426 Fanny Ann Way, Freeport, FL 32439 (MLS# 994410)

426 Fanny Ann Way, Freeport, FL 32439

$389,900

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,811 Lot Size (sq. ft.): 4,792 Status: Active

Current Price: $389,900 List Date: 2/03/2026 Last Modified: 4/15/2026

Description

When location is everything! This 3-bed, 2-bath cottage nestled in the heart of Hammock Bay is thoughtfully upgraded. Home offers modern living without sacrificing charm. Kitchen serves as heart of home, featuring granite countertops, pendant lighting, custom 42-inch cabinetry, and striking stone tile backsplash. Stainless steel farmhouse sink on large island creates ideal space for meal prep and gatherings. Primary bathroom showcases cultured marble vanity and a trendy barn door that adds distinctive character. Peace of mind comes standard with hurricane wind screens, whole-house surge protector, and heavy-duty security storm door. AC capacitor replaced in 2022 and garage offers built-in workbench. Within walking distance of pool, fitness center, athletic courts and restaurants.

Open Houses

Sunday, April 19, 1:00 pm - 3:00 pm

More Information MLS# 994410

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 215.3 List Date: 2026-02-03 Current Price: $389,900 List Price: $389,900

Location, Tax and Legal

Sub Area: 2005 - S. of 20 to Hwy 331 Elementary School: Freeport Middle School: Freeport High School: Freeport Legal Description: Lot 126 Schooner Landing At Hammock Bay Pb 18-20 Or 2832-4217 Or 2908-3760 Or 3049-3836 Or 3297-3732

General Property Info

Sub-Type: Detached Single Family Design: Florida Cottage SqFt Source: Appraiser Immediate Occupancy: No Garage: Yes Carport: No Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 1811 Bedrooms: 3 Full Baths: 2 Total Bathrooms: 2 # Stories: 1 Year Built: 2017 Garage Spaces: 2 Acreage: 0.11

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 1054.17 Annual Assessment Amount: 4216.68 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 0.5 New Buyer Fee Paid: % Last Taxes: 3785.55 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: When location is everything! This 3-bed, 2-bath cottage nestled in the heart of Hammock Bay is thoughtfully upgraded. Home offers modern living without sacrificing charm. Kitchen serves as heart of home, featuring granite countertops, pendant lighting, custom 42-inch cabinetry, and striking stone tile backsplash. Stainless steel farmhouse sink on large island creates ideal space for meal prep and gatherings. Primary bathroom showcases cultured marble vanity and a trendy barn door that adds distinctive character. Peace of mind comes standard with hurricane wind screens, whole-house surge protector, and heavy-duty security storm door. AC capacitor replaced in 2022 and garage offers built-in workbench. Within walking distance of pool, fitness center, athletic courts and restaurants.

Construction Status

Construction Complete: 1

Parking Features

Garage Attached: 1

Lot/Parcel Access

City Road: 1 Paved Road: 1

Lot Features

Covenants: 1 Interior: 1 Restrictions: 1 Sidewalk: 1 See Remarks: 1

Project Facilities

BBQ Pit/Grill: 1 Community Room: 1 Dock: 1 Exercise Room: 1 Fishing: 1 Pavillion/Gazebo: 1 Pets Allowed: 1 Pickle Ball: 1 Picnic Area: 1 Playground: 1 Pool: 1 Tennis: 1 TV Cable: 1

Construction/Siding

Roof Dimensional Shg: 1 Siding Vinyl: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1 Tap Fee Paid: 1 TV Cable: 1 Underground: 1

Zoning

Resid Single Family: 1

Exterior

Porch Open: 1

Interior

Floor Laminate: 1 Floor WW Carpet: 1 Kitchen Island: 1 Lighting Recessed: 1 Pantry: 1 Pull Down Stairs: 1 Split Bedroom: 1 Washer/Dryer Hookup: 1 Window Treatmnt Some: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Auto Garage Door Opn: 1 Dishwasher: 1 Disposal: 1 Microwave: 1 Refrigerator W/IceMk: 1 Smoke Detector: 1 Stove/Oven Electric: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Double Pane Windows: 1 Heat Cntrl Electric: 1 Ridge Vent: 1 See Remarks: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Cultured Mrble: 1 MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Walk-In Closet: 1 MBed Carpeted: 1 MBed First Floor: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Full Bathroom

First: 1

Rooms

Bedroom: 1 Dining Room: 1 Family Room: 1 Full Bathroom: 1 Garage: 1 Kitchen: 1 Laundry: 1 Master Bathroom: 1 Master Bedroom: 1

Fees Include

Accounting: 1 Ground Keeping: 1 Master Association: 1 Recreational Faclty: 1 Security: 1 TV Cable: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 20 - Freeport Street #: 426 Street Name: Fanny Ann Street Suffix: Way State: FL Zip Code: 32439 County: Walton Project Name/Subdivision: HAMMOCK BAY Parcel ID: 171S19230900001260

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Interior; Restrictions; Sidewalk; See Remarks Zoning: Resid Single Family Parking Features: Garage Attached Project Facilities: BBQ Pit/Grill; Community Room; Dock; Exercise Room; Fishing; Pavillion/Gazebo; Pets Allowed; Pickle Ball; Picnic Area; Playground; Pool; Tennis; TV Cable Exterior: Porch Open Interior: Floor Laminate; Floor WW Carpet; Kitchen Island; Lighting Recessed; Pantry; Pull Down Stairs; Split Bedroom; Washer/Dryer Hookup; Window Treatmnt Some Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Microwave; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric Utilities: Electric; Public Sewer; Public Water; Tap Fee Paid; TV Cable; Underground Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Ridge Vent; See Remarks; Water Heater - Elect Master Bedroom: First Bedroom: First Kitchen: First Full Bathroom: First Rooms: Bedroom; Dining Room; Family Room; Full Bathroom; Garage; Kitchen; Laundry; Master Bathroom; Master Bedroom Financing: Conventional; FHA; VA Fees Include: Accounting; Ground Keeping; Master Association; Recreational Faclty; Security; TV Cable

Room Information

Family Room Level: First Dimensions: 22 x 17 Length: 22.00 Width: 17.00 Dimensions: 22 x 17 Master Bedroom Level: First Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Bedroom Level: First Dimensions: 13 x 10 Length: 13.00 Width: 10.00 Dimensions: 13 x 10 Bedroom Level: First Dimensions: 13 x 10 Length: 13.00 Width: 10.00 Dimensions: 13 x 10 Dining Room Level: First Dimensions: 11 x 11 Length: 11.00 Width: 11.00 Dimensions: 11 x 11 Kitchen Level: First Dimensions: 14 x 17 Length: 14.00 Width: 17.00 Remarks: Open concept to Living Dimensions: 14 x 17 Master Bathroom Level: First Dimensions: 12 x 10.5 Length: 12.00 Width: 10.50 Dimensions: 12 x 10.5 Full Bathroom Level: First Dimensions: 8 x 6 Length: 8.00 Width: 6.00 Dimensions: 8 x 6 Laundry Level: First Dimensions: 6.5 x 5.5 Length: 6.50 Width: 5.50 Dimensions: 6.5 x 5.5 Garage Level: First Dimensions: 20 x 17.8 Length: 20.00 Width: 17.80 Dimensions: 20 x 17.8

Listing Office: Merrifield & Pilcher Realty

Listing Agent: Johnnie Kay Ealum

Last Updated: April - 15 - 2026

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