431 Atwater Court, Mary Esther, FL 32569
$1,499,999
Property Type:
Residential
Bedrooms:
5
Baths:
4
Square Footage:
4,808
Lot Size (sq. ft.):
19,166
Status:
Active
Current Price:
$1,499,999
List Date:
9/01/2026
Last Modified:
9/18/2026
Overview
Description
...
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On the Intracoastal waters of Santa Rosa Sound, this elevated coastal contemporary residence offers exceptional privacy and sweeping waterfront views. Positioned at the end of a private street in Mary Esther, the home is bordered by the sound and framed by stately brick column entry walls. Current waterfront pricing in Navarre and Mary Esther range from $700-$474 a square foot. This home is priced below $333 a square foot due to a few dated items. The tile floors on the first floor are in exceptional shape but have a dated appearance. Also, the kitchen and bathrooms are slightly dated. Estimates around $200,000 for all of the updates will easily bring this home into the $500+ a square foot range. Instantly bringing the value of the home into the 2M dollar range. Owner does not live in the area and does not want to manage the updates. This home will have instant equity with the right buyer and vision..
All of the stucco has been replaced with an entirely new exterior. All 53 windows were replaced during the stucco with flanged hurricane windows. New all aluminum roof.
Inside, five bedrooms, two bonus rooms, three full baths, and one half bath are thoughtfully arranged to maximize natural light and panoramic water views. Nearly every room overlooks the sound, allowing the waterfront to shape daily living. Dock includes 2 boat lifts. The primary boatlift supports a 18,000 lb boat.
Listing Details MLS# 1010998
Contract Info
- List Price/SqFt
- 311.98
- Listing Board
- Emerald Coast
Location Tax and Legal
- Area
- 12 - Fort Walton Beach
- Street #
- 431
- Street Name
- Atwater
- Street Suffix
- Court
- State
- FL
- Zip Code
- 32569
- County
- Okaloosa
- Project Name/Subdivision
- ATWATER
- Parcel ID
- 17-2S-25-0080-0000-0060
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Contemporary
- Apx SqFt(Htd/Cooled)
- 4808
- SqFt Source
- Agent-Measured
- Full Baths
- 3
- Half Baths
- Yes
- Total Bathrooms
- 4
- # Stories
- 2
- Year Built
- 1993
- Immediate Occupancy
- Yes
- Garage
- Yes
- Carport
- No
- Garage Spaces
- 2
- Driveway Spaces
- 6
- Acreage
- 0.44
- Pool
- No
- Pool Type
- None
Waterfront
- Waterfront Feet
- 130
More Information
Property Features
Construction Status:
Construction Complete
Farm Info:
Fenced - Perimeter
Lot Features:
Bulkhead/Seawall; Cul-De-Sac; Dead End; Flood Insurance Req
Zoning:
Resid Single Family
Waterfront:
Intracoastal Wtrwy; Pond; Shore - Seawall; Sound; Unit Waterfront
Waterview:
Canal; Gulf; Gulf/Pass; Intracoastal Waterwy; Lagoon; Pond; Sound
Parking Features:
Boat; Garage; Garage Attached; Guest; Oversized; RV
Project Facilities:
Beach; Waterfront
Exterior:
Balcony; BBQ Pit/Grill; Boat Slip; Boatlift; Deck Covered; Dock; Patio Covered; Patio Enclosed; Porch Screened; Sprinkler System
Interior:
Built-In Bookcases; Ceiling Vaulted; Fireplace 2+; Fireplace Gas; Floor Hardwood; Floor Tile; Floor Vinyl; Floor WW Carpet; Kitchen Island; Newly Painted; Skylight(s); Split Bedroom; Washer/Dryer Hookup; Window Bay; Window Treatment All
Appliances:
Auto Garage Door Opn; Cooktop; Dishwasher; Dryer; Oven Self Cleaning; Refrigerator W/IceMk; Security System; Smoke Detector; Smooth Stovetop Rnge; Washer
Utilities:
Electric; Gas - Natural; Public Sewer; Public Water
Energy:
AC - 2 or More; Geothermal; Heat Cntrl Gas; Heat Pump Wtr Air 2+; Ridge Vent; Water Heater - Gas
Master Bedroom:
Second
Bedroom:
First; Second
Kitchen:
First
Rooms:
Balcony; Bedroom; Bonus Room; Dining Room; Family Room; Foyer; Kitchen; Master Bathroom; Master Bedroom
Financing:
Conventional; FHA; VA
Fees Include:
Land Recreation
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|---|
| Foyer | First | 19 x 19 | 19.00 | 19.00 | Entry Way Room |
| Family Room | First | 22 x 23 | 22.00 | 23.00 | |
| Kitchen | First | 16 x 17 | 16.00 | 17.00 | |
| Dining Room | First | 16 x 14 | 16.00 | 14.00 | |
| Bedroom | First | 13 x 12 | 13.00 | 12.00 | |
| Master Bedroom | Second | 28 x 17 | 28.00 | 17.00 | |
| Balcony | Second | 10 x 3 | 10.00 | 3.00 | |
| Master Bathroom | Second | 18 x 15 | 18.00 | 15.00 | |
| Bedroom | Second | 21 x 16 | 21.00 | 16.00 | |
| Bedroom | Second | 16 x 14 | 16.00 | 14.00 | |
| Bedroom | Second | 16 x 17 | 16.00 | 17.00 | |
| Bonus Room | Second | 10 x 12 | 10.00 | 12.00 | Between upstairs bedrooms |
| Bonus Room | First | 15 x 17 | 15.00 | 17.00 | above garage |
Documents
Listing Office:
LPT Realty LLC
Listing Agent:
William E Zutell
Last Updated: September - 18 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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