1102 Phyllis Avenue, Niceville, FL 32578
$400,000
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,718
Lot Size (sq. ft.):
11,326
Status:
Active
Current Price:
$400,000
List Date:
4/22/2026
Last Modified:
4/28/2026
Description
MOTIVATED SELLER- BRING ALL OFFERS! RARE VA ASSUMABLE MORTGAGE AT 2.625% (>300,000 BALANCE) MOVE-IN READY 3 BEDROOM HOME WITH BONUS FLORIDA ROOM & MAJOR UPDATES
Welcome to this beautifully maintained 3 bed 2 bath home in the heart of Niceville-where comfort, functionality, and smart updates come together.
Step inside to discover a spacious layout featuring a large family room anchored by a cozy wood burning fireplace. The standout Florida room offers true versatility, ideal as a second living area, home office or gym, complete with its own dedicated HVAC system for year-round comfort.
The oversized primary suite is a true retreat, complete with walk-in closet and custom renovated bathroom (2022) with modern spa like finishes.
MAJOR UPDATES INCLUDE:
ROOF -2019
HVAC & GWH - 2018
Supplements: Outside feature a FRESHLY LANDSCAPED FRONT YARD WITH NEW SPRINKLER SYSTEM, plus a LARGE BACKYARD SHED for additional storage. The two-car garage includes PULL-DOWN ATTIC ACCESS for even more space. ADDITIONAL HIGHLIGHTS: NEST THERMOSTATE (ENERGY EFFICIENT) SPLIT BEDROOM FLOOR PLAN ESTABLISHED, HIGHLY DESIREABLE NEIGHBORHOOD PRICED TO SELL AND READY FOR ITS NEXT OWNER-DON'T MISS THIS OPPORTUNITY!
Open Houses
Friday, May 01, 11:00 am - 1:00 pm
More Information MLS# 1001094
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 232.83
List Date: 2026-04-20
Current Price: $400,000
List Price: $400,000
Location, Tax and Legal
Sub Area: 1304 - Niceville South
Elementary School: Plew
Middle School: Ruckel
High School: Niceville
Legal Description: PINE FOREST S/D LOT 2
General Property Info
Sub-Type: Detached Single Family
Design: Ranch
SqFt Source: Agent-Measured
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Driveway Spaces: 2
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 1718
Bedrooms: 3
Full Baths: 2
Total Bathrooms: 2
# Stories: 1
Year Built: 1985
Garage Spaces: 2
Acreage: 0.26
Listing Info, Tax & Legal
Homestead: Yes
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 3214.24
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: MOTIVATED SELLER- BRING ALL OFFERS! RARE VA ASSUMABLE MORTGAGE AT 2.625% (>300,000 BALANCE) MOVE-IN READY 3 BEDROOM HOME WITH BONUS FLORIDA ROOM & MAJOR UPDATES
Welcome to this beautifully maintained 3 bed 2 bath home in the heart of Niceville-where comfort, functionality, and smart updates come together.
Step inside to discover a spacious layout featuring a large family room anchored by a cozy wood burning fireplace. The standout Florida room offers true versatility, ideal as a second living area, home office or gym, complete with its own dedicated HVAC system for year-round comfort.
The oversized primary suite is a true retreat, complete with walk-in closet and custom renovated bathroom (2022) with modern spa like finishes.
MAJOR UPDATES INCLUDE:
ROOF -2019
HVAC & GWH - 2018
Construction Status
Construction Complete: 1
Parking Features
Other: 1
Lot/Parcel Access
City Road: 1
Construction/Siding
Brick: 1
Siding Vinyl: 1
Slab: 1
Utilities
Electric: 1
Gas - Natural: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
Fenced Privacy: 1
Lawn Pump: 1
Assumable Mtg Typ
VA Fixed: 1
Interior
Fireplace: 1
Washer/Dryer Hookup: 1
Window Treatmnt Some: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Auto Garage Door Opn: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Refrigerator: 1
Smoke Detector: 1
Stove/Oven Gas: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Water Heater - Gas: 1
Master Bedroom
First: 1
Bedroom
First: 1
Kitchen
First: 1
Rooms
Bedroom: 1
Dining Area: 1
Family Room: 1
Florida Room: 1
Kitchen: 1
Master Bedroom: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 13 - Niceville
Street #: 1102
Street Name: Phyllis
Street Suffix: Avenue
State: FL
Zip Code: 32578
County: Okaloosa
Project Name/Subdivision: PINE FOREST
Parcel ID: 08-1S-22-2244-0000-0020
Property Features
Construction Status: Construction Complete
Zoning: Resid Single Family
Parking Features: Other
Exterior: Fenced Privacy; Lawn Pump
Interior: Fireplace; Washer/Dryer Hookup; Window Treatmnt Some
Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Microwave; Refrigerator; Smoke Detector; Stove/Oven Gas
Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable
Energy: AC - Central Elect; Ceiling Fans; Water Heater - Gas
Master Bedroom: First
Bedroom: First
Kitchen: First
Rooms: Bedroom; Dining Area; Family Room; Florida Room; Kitchen; Master Bedroom
Assumable Mtg Typ: VA Fixed
Financing: Conventional; FHA; VA
Room Information
Dining Area
Level: First
Dimensions: 10 x 6
Length: 10.00
Width: 6.00
Dimensions: 10 x 6
Family Room
Level: First
Dimensions: 24 x 18
Length: 24.00
Width: 18.00
Dimensions: 24 x 18
Kitchen
Level: First
Dimensions: 16 x 11
Length: 16.00
Width: 11.00
Dimensions: 16 x 11
Master Bedroom
Level: First
Dimensions: 17 x 12
Length: 17.00
Width: 12.00
Dimensions: 17 x 12
Florida Room
Level: First
Dimensions: 18 x 10
Length: 18.00
Width: 10.00
Dimensions: 18 x 10
Bedroom
Level: First
Dimensions: 12 x 11
Length: 12.00
Width: 11.00
Dimensions: 12 x 11
Bedroom
Level: First
Dimensions: 12 x 9
Length: 12.00
Width: 9.00
Dimensions: 12 x 9
Listing Office:
The Realty Firm Inc
Listing Agent:
Rhonda R Olivas
Last Updated: April - 28 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.