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3707 Mystic Street A & B, Panama City Beach, FL 32408 (MLS# 996455)

3707 Mystic Street A & B, Panama City Beach, FL 32408

$647,000
Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,088 Lot Size (sq. ft.): 7,405 Status: Active
Current Price: $647,000 List Date: 2/27/2026 Last Modified: 4/17/2026

Description

ADORABLE DUPLEX WITH MULTIPLE POSSIBILITIES! * Live in one side, rent the other out. * Short term rent both units. * Short term rent one side, mid or long-term rent the other. THE CHOICE IS YOURS!

Supplements: SIDE A: MYSTIC SURF --3 BR, Sleeps 8 - King, King, King + Twin/Twin Trundle --1 Full, 1 Half Bath --Surf/wave murals in every bedroom --Full Kitchen with lots of counter space --Private Patio --Storage shed --Electric fireplace! SIDE B: MYSTIC SUN --2 BR, Sleeps 4 - King, King rooms --1 Full Bath --Full Kitchen --Private Patio --Storage shed --Wood-burning fireplace! LOCATION: Across the street from public lagoon access. One block to public boat ramp. Walk to public beach access #11, just 7 blocks away. Walk to Buster's Beer and Bait. Drive to Schooner's and the St Andrews State Park. Don't miss your opportunity for 100% bonus depreciation this year. Ask your CPA how you can SAVE BIG MONEY ON TAXES! Come see this today! We look forward to receiving your offer! See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

More Information MLS# 996455

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 309.87 List Date: 2026-02-27 Current Price: $647,000 List Price: $647,000

Location, Tax and Legal

Unit #: A & B Sub Area: 2723 - Beach - South of Grand Lagoon Elementary School: Patronis Middle School: Surfside High School: Arnold Legal Description: BILTMORE BEACH 1ST ADD LOT 1 BLK F ORB 4552 P 508

General Property Info

Sub-Type: Attached Single Unit Design: Duplex SqFt Source: County PA Records Immediate Occupancy: Yes Garage: No Carport: No Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 2088 Bedrooms: 5 Full Baths: 2 Half Baths: 1 Total Bathrooms: 3 # Stories: 2 Year Built: 1981 Acreage: 0.17

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 6028.55 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: ADORABLE DUPLEX WITH MULTIPLE POSSIBILITIES! * Live in one side, rent the other out. * Short term rent both units. * Short term rent one side, mid or long-term rent the other. THE CHOICE IS YOURS!

Construction Status

Construction Complete: 1

Waterview

Lagoon: 1

Lot/Parcel Access

City Road: 1 Paved Road: 1

Lot Features

Within 1/2 Mile to Water: 1

Utilities

Electric: 1 Public Water: 1 Septic Tank: 1

Zoning

Resid Multi-Family: 1

Exterior

Patio Open: 1

Interior

Breakfast Bar: 1 Floor Vinyl: 1 Furnished - All: 1 Window Treatment All: 1

Financing

Conventional: 1

Appliances

Dishwasher: 1 Dryer: 1 Microwave: 1 Refrigerator: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Electric: 1

Bedroom

First: 1 Second: 1

Living Room

First: 1

Rooms

Bedroom: 1 Living Room: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 3707 Street Name: Mystic Street Suffix: Street State: FL Zip Code: 32408 County: Bay Project Name/Subdivision: BILTMORE BEACH 1ST ADD Parcel ID: 32050000000

Property Features

Construction Status: Construction Complete Lot Features: Within 1/2 Mile to Water Zoning: Resid Multi-Family Waterview: Lagoon Exterior: Patio Open Interior: Breakfast Bar; Floor Vinyl; Furnished - All; Window Treatment All Appliances: Dishwasher; Dryer; Microwave; Refrigerator; Stove/Oven Electric; Washer Utilities: Electric; Public Water; Septic Tank Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric Bedroom: First; Second Living Room: First Rooms: Bedroom; Living Room Financing: Conventional

Room Information

Bedroom Level: First Dimensions: 11.1 x 12.5 Length: 11.10 Width: 12.50 Remarks: Unit A - King Bed Dimensions: 11.1 x 12.5 Bedroom Level: Second Dimensions: 14.5 x 12.5 Length: 14.50 Width: 12.50 Remarks: Unit A - King Bed Dimensions: 14.5 x 12.5 Bedroom Level: Second Dimensions: 9.6 x 19.4 Length: 9.60 Width: 19.40 Remarks: Unit A - King Bed with Twin/Twin Trundle Dimensions: 9.6 x 19.4 Bedroom Level: First Dimensions: 9.7 x 11.3 Length: 9.70 Width: 11.30 Remarks: Unit B - King Bed Dimensions: 9.7 x 11.3 Bedroom Level: First Dimensions: 13.7 x 10.5 Length: 13.70 Width: 10.50 Remarks: Unit B - King Bed, Opens to Patio Dimensions: 13.7 x 10.5 Living Room Level: First Dimensions: 11.9 x 13.8 Length: 11.90 Width: 13.80 Remarks: A side living space Dimensions: 11.9 x 13.8 Living Room Level: First Dimensions: 9.7 x 11.8 Length: 9.70 Width: 11.80 Remarks: B side living space Dimensions: 9.7 x 11.8
Listing Office: EXP Realty LLC
Listing Agent: January M Johnson
Last Updated: April - 17 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.