3524 Mill Point Cove, Panama City, FL 32404
New Listing
$305,000
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,302
Lot Size (sq. ft.):
4,792
Status:
Active
Current Price:
$305,000
List Date:
2/12/2026
Last Modified:
2/12/2026
Description
3824 Mill Point Cove was built by one of Bay Counties most sought after builders. Brick Home with spacious floor plan, custom solid wood cabinets, quartz counter tops, upgraded light fixtures, doors, insulation, trim, low e windows, vinyl flooring, freshly painted, fenced backyard and entire house has filtered water system. Neighborhood has underground utilities, lighted streets, zoysia grass and landscaping. Mu24 Hour Notice to Show. Let Mill Point be your next move.
More Information MLS# 989217
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 234.25
List Date: 2025-11-07
Current Price: $305,000
List Price: $305,000
Location, Tax and Legal
Sub Area: 2701 - Bay - Central NE
Elementary School: Deer Point
Middle School: Merritt Brown
High School: Mosley
Legal Description: MILL POINT LOT 18 ORB 4646 P 1525
General Property Info
Sub-Type: Detached Single Family
Design: A-Frame
SqFt Source: County PA Records
Garage: Yes
Carport: No
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 1302
Bedrooms: 3
Full Baths: 2
Total Bathrooms: 2
# Stories: 1
Year Built: 2022
Acreage: 0.11
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 300
Annual Assessment Amount: 300
Assessment Paid: Annually
New Buyer Fee: No
Last Taxes: 2446.33
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: 3824 Mill Point Cove was built by one of Bay Counties most sought after builders. Brick Home with spacious floor plan, custom solid wood cabinets, quartz counter tops, upgraded light fixtures, doors, insulation, trim, low e windows, vinyl flooring, freshly painted, fenced backyard and entire house has filtered water system. Neighborhood has underground utilities, lighted streets, zoysia grass and landscaping. Mu24 Hour Notice to Show. Let Mill Point be your next move.
Construction Status
Construction Complete: 1
Parking Features
Garage Attached: 1
Lot/Parcel Access
County Road: 1
Paved Road: 1
Lot Features
Cul-De-Sac: 1
Construction/Siding
Brick: 1
Frame: 1
Roof Dimensional Shg: 1
Trim Wood: 1
Utilities
Electric: 1
Public Sewer: 1
Public Water: 1
Underground: 1
Zoning
Resid Single Family: 1
Exterior
Sprinkler System: 1
Interior
Breakfast Bar: 1
Floor WW Carpet: 1
Kitchen Island: 1
Lighting Recessed: 1
Window Treatmnt Some: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Refrigerator: 1
Smoke Detector: 1
Stove/Oven Electric: 1
Energy
AC - Central Elect: 1
Double Pane Windows: 1
Heat Cntrl Electric: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBed First Floor: 1
Master Bedroom
First: 1
Bedroom
First: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Fees Include
Accounting: 1
Management: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 3524
Street Name: Mill Point
Street Suffix: Cove
State: FL
Zip Code: 32404
County: Bay
Project Name/Subdivision: None
Parcel ID: 11514-400-180
Property Features
Construction Status: Construction Complete
Lot Features: Cul-De-Sac
Zoning: Resid Single Family
Parking Features: Garage Attached
Exterior: Sprinkler System
Interior: Breakfast Bar; Floor WW Carpet; Kitchen Island; Lighting Recessed; Window Treatmnt Some
Appliances: Dishwasher; Disposal; Microwave; Refrigerator; Smoke Detector; Stove/Oven Electric
Utilities: Electric; Public Sewer; Public Water; Underground
Energy: AC - Central Elect; Double Pane Windows; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: First
Bedroom: First
Kitchen: First
Living Room: First
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom
Financing: Conventional; FHA; VA
Fees Include: Accounting; Management
Room Information
Master Bedroom
Level: First
Dimensions: 13.6 x 13.4
Length: 13.60
Width: 13.40
Dimensions: 13.6 x 13.4
Bedroom
Level: First
Dimensions: 11.6 x 10.02
Length: 11.60
Width: 10.02
Dimensions: 11.6 x 10.02
Bedroom
Level: First
Dimensions: 11.4 x 10.02
Length: 11.40
Width: 10.02
Dimensions: 11.4 x 10.02
Living Room
Level: First
Dimensions: 18.2 x 12
Length: 18.20
Width: 12.00
Dimensions: 18.2 x 12
Dining Room
Level: First
Dimensions: 12.6 x 12
Length: 12.60
Width: 12.00
Dimensions: 12.6 x 12
Kitchen
Level: First
Dimensions: 12.7 x 9
Length: 12.70
Width: 9.00
Dimensions: 12.7 x 9
Documents
HOA, FLOOD, SELLERS DISCLOSURE ›
Listing Office:
Beachy Beach Real Estate
Listing Agent:
Karen K Smith
Last Updated: February - 12 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.