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443 Shelter Cove Drive, Santa Rosa Beach, FL 32459 (MLS# 998443)

443 Shelter Cove Drive, Santa Rosa Beach, FL 32459

$1,125,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,100 Lot Size (sq. ft.): 17,860 Status: Active
Current Price: $1,125,000 List Date: 3/20/2026 Last Modified: 4/16/2026

Description

New Construction | 4 Bedrooms | Dual Primary Suites | No HOA | Near Choctawhatchee Bay. Rare opportunity to own a custom-built, new construction home with no HOA just steps from the scenic Choctawhatchee Bay. Situated on a spacious 41-acre homesite, this thoughtfully designed property offers the ideal blend of luxury, flexibility, and coastal lifestyle. This 4-bedroom, 3.5+ bathroom home features two primary suites-one conveniently located on the main level and a second upstairs ensuite making it perfect for multi-generational living, guests, or maximizing rental potential. The open-concept living area is filled with natural light and flows seamlessly into a beautifully appointed chef's kitchen, complete with quartz countertops, white shaker cabinetry, subway tile backsplash, custom range

Supplements: hood, and an oversized island--ideal for entertaining. The first-floor primary suite offers a private retreat with a spa-like bath, including a freestanding tub, separate tiled shower, dual vanities, and a large walk-in closet. Upstairs, you'll find three additional bedrooms, including the second ensuite primary, plus an expansive 24x18 flex room--perfect for a media room, game room, home office, or additional living space. Enjoy peaceful mornings and sunset evenings from the upstairs balcony, where you can take in views of the bay and watch dolphins and local wildlife. Additional highlights include a large walk-in pantry, well-designed laundry room with room for utility sink, luxury vinyl plank flooring, and high-end finishes throughout. With no HOA restrictions, ample space, and close proximity to boating, beaches, dining, and shopping, this home offers unmatched freedom and lifestyle in one of Santa Rosa Beach's most desirable areas. Yes, there is room for a pool and your own personal backyard oasis. Schedule your private showing today and experience elevated coastal living without compromise.

More Information MLS# 998443

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 362.9 List Date: 2026-03-19 Current Price: $1,125,000 List Price: $1,125,000

Location, Tax and Legal

Sub Area: 1601 - SRB NW of Hwy 98 to Church Hill Bayou Elementary School: Van R Butler Middle School: Emerald Coast High School: South Walton Legal Description: LOT 36 SHELTER COVE ESTATES UNRECD 2ND INCR AS DESC IN LONG DESC AS RECD IN OR 377-246 OR 2611-3565 OR 2788-1911

General Property Info

Sub-Type: Detached Single Family Design: Contemporary SqFt Source: Building Plan Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 4 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 3100 Bedrooms: 4 Full Baths: 3 Half Baths: 1 Total Bathrooms: 4 # Stories: 2 Year Built: 2023 Garage Spaces: 2 Acreage: 0.41

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 5271 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: New Construction | 4 Bedrooms | Dual Primary Suites | No HOA | Near Choctawhatchee Bay. Rare opportunity to own a custom-built, new construction home with no HOA just steps from the scenic Choctawhatchee Bay. Situated on a spacious 41-acre homesite, this thoughtfully designed property offers the ideal blend of luxury, flexibility, and coastal lifestyle. This 4-bedroom, 3.5+ bathroom home features two primary suites-one conveniently located on the main level and a second upstairs ensuite making it perfect for multi-generational living, guests, or maximizing rental potential. The open-concept living area is filled with natural light and flows seamlessly into a beautifully appointed chef's kitchen, complete with quartz countertops, white shaker cabinetry, subway tile backsplash, custom range

Construction Status

Construction Complete: 1

Parking Features

Garage: 1 Garage Attached: 1

Waterview

Bay: 1

Lot/Parcel Access

County Road: 1 Paved Road: 1

Lot Features

Cleared: 1 Survey Available: 1 Within 1/2 Mile to Water: 1

Project Facilities

Short Term Rental - Allowed: 1

Construction/Siding

Frame: 1 Roof Metal: 1 Stucco: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Lawn Pump: 1 Porch: 1 Sprinkler System: 1

Interior

Breakfast Bar: 1 Floor Tile: 1 Floor Vinyl: 1 Furnished - None: 1 Kitchen Island: 1 Lighting Recessed: 1 Newly Painted: 1 Pantry: 1 Split Bedroom: 1 Washer/Dryer Hookup: 1 Window Treatmnt None: 1

Financing

Conventional: 1 VA: 1

Appliances

Auto Garage Door Opn: 1 Dishwasher: 1 Disposal: 1 Microwave: 1 Range Hood: 1 Refrigerator W/IceMk: 1 Smoke Detector: 1 Stove/Oven Electric: 1 Warranty Provided: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBed First Floor: 1 MBed Walk-in Closet: 1

Master Bedroom

First: 1

Bedroom

Second: 1

Kitchen

First: 1

Rooms

Bedroom: 1 Bonus Room: 1 Kitchen: 1 Laundry: 1 Master Bedroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 16 - North Santa Rosa Beach Street #: 443 Street Name: Shelter Cove Street Suffix: Drive State: FL Zip Code: 32459 County: Walton Project Name/Subdivision: SHELTER COVE ESTATES 2ND ADDN Parcel ID: 24-2S-21-42311-000-0360

Property Features

Construction Status: Construction Complete Lot Features: Cleared; Survey Available; Within 1/2 Mile to Water Zoning: Resid Single Family Waterview: Bay Parking Features: Garage; Garage Attached Project Facilities: Short Term Rental - Allowed Exterior: Balcony; Lawn Pump; Porch; Sprinkler System Interior: Breakfast Bar; Floor Tile; Floor Vinyl; Furnished - None; Kitchen Island; Lighting Recessed; Newly Painted; Pantry; Split Bedroom; Washer/Dryer Hookup; Window Treatmnt None Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Microwave; Range Hood; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric; Warranty Provided Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Ceiling Fans; Water Heater - Elect Master Bedroom: First Bedroom: Second Kitchen: First Rooms: Bedroom; Bonus Room; Kitchen; Laundry; Master Bedroom Financing: Conventional; VA

Room Information

Master Bedroom Level: First Dimensions: 13 x 15 Length: 13.00 Width: 15.00 Dimensions: 13 x 15 Laundry Level: First Dimensions: 13 x 6.7 Length: 13.00 Width: 6.70 Dimensions: 13 x 6.7 Kitchen Level: First Dimensions: 15.7 x 14.7 Length: 15.70 Width: 14.70 Dimensions: 15.7 x 14.7 Bonus Room Level: Second Dimensions: 24 x 18 Length: 24.00 Width: 18.00 Dimensions: 24 x 18 Bedroom Level: Second Dimensions: 17.3 x 11.4 Length: 17.30 Width: 11.40 Dimensions: 17.3 x 11.4 Bedroom Level: Second Dimensions: 11 x 11.6 Length: 11.00 Width: 11.60 Dimensions: 11 x 11.6 Bedroom Level: Second Dimensions: 19.8 x 13.8 Length: 19.80 Width: 13.80 Dimensions: 19.8 x 13.8
Listing Office: Coldwell Banker Realty
Listing Agent: Dawn McKenna Group
Last Updated: April - 16 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.