/Dryer Hookup: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Other: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Refrigerator: 1
Smooth Stovetop Rnge: 1
Washer: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Heat Cntrl Electric: 1
Storm Windows: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Tile: 1
Master Bedroom
First: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Fees Include
Accounting: 1
Ground Keeping: 1
Management: 1
Master Association: 1
Security: 1
Sewer: 1
Trash: 1
Water: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 4726
Street Name: Bay Point
Street Suffix: Road
State: FL
Zip Code: 32408
County: Bay
Project Name/Subdivision: Bay Point Harbour Villas
Parcel ID: 31416-101-000
Property Features
Construction Status: Construction Complete
Project Facilities: Gated Community; Golf; Short Term Rental - Allowed; Tennis
Exterior: Tennis Court
Interior: Floor Tile; Floor Vinyl; Washer/Dryer Hookup
Appliances: Dishwasher; Dryer; Microwave; Refrigerator; Smooth Stovetop Rnge; Washer
Utilities: Electric; Public Sewer; Public Water
Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Storm Windows; Water Heater - Elect
Master Bedroom: First
Kitchen: First
Living Room: First
Rooms: Kitchen; Living Room; Master Bedroom
Financing: Conventional; FHA; VA; Other
Fees Include: Accounting; Ground Keeping; Management; Master Association; Security; Trash; Water
Room Information
Master Bedroom
Level: First
Dimensions: 16 x 12
Length: 16.00
Width: 12.00
Dimensions: 16 x 12
Living Room
Level: First
Dimensions: 21 x 20
Length: 21.00
Width: 20.00
Remarks: Living/Dining Combo
Dimensions: 21 x 20
Kitchen
Level: First
Dimensions: 9 x 8
Length: 9.00
Width: 8.00
Dimensions: 9 x 8
Listing Office:
EXP Realty LLC
Listing Agent:
Justin B Myers
Last Updated: May - 29 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.