3707 Mystic Street A & B, Panama City Beach, FL 32408
$647,000
Property Type:
Residential
Bedrooms:
5
Baths:
3
Square Footage:
2,088
Lot Size (sq. ft.):
7,405
Status:
Active
Current Price:
$647,000
List Date:
2/27/2026
Last Modified:
4/17/2026
Description
ADORABLE DUPLEX WITH MULTIPLE POSSIBILITIES!
* Live in one side, rent the other out.
* Short term rent both units.
* Short term rent one side, mid or long-term rent the other.
THE CHOICE IS YOURS!
Supplements: SIDE A: MYSTIC SURF --3 BR, Sleeps 8 - King, King, King + Twin/Twin Trundle --1 Full, 1 Half Bath --Surf/wave murals in every bedroom --Full Kitchen with lots of counter space --Private Patio --Storage shed --Electric fireplace! SIDE B: MYSTIC SUN --2 BR, Sleeps 4 - King, King rooms --1 Full Bath --Full Kitchen --Private Patio --Storage shed --Wood-burning fireplace! LOCATION: Across the street from public lagoon access. One block to public boat ramp. Walk to public beach access #11, just 7 blocks away. Walk to Buster's Beer and Bait. Drive to Schooner's and the St Andrews State Park. Don't miss your opportunity for 100% bonus depreciation this year. Ask your CPA how you can SAVE BIG MONEY ON TAXES! Come see this today! We look forward to receiving your offer! See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!
More Information MLS# 996455
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 309.87
List Date: 2026-02-27
Current Price: $647,000
List Price: $647,000
Location, Tax and Legal
Unit #: A & B
Sub Area: 2723 - Beach - South of Grand Lagoon
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Legal Description: BILTMORE BEACH 1ST ADD LOT 1 BLK F ORB 4552 P 508
General Property Info
Sub-Type: Attached Single Unit
Design: Duplex
SqFt Source: County PA Records
Immediate Occupancy: Yes
Garage: No
Carport: No
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 2088
Bedrooms: 5
Full Baths: 2
Half Baths: 1
Total Bathrooms: 3
# Stories: 2
Year Built: 1981
Acreage: 0.17
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 6028.55
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: ADORABLE DUPLEX WITH MULTIPLE POSSIBILITIES!
* Live in one side, rent the other out.
* Short term rent both units.
* Short term rent one side, mid or long-term rent the other.
THE CHOICE IS YOURS!
Construction Status
Construction Complete: 1
Waterview
Lagoon: 1
Lot/Parcel Access
City Road: 1
Paved Road: 1
Lot Features
Within 1/2 Mile to Water: 1
Utilities
Electric: 1
Public Water: 1
Septic Tank: 1
Zoning
Resid Multi-Family: 1
Exterior
Patio Open: 1
Interior
Breakfast Bar: 1
Floor Vinyl: 1
Furnished - All: 1
Window Treatment All: 1
Financing
Conventional: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Refrigerator: 1
Stove/Oven Electric: 1
Washer: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Heat Cntrl Electric: 1
Bedroom
First: 1
Second: 1
Living Room
First: 1
Rooms
Bedroom: 1
Living Room: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 3707
Street Name: Mystic
Street Suffix: Street
State: FL
Zip Code: 32408
County: Bay
Project Name/Subdivision: BILTMORE BEACH 1ST ADD
Parcel ID: 32050000000
Property Features
Construction Status: Construction Complete
Lot Features: Within 1/2 Mile to Water
Zoning: Resid Multi-Family
Waterview: Lagoon
Exterior: Patio Open
Interior: Breakfast Bar; Floor Vinyl; Furnished - All; Window Treatment All
Appliances: Dishwasher; Dryer; Microwave; Refrigerator; Stove/Oven Electric; Washer
Utilities: Electric; Public Water; Septic Tank
Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric
Bedroom: First; Second
Living Room: First
Rooms: Bedroom; Living Room
Financing: Conventional
Room Information
Bedroom
Level: First
Dimensions: 11.1 x 12.5
Length: 11.10
Width: 12.50
Remarks: Unit A - King Bed
Dimensions: 11.1 x 12.5
Bedroom
Level: Second
Dimensions: 14.5 x 12.5
Length: 14.50
Width: 12.50
Remarks: Unit A - King Bed
Dimensions: 14.5 x 12.5
Bedroom
Level: Second
Dimensions: 9.6 x 19.4
Length: 9.60
Width: 19.40
Remarks: Unit A - King Bed with Twin/Twin Trundle
Dimensions: 9.6 x 19.4
Bedroom
Level: First
Dimensions: 9.7 x 11.3
Length: 9.70
Width: 11.30
Remarks: Unit B - King Bed
Dimensions: 9.7 x 11.3
Bedroom
Level: First
Dimensions: 13.7 x 10.5
Length: 13.70
Width: 10.50
Remarks: Unit B - King Bed, Opens to Patio
Dimensions: 13.7 x 10.5
Living Room
Level: First
Dimensions: 11.9 x 13.8
Length: 11.90
Width: 13.80
Remarks: A side living space
Dimensions: 11.9 x 13.8
Living Room
Level: First
Dimensions: 9.7 x 11.8
Length: 9.70
Width: 11.80
Remarks: B side living space
Dimensions: 9.7 x 11.8
Listing Office:
EXP Realty LLC
Listing Agent:
January M Johnson
Last Updated: April - 17 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.