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201 Armstrong Circle, Panama City Beach, FL 32413 (MLS# 998309)

201 Armstrong Circle, Panama City Beach, FL 32413

$629,500
Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,494 Lot Size (sq. ft.): 7,405 Status: Active
Current Price: $629,500 List Date: 3/18/2026 Last Modified: 5/05/2026

Description

JUST REDUCED AND SELLER IS OFFERING $5000 INCENTIVE TO BUYER AT CLOSING WITH AN ACCEPTABLE OFFER! Spacious Panama City Beach Home with Private Entrance Mother-In-Law Suite/Apartment - just minutes to the Beach and the new Tallahassee Memorial Hospital! Centrally located in the heart of Panama City Beach, this inviting home offers flexible living space, thoughtful updates, and outdoor features designed for everyday enjoyment. Just 1/8 mile to the beach, five minutes to the new hospital, ten minutes to Pier Park and just 20 minutes to the International Airport, the home is also nestled in a neighborhood known for its great location to shopping, dining, neighbors, nearby park, and festive seasonal decorations that make it especially enjoyable for families. A standout feature

Supplements: is the private attached mother-in-law suite, offering a bedroom, private bathroom, huge walk-in closet, and additional living/bonus space. This layout provides excellent flexibility for extended family, guests, a private workspace, or a quiet retreat. A centrally located home office, craft room/bonus room adds even more versatility. The main home features an open floor plan with granite countertops, updated cabinetry, Luxury Vinyl Plank and tile flooring, all completed during the 2017 renovation. Additional updates include new garage doors and a metal roof replaced in 2017. Important system updates include two separate AC units (front and back zones), with duct work added to the mother-in-law suite/apartment. Units were replaced in 2017 and 2018. Interior updates in 2017 also included tubs, tile, carpet, and the mother-in-law suite/apartment bathroom. Outdoor features add even more appeal with a pergola-covered area perfect for relaxing or entertaining, added backyard sidewalks, a widened driveway, and a privacy fence installed in 2022. The property also includes a two-car garage and wiring already installed for security cameras (just add your own hard drive). This home has been well loved and well lived in, filled with years of family memories. Even more reassuring for buyers in the area, the property has experienced no flooding and no homeowner's insurance claims. This is a phenomenal property with so many options! It can be a primary residence with an income producing apartment or short-term rental, especially with the new hospital so close and the bonus room/office space could allow you to work from home! There are endless possibilities! Don't miss this opportunity!

More Information MLS# 998309

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 252.41 List Date: 2026-03-18 Current Price: $629,500 List Price: $629,500

Location, Tax and Legal

Sub Area: 2722 - Beach - North West Elementary School: West Bay Middle School: Surfside High School: Arnold Legal Description: Gulf Highlands Unit # 2 Lot 3 Blk 2 Orb 3837 P 2003 P 180

General Property Info

Sub-Type: Detached Single Family Design: Beach House SqFt Source: Agent-Measured Garage: Yes Carport: No Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 2494 Bedrooms: 5 Full Baths: 3 Total Bathrooms: 3 # Stories: 1 Year Built: 1978 Garage Spaces: 2 Acreage: 0.17

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 2497.67 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: JUST REDUCED AND SELLER IS OFFERING $5000 INCENTIVE TO BUYER AT CLOSING WITH AN ACCEPTABLE OFFER! Spacious Panama City Beach Home with Private Entrance Mother-In-Law Suite/Apartment - just minutes to the Beach and the new Tallahassee Memorial Hospital! Centrally located in the heart of Panama City Beach, this inviting home offers flexible living space, thoughtful updates, and outdoor features designed for everyday enjoyment. Just 1/8 mile to the beach, five minutes to the new hospital, ten minutes to Pier Park and just 20 minutes to the International Airport, the home is also nestled in a neighborhood known for its great location to shopping, dining, neighbors, nearby park, and festive seasonal decorations that make it especially enjoyable for families. A standout feature

Construction Status

Construction Complete: 1

Parking Features

Garage Attached: 1

Lot/Parcel Access

Paved Road: 1

Lot Features

Corner: 1 Interior: 1 Within 1/2 Mile to Water: 1

Construction/Siding

Brick: 1 Roof Metal: 1

Utilities

Electric: 1 Phone: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Fenced Privacy: 1 Guest Quarters: 1 Pavillion/Gazebo: 1 Porch: 1

Interior

Ceiling Crwn Molding: 1 Ceiling Raised: 1 Converted Garage: 1 Fireplace: 1 Floor Tile: 1 Floor Vinyl: 1 Floor WW Carpet: 1 Furnished - None: 1 Guest Quarters: 1 Kitchen Island: 1 Lighting Recessed: 1 Washer/Dryer Hookup: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Refrigerator W/IceMk: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Tile: 1 MBed First Floor: 1

Master Bedroom

First: 1

Bedroom

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Bonus Room: 1 Living Room: 1 Master Bedroom: 1 Separate Apartment: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 201 Street Name: Armstrong Street Suffix: Circle State: FL Zip Code: 32413 County: Bay Project Name/Subdivision: GULF HIGHLANDS UNIT 2 Parcel ID: 33077-000-000

Property Features

Construction Status: Construction Complete Lot Features: Corner; Interior; Within 1/2 Mile to Water Zoning: Resid Single Family Parking Features: Garage Attached Exterior: Fenced Privacy; Guest Quarters; Pavillion/Gazebo; Porch Interior: Ceiling Crwn Molding; Ceiling Raised; Converted Garage; Fireplace; Floor Tile; Floor Vinyl; Floor WW Carpet; Furnished - None; Guest Quarters; Kitchen Island; Lighting Recessed; Washer/Dryer Hookup Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator W/IceMk; Stove/Oven Electric; Washer Utilities: Electric; Phone; Public Sewer; Public Water; TV Cable Energy: AC - 2 or More; AC - Central Elect; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: First Living Room: First Rooms: Bedroom; Bonus Room; Living Room; Master Bedroom; Separate Apartment Financing: Conventional; FHA; VA

Room Information

Living Room Level: First Dimensions: 30 x 30 Length: 30.00 Width: 30.00 Remarks: Living, Kitchen Dining - Buyer to verify Dimensions: 30 x 30 Master Bedroom Level: First Dimensions: 11 x 10 Length: 11.00 Width: 10.00 Remarks: Buyer to verify Dimensions: 11 x 10 Bedroom Level: First Dimensions: 10 x 10 Length: 10.00 Width: 10.00 Remarks: Buyer to verify Dimensions: 10 x 10 Bedroom Level: First Dimensions: 10 x 10 Length: 10.00 Width: 10.00 Remarks: Buyer to verify Dimensions: 10 x 10 Bedroom Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Remarks: Buyer to verify Dimensions: 12 x 12 Bonus Room Level: First Dimensions: 11 x 17 Length: 11.00 Width: 17.00 Remarks: Buyer to verify Dimensions: 11 x 17 Separate Apartment Level: First Dimensions: 0 x 0 Length: 0.00 Width: 0.00 Remarks: Approx 1000 sq ft - Buyer to verify Dimensions: 0 x 0
Listing Office: Carillon Realty Inc
Listing Agent: Darcie Ducharme
Last Updated: May - 05 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.