We’re behind the scenes making improvements to the site—thanks for your patience! If you experience any issues, please contact us at info@ecmls.com

4499 Water Leaf Cove, Gulf Breeze, FL 32563 (MLS# 988668)

4499 Water Leaf Cove, Gulf Breeze, FL 32563

$523,000
Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,552 Lot Size (sq. ft.): 6,970 Status: Active
Current Price: $523,000 List Date: 10/30/2025 Last Modified: 5/27/2026

Description

Seller offering $10K in closing cost concession! Welcome to this newer construction Craftsman-style home, a true gem blending timeless design with modern comfort. Assumable VA loan options with qualified Buyer!! The Hardie board exterior delivers both durability and curb appeal, while inside, you'll find 5 spacious bedrooms and 3 full baths. Step inside to an inviting open-concept living space with LVP floors and custom-built wainscoting paneling that define the Craftsman aesthetic. The kitchen is a conveniently central to the living space - complete with an island breakfast bar, granite countertops, stainless steel appliances, an undermount sink, smooth-top range, quiet dishwasher, and a generous pantry. Adjacent to the kitchen, the dining area offers

Supplements: the perfect setting for gatherings. With two living spaces - one upstairs and one down - there's room for everyone to spread out. The primary suite is on the second level in a tranquil retreat with a large walk-in closet. The ensuite bath is a spa-like oasis with dual vanities, garden tub, and separate shower. Three additional bedrooms and a full bath share the second level, while a first-floor guest suite and bath offer ideal separation for visitors and multi-generational living. The backyard offers an extended patio space with a privacy fenced in sanctuary, and a portable hot tub that conveys. For storm protection and wind mitigation insurance credit, this home comes with FabricShield hurricane protection and is located in the desirable Flood Zone X (no flood ins required). Enjoy the freedom of no HOA, giving you the flexibility to make this home truly your own. Other great amenities include upgraded fixtures, updated mirrors in all bathrooms, Smart Home "Connect" System which includes your video doorbell, keyless entry, and fabric hurricane window protection. All of this and located in East Gulf Breeze (Midway) just minutes from Pensacola Beach, Navarre Beach, Hurlburt Field AFB, Eglin AFB, NAS Pensacola, medical facilities, restaurants, and so much more!

More Information MLS# 988668

General Property Info

Sub-Type: Detached Single Family Design: Craftsman Style SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 4 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 2552 Bedrooms: 5 Full Baths: 3 Total Bathrooms: 3 # Stories: 2 Year Built: 2022 Garage Spaces: 2 Acreage: 0.16

Contract Info

Listing Board: Navarre List Price/SqFt: 204.94 List Date: 2025-10-30 Current Price: $523,000 List Price: $523,000

Location, Tax and Legal

Sub Area: 1106 - Midway/Tiger Point Elementary School: Oriole Beach Middle School: Woodlawn Beach High School: Gulf Breeze Legal Description: WATER LEAF PB 13 PG 83 LOT 11 AS DES IN OR 4290 PG 1830

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 4581.84 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Seller offering $10K in closing cost concession! Welcome to this newer construction Craftsman-style home, a true gem blending timeless design with modern comfort. Assumable VA loan options with qualified Buyer!! The Hardie board exterior delivers both durability and curb appeal, while inside, you'll find 5 spacious bedrooms and 3 full baths. Step inside to an inviting open-concept living space with LVP floors and custom-built wainscoting paneling that define the Craftsman aesthetic. The kitchen is a conveniently central to the living space - complete with an island breakfast bar, granite countertops, stainless steel appliances, an undermount sink, smooth-top range, quiet dishwasher, and a generous pantry. Adjacent to the kitchen, the dining area offers

Construction Status

Construction Complete: 1

Parking Features

Garage Attached: 1

Lot/Parcel Access

County Road: 1 Paved Road: 1

Lot Features

Cul-De-Sac: 1 Interior: 1 Irregular: 1

Construction/Siding

Frame: 1 Roof Composite Shngl: 1 Siding CmntFbrHrdBrd: 1 Slab: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1

