109 Sun Bear Circle, Freeport, FL 32439
$550,000
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
2,030
Lot Size (sq. ft.):
10,019
Status:
Active
Current Price:
$550,000
List Date:
6/11/2026
Last Modified:
7/31/2026
Description
$5,000 SELLER CREDIT OFFERED AT CLOSING WITH ACCEPTABLE OFFER. Welcome to Bear Creek, Freeport's premier gated community and the only gated neighborhood located less than a 2 miles from Choctawhatchee Bay. Offering unmatched convenience, Bear Creek provides easy access to the beaches of South Walton without the hassle of fighting traffic through Freeport on Hwy 331, making every trip to and from the coast more enjoyable. Built in 2021, this beautifully maintained 2,030 sq. foot home features 3 bedrooms, 2 baths, and a versatile bonus room, all situated on a spacious 1/4 acre lot directly across from the community's fitness center, playground, and gathering spaces. Step inside to soaring ceilings and a bright, open-concept floor plan designed for both comfortable living and effortless entertaining. Natural light fills the home, while the main living area flows seamlessly to a covered back porch and extended deck overlooking a peaceful creek. The tranquil setting creates the perfect place to relax, unwind, and enjoy the sounds of nature. The spacious primary suite serves as a private retreat with direct access to the outdoor living area and features a luxurious ensuite bath complete with a custom-tiled walk-in shower, double vanity, and oversized walk-in closet. Two additional bedrooms and a flexible bonus room offer plenty of space for a home office, media room, playroom, or guest accommodations.
Supplements: fitness center, pickleball courts, tennis courts, basketball courts, clubhouse, playground, and gathering areas, all just steps from your front door. Whether you're searching for a primary residence, second home, or investment opportunity, this move-in-ready property combines modern design, scenic surroundings, outstanding amenities, and one of the most convenient locations in the Freeport area.
More Information MLS# 1005205
General Property Info
userdefined76: 4
Sub-Type: Detached Single Family
Design: Craftsman Style
SqFt Source: County PA Records
Immediate Occupancy: No
Garage: Yes
Carport: No
Driveway Spaces: 2
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 2030
Bedrooms: 3
Full Baths: 2
Total Bathrooms: 2
# Stories: 2
Year Built: 2021
Garage Spaces: 2
Acreage: 0.23
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 270.94
List Date: 2026-06-11
Current Price: $550,000
List Price: $550,000
Location, Tax and Legal
Sub Area: 2008 - Jolly Bay
Elementary School: Freeport
Middle School: Freeport
High School: Freeport
Legal Description: LOT 10 BEAR CREEK COTTAGES 1ST ADDITION PB 17-5 OR 2695-3844 OR 3102-1203 OR 3207-2199
Listing Info, Tax & Legal
Homestead: No
Is Subject Leased: Yes
Assessment Fees: Yes
Rent/Mo: 2850
Assessment Amount: 200
Lease Expiration Dt: 2026-08-31
Annual Assessment Amount: 2400
Assessment Paid: Monthly
New Buyer Fee: Yes
New Buyer Fee Amt: 0.25
New Buyer Fee Paid: %
Last Taxes: 3577.21
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: $5,000 SELLER CREDIT OFFERED AT CLOSING WITH ACCEPTABLE OFFER. Welcome to Bear Creek, Freeport's premier gated community and the only gated neighborhood located less than a 2 miles from Choctawhatchee Bay. Offering unmatched convenience, Bear Creek provides easy access to the beaches of South Walton without the hassle of fighting traffic through Freeport on Hwy 331, making every trip to and from the coast more enjoyable. Built in 2021, this beautifully maintained 2,030 sq. foot home features 3 bedrooms, 2 baths, and a versatile bonus room, all situated on a spacious 1/4 acre lot directly across from the community's fitness center, playground, and gathering spaces. Step inside to soaring ceilings and a bright, open-concept floor plan designed for both comfortable living and effortless entertaining. Natural light fills the home, while the main living area flows seamlessly to a covered back porch and extended deck overlooking a peaceful creek. The tranquil setting creates the perfect place to relax, unwind, and enjoy the sounds of nature. The spacious primary suite serves as a private retreat with direct access to the outdoor living area and features a luxurious ensuite bath complete with a custom-tiled walk-in shower, double vanity, and oversized walk-in closet. Two additional bedrooms and a flexible bonus room offer plenty of space for a home office, media room, playroom, or guest accommodations.
