125 Smugglers Cove Court, Panama City Beach, FL 32413 (MLS# 1011432)

125 Smugglers Cove Court, Panama City Beach, FL 32413

$950,000

Bedroom 1 downstairs with its own entrance

Full bathroom attached to bedroom 3. It also has a separate entrance.

Carriage house with two car garage and studio apartment upstairs.

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,329 Status: Active

Current Price: $950,000 List Date: 9/05/2026 Last Modified: 9/21/2026

Overview

Description

Tucked in the sought after west end Lakes at Summer Breeze, this custom home with an attached carriage house is a rare find. Enjoy lake and Gulf views, sunset balconies, and a short walk to Beach Access 66. The 2,888 SF main home offers 4 bedrooms, 3 baths, high ceilings, walls of windows, plantation shutters, tile and wood floors, a gas fireplace, and an updated kitchen with custom cabinetry and gas stove. A first floor suite with private entrance is ideal for guests. Upstairs, the oversized primary suite features a sitting area, spa bath, and screened balcony overlooking the lake. Two more bedrooms, wet bar, balcony, and full bath complete level two. The carriage house adds a 2 car garage plus a 441 SF studio. Paver patios, outdoor shower, wildlife views, and solar complete this home.

Listing Details MLS# 1011432

Contract Info

List Price/SqFt: 285.37
Listing Board: Emerald Coast

Location Tax and Legal

Area: 27 - Bay County
Street #: 125
Street Name: Smugglers Cove
Street Suffix: Court
State: FL
Zip Code: 32413
County: Bay
Project Name/Subdivision: Lakes At Summer Breeze
Parcel ID: 38333-050-567

General Property Info

Sub-Type: Detached Single Family
Design: Mediterranean
Apx SqFt(Htd/Cooled): 3329
SqFt Source: County PA Records
Full Baths: 4
Total Bathrooms: 4
# Stories: 2
Year Built: 2005
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Garage Spaces: 3
Driveway Spaces: 3
Pool: No
Pool Type: None

Waterfront

Waterfront Feet: 100

More Information

Property Features

Construction Status: Construction Complete Lot Features: Cul-De-Sac; Curb & Gutter; Dead End; Irregular; Level; Survey Available; Within 1/2 Mile to Water Zoning: Resid Single Family Waterfront: Lake; Shore - Natural Waterview: Gulf; Lake Parking Features: Garage Attached Project Facilities: Minimum Rental Prd; Short Term Rental - Not Allowed; Waterfront Exterior: Balcony; Fenced Back Yard; Guest Quarters; Porch; Shower; Sprinkler System Interior: Breakfast Bar; Ceiling Raised; Fireplace Gas; Floor Hardwood; Floor Tile; Furnished - Some; Guest Quarters; Lighting Recessed; Lock Out; Plantation Shutters; Split Bedroom; Window Treatment All Appliances: Dishwasher; Disposal; Microwave; Refrigerator; Refrigerator W/IceMk; Security System; Smoke Detector; Stove/Oven Gas; Trash Compactor Utilities: Electric; Gas - Propane; Public Water; TV Cable Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Double Pane Windows Master Bedroom: Second Bedroom: First; Second Kitchen: First Living Room: First Full Bathroom: First; Second Rooms: Bedroom; Bonus Room; Breakfast Room; Full Bathroom; Garage; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Office Financing: Conventional; FHA; VA Fees Include: Master Association

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	21 x 20	21.00	20.00
Kitchen	First	19 x 15	19.00	15.00
Breakfast Room	First	16 x 14	16.00	14.00
Bedroom	First	16 x 14	16.00	14.00	With lock out door
Full Bathroom	First	10 x 5	10.00	5.00
Laundry	First	10 x 5	10.00	5.00
Master Bedroom	Second	21 x 17	21.00	17.00
Master Bathroom	Second	14 x 14	14.00	14.00
Office	Second	14 x 14	14.00	14.00	Attached to master bedroom
Bedroom	Second	16 x 14	16.00	14.00
Bedroom	Second	22 x 15	22.00	15.00	Has balcony that attaches to bedroom 3
Bonus Room	Second	21 x 21	21.00	21.00	Equipped with full kitchen & full bath
Full Bathroom	Second	10 x 5	10.00	5.00
Full Bathroom	Second	10 x 5	10.00	5.00
Garage	First	24 x 19	24.00	19.00
Garage	First	21 x 21	21.00	21.00

Listing Office: Keller Williams Success Realty

Listing Agent: Mindi A Sato

Last Updated: September - 21 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.