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120 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459 (MLS# 986760)

120 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459

$440,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,920 Lot Size (sq. ft.): 3,049 Status: Active
Current Price: $440,000 List Date: 10/03/2025 Last Modified: 3/28/2026

Description

***Home Sweet Home***This 3BR/2.5BA home has been lovingly maintained and offers plenty of charm. The main level features a spacious family room, upgraded kitchen, two dining areas, and a convenient half bath. Enjoy mornings on the generously sized wraparound covered porch. Upstairs, the oversized primary suite provides a private retreat with ample closet space, while two additional bedrooms and a guest bath complete the floorplan. Fresh paint and cozy details throughout make this home move-in ready. Located in the quiet community of Mosaic Oaks, you'll be just minutes from both the beach and bay, plus everyday conveniences.

More Information MLS# 986760

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 229.17 List Date: 2025-10-02 Current Price: $440,000 List Price: $440,000

Location, Tax and Legal

Sub Area: 1605 - SRB North of Chat Holley Rd Elementary School: Van R Butler Middle School: Emerald Coast High School: South Walton Legal Description: LOT 14 MOSAIC OAKS S/D PB 18-15 OR 2859-69 OR 2866-3602 OR 2902-82 OR 2975-2136 OR 3130-1956 OR 3315-301

General Property Info

Sub-Type: Detached Single Family Design: Florida Cottage SqFt Source: County PA Records Immediate Occupancy: Yes Garage: No Carport: No Driveway Spaces: 2 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 1920 Bedrooms: 3 Full Baths: 2 Half Baths: 1 Total Bathrooms: 3 # Stories: 2 Year Built: 2015 Acreage: 0.07

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 50 Annual Assessment Amount: 600 Assessment Paid: Monthly New Buyer Fee: No New Buyer Fee Paid: $ Last Taxes: 2010.03 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: ***Home Sweet Home***This 3BR/2.5BA home has been lovingly maintained and offers plenty of charm. The main level features a spacious family room, upgraded kitchen, two dining areas, and a convenient half bath. Enjoy mornings on the generously sized wraparound covered porch. Upstairs, the oversized primary suite provides a private retreat with ample closet space, while two additional bedrooms and a guest bath complete the floorplan. Fresh paint and cozy details throughout make this home move-in ready. Located in the quiet community of Mosaic Oaks, you'll be just minutes from both the beach and bay, plus everyday conveniences.

Construction Status

Construction Complete: 1

Lot/Parcel Access

Paved Road: 1

Lot Features

Survey Available: 1

Project Facilities

Short Term Rental - Not Allowed: 1

Construction/Siding

Siding CmntFbrHrdBrd: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1

Zoning

Resid Single Family: 1

Exterior

Patio Covered: 1 Porch: 1

Assumable Mtg Typ

Conventional Fixed: 1

Interior

Floor Laminate: 1 Floor Tile: 1 Floor WW Carpet: 1 Furnished - None: 1 Newly Painted: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Refrigerator W/IceMk: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBed Carpeted: 1

Master Bedroom

Second: 1

Bedroom

Second: 1

Kitchen

First: 1

Rooms

Bedroom: 1 Dining Area: 1 Kitchen: 1 Master Bedroom: 1

Fees Include

Management: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 16 - North Santa Rosa Beach Street #: 120 Street Name: Mosaic Oaks Street Suffix: Circle State: FL Zip Code: 32459 County: Walton Project Name/Subdivision: Mosaic Oaks Parcel ID: 24-2S-20-33510-000-0140

Property Features

Construction Status: Construction Complete Lot Features: Survey Available Zoning: Resid Single Family Project Facilities: Short Term Rental - Not Allowed Exterior: Patio Covered; Porch Interior: Floor Laminate; Floor Tile; Floor WW Carpet; Furnished - None; Newly Painted Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator W/IceMk; Stove/Oven Electric; Washer Utilities: Electric; Public Sewer; Public Water Energy: AC - Central Elect; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: Second Bedroom: Second Kitchen: First Rooms: Bedroom; Dining Area; Kitchen; Master Bedroom Assumable Mtg Typ: Conventional Fixed Financing: Conventional; FHA; VA Fees Include: Management

Room Information

Kitchen Level: First Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12 Dining Area Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Master Bedroom Level: Second Dimensions: 22 x 14 Length: 22.00 Width: 14.00 Dimensions: 22 x 14 Bedroom Level: Second Dimensions: 12.5 x 11.5 Length: 12.50 Width: 11.50 Dimensions: 12.5 x 11.5 Bedroom Level: Second Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11
Listing Office: EXP Realty LLC
Listing Agent: Victoria N Davis
Last Updated: March - 28 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.