Construction Status
Construction Complete: 1
Parking Features
Garage: 1
Lot Features
Wooded: 1
Project Facilities
BBQ Pit/Grill: 1
Exercise Room: 1
Gated Community: 1
Pets Allowed: 1
Pickle Ball: 1
Picnic Area: 1
Playground: 1
Pool: 1
Short Term Rental - Not Allowed: 1
Tennis: 1
Construction/Siding
Frame: 1
Roof Pitched: 1
Siding CmntFbrHrdBrd: 1
Trim Wood: 1
Utilities
Public Sewer: 1
Public Water: 1
Zoning
Resid Single Family: 1
Exterior
Deck Covered: 1
Patio Covered: 1
Porch: 1
Rain Gutter: 1
Sprinkler System: 1
Interior
Breakfast Bar: 1
Pantry: 1
Split Bedroom: 1
Washer/Dryer Hookup: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Auto Garage Door Opn: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven Continue Clean: 1
Refrigerator: 1
Smoke Detector: 1
Stove/Oven Electric: 1
Washer: 1
Energy
AC - Central Elect: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Separate Shwr: 1
MBath Tile: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Master Bedroom
First: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Bonus Room: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Fees Include
Accounting: 1
Ground Keeping: 1
Land Recreation: 1
Legal: 1
Management: 1
Master Association: 1
Recreational Faclty: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 20 - Freeport
Street #: 109
Street Name: Sun Bear
Street Suffix: Circle
State: FL
Zip Code: 32439
County: Walton
Project Name/Subdivision: BEAR CREEK COTTAGES
Parcel ID: 02-2S-19-24310-000-0100
Property Features
Construction Status: Construction Complete
Lot Features: Wooded
Zoning: Resid Single Family
Parking Features: Garage
Project Facilities: BBQ Pit/Grill; Exercise Room; Gated Community; Pets Allowed; Pickle Ball; Picnic Area; Playground; Pool; Short Term Rental - Not Allowed; Tennis
Exterior: Deck Covered; Patio Covered; Porch; Rain Gutter; Sprinkler System
Interior: Breakfast Bar; Pantry; Split Bedroom; Washer/Dryer Hookup
Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Dryer; Microwave; Oven Continue Clean; Refrigerator; Smoke Detector; Stove/Oven Electric; Washer
Utilities: Public Sewer; Public Water
Energy: AC - Central Elect; Water Heater - Elect
Master Bedroom: First
Kitchen: First
Living Room: First
Rooms: Bonus Room; Dining Room; Kitchen; Living Room; Master Bedroom
Financing: Conventional; FHA; VA
Fees Include: Accounting; Ground Keeping; Land Recreation; Legal; Management; Master Association; Recreational Faclty
Room Information
Living Room
Level: First
Dimensions: 16 x 18
Length: 16.00
Width: 18.00
Remarks: 1st floor
Dimensions: 16 x 18
Kitchen
Level: First
Dimensions: 11 x 12
Length: 11.00
Width: 12.00
Remarks: 1st floor
Dimensions: 11 x 12
Dining Room
Level: First
Dimensions: 12 x 12
Length: 12.00
Width: 12.00
Remarks: 1st floor
Dimensions: 12 x 12
Master Bedroom
Level: First
Dimensions: 13 x 20
Length: 13.00
Width: 20.00
Remarks: 1st floor
Dimensions: 13 x 20
Bonus Room
Level: Second
Dimensions: 12 x 15
Length: 12.00
Width: 15.00
Remarks: 2nd floor
Dimensions: 12 x 15
Listing Office:
Real Broker LLC
Listing Agent:
Julie Pruitt-Gann
Last Updated: July - 31 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.