Zoning

County: 1 Resid Single Family: 1

Exterior

Deck Open: 1 Fenced Back Yard: 1 Fenced Privacy: 1 Hot Tub: 1 Hurricane Shutters: 1 Porch: 1 Rain Gutter: 1

Assumable Mtg Typ

VA Fixed: 1

Interior

Breakfast Bar: 1 Floor Laminate: 1 Floor WW Carpet: 1 Furnished - None: 1 Lighting Recessed: 1 Pantry: 1 Pull Down Stairs: 1 Walls Wainscoting: 1 Washer/Dryer Hookup: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Cooktop: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Refrigerator: 1 Refrigerator W/IceMk: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Walk-In Closet: 1

Master Bedroom

Second: 1

Bedroom

First: 1 Second: 1

Kitchen

First: 1

Living Room

First: 1

Full Bathroom

Second: 1

Rooms

Bedroom: 1 Dining Area: 1 Full Bathroom: 1 Kitchen: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 11 - Navarre/Gulf Breeze Street #: 4499 Street Name: Water Leaf Street Suffix: Cove State: FL Zip Code: 32563 County: Santa Rosa Project Name/Subdivision: Water Leaf Parcel ID: 27-2S-28-5605-00000-0110

Property Features

Construction Status: Construction Complete Lot Features: Cul-De-Sac; Interior; Irregular Zoning: County; Resid Single Family Parking Features: Garage Attached Exterior: Deck Open; Fenced Back Yard; Fenced Privacy; Hot Tub; Hurricane Shutters; Porch; Rain Gutter Interior: Breakfast Bar; Floor Laminate; Floor WW Carpet; Furnished - None; Lighting Recessed; Pantry; Pull Down Stairs; Walls Wainscoting; Washer/Dryer Hookup Appliances: Cooktop; Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Refrigerator W/IceMk; Stove/Oven Electric; Washer Utilities: Electric; Public Sewer; Public Water Energy: AC - Central Elect; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: Second Bedroom: First; Second Kitchen: First Living Room: First Full Bathroom: Second Rooms: Bedroom; Dining Area; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom Assumable Mtg Typ: VA Fixed Financing: Conventional; FHA; VA

Room Information

Living Room Level: First Dimensions: 15.5 x 15 Length: 15.50 Width: 15.00 Dimensions: 15.5 x 15 Dining Area Level: First Dimensions: 10 x 11 Length: 10.00 Width: 11.00 Dimensions: 10 x 11 Kitchen Level: First Dimensions: 13.5 x 11 Length: 13.50 Width: 11.00 Dimensions: 13.5 x 11 Bedroom Level: First Dimensions: 11 x 12 Length: 11.00 Width: 12.00 Dimensions: 11 x 12 Master Bedroom Level: Second Dimensions: 13 x 20 Length: 13.00 Width: 20.00 Dimensions: 13 x 20 Master Bathroom Level: Second Dimensions: 14.5 x 10 Length: 14.50 Width: 10.00 Dimensions: 14.5 x 10 Bedroom Level: Second Dimensions: 13.5 x 12 Length: 13.50 Width: 12.00 Dimensions: 13.5 x 12 Bedroom Level: Second Dimensions: 12.5 x 11.5 Length: 12.50 Width: 11.50 Dimensions: 12.5 x 11.5 Bedroom Level: Second Dimensions: 11 x 12 Length: 11.00 Width: 12.00 Dimensions: 11 x 12 Full Bathroom Level: Second Dimensions: 9 x 12 Length: 9.00 Width: 12.00 Dimensions: 9 x 12
Listing Office: BERKSHIRE HATHAWAY HOME SERVICES PENFED REALTY
Listing Agent: Amber Green
Last Updated: May - 27 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.