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3615 Phillips Lane, Panama City, FL 32404 (MLS# 994035)

3615 Phillips Lane, Panama City, FL 32404

$298,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,840 Lot Size (sq. ft.): 41,818 Status: Active
Current Price: $298,000 List Date: 1/29/2026 Last Modified: 5/01/2026

Description

Welcome to Phillips Lane - a quiet, well-located gem in the heart of Panama City. This inviting home offers a comfortable blend of everyday functionality and Florida charm, perfect for full-time living, a second home, or an investment opportunity. This 2 bedroom, 2 bathroom home sits on almost a full acre of land and has two additional rooms without closets. Primary bedroom is onthe second floor and features a private balcony from which to enjoy calming views of the surrounding area. The Primary bathroom as double vanities and a walk-in shower. There is another full bath with a tub-shower combination & a single vanity. There is also a loft space above the two car garage that would be perfect for a studio apartment, craft area or storage space. Furnishings can be sold too if desired

More Information MLS# 994035

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 161.96 List Date: 2026-01-27 Current Price: $298,000 List Price: $298,000

Location, Tax and Legal

Sub Area: 2702 - Bay - Central SE Elementary School: Cedar Grove Middle School: Rutherford ( Middle ) High School: Rutherford Legal Description: 1 4S 14W -104.55- 118A2 BEG 2686.67' N 624' E & 275' N OF SW COR OF SEC FOR POB TH CONT N 225' E 196' S 225' W 196' TO POB ORB 1126 P 1197

General Property Info

Sub-Type: Detached Single Family Design: Florida Cottage SqFt Source: County PA Records Garage: Yes Carport: No Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 1840 Bedrooms: 2 Full Baths: 2 Total Bathrooms: 2 # Stories: 2 Year Built: 1987 Garage Spaces: 2 Acreage: 0.96

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 3553.61 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Welcome to Phillips Lane - a quiet, well-located gem in the heart of Panama City. This inviting home offers a comfortable blend of everyday functionality and Florida charm, perfect for full-time living, a second home, or an investment opportunity. This 2 bedroom, 2 bathroom home sits on almost a full acre of land and has two additional rooms without closets. Primary bedroom is onthe second floor and features a private balcony from which to enjoy calming views of the surrounding area. The Primary bathroom as double vanities and a walk-in shower. There is another full bath with a tub-shower combination & a single vanity. There is also a loft space above the two car garage that would be perfect for a studio apartment, craft area or storage space. Furnishings can be sold too if desired

Construction Status

Construction Complete: 1

Parking Features

Garage Detached: 1

Lot/Parcel Access

Private Road: 1

Lot Features

Cleared: 1 Interior: 1 Level: 1

Construction/Siding

Roof Metal: 1 Siding Wood: 1

Utilities

Electric: 1 Private Well: 1 Septic Tank: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Porch Open: 1

Interior

Split Bedroom: 1 Walls Paneled: 1 Washer/Dryer Hookup: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dryer: 1 Microwave: 1 Refrigerator: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Shower Only: 1 MBed Balcony: 1

Master Bedroom

Second: 1

Bedroom

Second: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 3615 Street Name: Phillips Street Suffix: Lane State: FL Zip Code: 32404 County: Bay Project Name/Subdivision: NONESUCH WAY Parcel ID: 15029-002-000

Property Features

Construction Status: Construction Complete Lot Features: Cleared; Interior; Level Zoning: Resid Single Family Parking Features: Garage Detached Exterior: Balcony; Porch Open Interior: Split Bedroom; Walls Paneled; Washer/Dryer Hookup Appliances: Dryer; Microwave; Refrigerator; Stove/Oven Electric; Washer Utilities: Electric; Private Well; Septic Tank Energy: AC - Central Elect; Water Heater - Elect Master Bedroom: Second Bedroom: Second Kitchen: First Living Room: First Rooms: Bedroom; Kitchen; Living Room; Master Bedroom Financing: Conventional; FHA; VA

Room Information

Master Bedroom Level: Second Dimensions: 20 x 16 Length: 20.00 Width: 16.00 Dimensions: 20 x 16 Bedroom Level: Second Dimensions: 20 x 12 Length: 20.00 Width: 12.00 Dimensions: 20 x 12 Living Room Level: First Dimensions: 19 x 10 Length: 19.00 Width: 10.00 Dimensions: 19 x 10 Kitchen Level: First Dimensions: 19 x 10 Length: 19.00 Width: 10.00 Dimensions: 19 x 10
Listing Office: Exit Realty Anchor South
Listing Agent: William R Kilpatrick
Last Updated: May - 01 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.