190 Bay Trace, Santa Rosa Beach, FL 32459 (MLS# 1006865)

190 Bay Trace, Santa Rosa Beach, FL 32459

$2,849,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 3,256 Lot Size (sq. ft.): 33,106 Status: Active

Current Price: $2,849,000 List Date: 7/02/2026 Last Modified: 8/10/2026

Description

Discover an exceptional opportunity to own 95 feet of prime bay frontage on an expansive 0.76-acre homesite at 190 Bay Trace. Offering breathtaking water views, solid construction, and endless potential, this custom home delivers the ideal blend of comfort, functionality, and waterfront living--all at a price point that is increasingly rare to find on the bay. Built to last, the home is supported by 35 pilings and features a thoughtfully designed floor plan with the primary suite conveniently located on the main level, along with a dedicated office/study and an inviting living room centered around a cozy fireplace. The beautifully appointed kitchen is the heart of the home, showcasing warm butcher block countertops, abundant workspace, and a spacious scullery that provides additional prep, storage, and organization. Designed for enjoying the outdoors, the sprawling waterfront living space includes a screened porch with an outdoor fireplace, as well as hookups already in place for a outdoor kitchen--creating the perfect setting for entertaining family and friends while taking in spectacular bay views. Upstairs, you'll find two generously sized bedrooms with a full bath, along with two additional bonus rooms currently used as an art studio and storage. These spaces offer incredible flexibility and could easily be finished to add valuable square footage.

Supplements: The storage room is ideally suited to become a bunk room, media room, or home theater, allowing the home to grow with your needs. Additional features include washer and dryer hookups on both levels, a spacious two-car garage with abundant storage, and a large private dock complete with a boat lift for easy access to the bay. Whether you're searching for a full-time residence, a second home, or a waterfront investment with room to customize, 190 Bay Trace offers an outstanding opportunity to own an exceptional bayfront property with space, quality construction, and tremendous upside. Opportunities like this at this price point are becoming increasingly difficult to find on the bay.

More Information MLS# 1006865

General Property Info

userdefined76: 2 Sub-Type: Detached Single Family Design: Southern SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: No Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 3256 Bedrooms: 3 Full Baths: 2 Half Baths: 1 Total Bathrooms: 3 # Stories: 2 Year Built: 2018 Garage Spaces: 2 Acreage: 0.76

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 875 List Date: 2026-07-02 Current Price: $2,849,000 List Price: $2,849,000

Location, Tax and Legal

Sub Area: 1902 - Pt Washington/N. of 98 W Elementary School: Dune Lakes Middle School: Emerald Coast High School: South Walton Legal Description: Lot 17 The Woods S/D Pb 12-23 Or 1654-156 Or 2488-925 Or 2536-655 Or 2860-1331 Or 3341-3197

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 310.35 Annual Assessment Amount: 1241.4 Assessment Paid: Quarterly New Buyer Fee: No Last Taxes: 8903.03 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Discover an exceptional opportunity to own 95 feet of prime bay frontage on an expansive 0.76-acre homesite at 190 Bay Trace. Offering breathtaking water views, solid construction, and endless potential, this custom home delivers the ideal blend of comfort, functionality, and waterfront living--all at a price point that is increasingly rare to find on the bay. Built to last, the home is supported by 35 pilings and features a thoughtfully designed floor plan with the primary suite conveniently located on the main level, along with a dedicated office/study and an inviting living room centered around a cozy fireplace. The beautifully appointed kitchen is the heart of the home, showcasing warm butcher block countertops, abundant workspace, and a spacious scullery that provides additional prep, storage, and organization. Designed for enjoying the outdoors, the sprawling waterfront living space includes a screened porch with an outdoor fireplace, as well as hookups already in place for a outdoor kitchen--creating the perfect setting for entertaining family and friends while taking in spectacular bay views. Upstairs, you'll find two generously sized bedrooms with a full bath, along with two additional bonus rooms currently used as an art studio and storage. These spaces offer incredible flexibility and could easily be finished to add valuable square footage.

Waterfront

Bay: 1 Waterfront Feet: 95

Construction Status

Construction Complete: 1

Parking Features

Garage Attached: 1

Waterview

Bay: 1

Lot/Parcel Access

Paved Road: 1

Project Facilities

Dock: 1 Fishing: 1 Short Term Rental - Not Allowed: 1 Waterfront: 1

Construction/Siding

Brick: 1 Roof Metal: 1

Utilities

Gas - Propane: 1 Public Sewer: 1 Public Water: 1

Zoning

Resid Single Family: 1

Exterior

Boat Slip: 1 Boatlift: 1 Dock: 1 Fenced Back Yard: 1 Fireplace: 1 Porch Screened: 1 Rain Gutter: 1 Summer Kitchen: 1

Interior

Fireplace: 1 Kitchen Island: 1 Pantry: 1 Washer/Dryer Hookup: 1 Wet Bar: 1

Financing

Conventional: 1 Other: 1

Appliances

Auto Garage Door Opn: 1 Dishwasher: 1 Dryer: 1 Microwave: 1 Refrigerator: 1 Smoke Detector: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Walk-In Closet: 1 MBed First Floor: 1 MBed Waterfront: 1

Master Bedroom

First: 1

Bedroom

Second: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Dining Area: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1 Office: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 19 - Point Washington Street #: 190 Street Name: Bay Street Suffix: Trace State: FL Zip Code: 32459 County: Walton Project Name/Subdivision: The Woods Parcel ID: 27-2S-19-24050-000-0170

Property Features

Construction Status: Construction Complete Zoning: Resid Single Family Waterfront: Bay Waterview: Bay Parking Features: Garage Attached Project Facilities: Dock; Fishing; Short Term Rental - Not Allowed; Waterfront Exterior: Boat Slip; Boatlift; Dock; Fenced Back Yard; Fireplace; Porch Screened; Rain Gutter; Summer Kitchen Interior: Fireplace; Kitchen Island; Pantry; Washer/Dryer Hookup; Wet Bar Appliances: Auto Garage Door Opn; Dishwasher; Dryer; Microwave; Refrigerator; Smoke Detector; Stove/Oven Electric; Washer Utilities: Gas - Propane; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: Second Kitchen: First Living Room: First Rooms: Bedroom; Dining Area; Kitchen; Living Room; Master Bedroom; Office Financing: Conventional; Other

Room Information

Kitchen Level: First Dimensions: 20 x 12 Length: 20.00 Width: 12.00 Dimensions: 20 x 12 Dining Area Level: First Dimensions: 20 x 12 Length: 20.00 Width: 12.00 Dimensions: 20 x 12 Living Room Level: First Dimensions: 20 x 20 Length: 20.00 Width: 20.00 Dimensions: 20 x 20 Master Bedroom Level: First Dimensions: 16 x 20 Length: 16.00 Width: 20.00 Dimensions: 16 x 20 Office Level: First Dimensions: 18 x 12 Length: 18.00 Width: 12.00 Dimensions: 18 x 12 Bedroom Level: Second Dimensions: 14 x 14 Length: 14.00 Width: 14.00 Dimensions: 14 x 14 Bedroom Level: Second Dimensions: 14 x 11 Length: 14.00 Width: 11.00 Dimensions: 14 x 11

Listing Office: Christies International Real Estate Emerald Coast

Listing Agent: Ryan P Lillie

Last Updated: August - 10 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.