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109 Sun Bear Circle, Freeport, FL 32439 (MLS# 1005205)

109 Sun Bear Circle, Freeport, FL 32439

$550,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,030 Lot Size (sq. ft.): 10,019 Status: Active
Current Price: $550,000 List Date: 6/11/2026 Last Modified: 7/31/2026

Description

$5,000 SELLER CREDIT OFFERED AT CLOSING WITH ACCEPTABLE OFFER. Welcome to Bear Creek, Freeport's premier gated community and the only gated neighborhood located less than a 2 miles from Choctawhatchee Bay. Offering unmatched convenience, Bear Creek provides easy access to the beaches of South Walton without the hassle of fighting traffic through Freeport on Hwy 331, making every trip to and from the coast more enjoyable. Built in 2021, this beautifully maintained 2,030 sq. foot home features 3 bedrooms, 2 baths, and a versatile bonus room, all situated on a spacious 1/4 acre lot directly across from the community's fitness center, playground, and gathering spaces. Step inside to soaring ceilings and a bright, open-concept floor plan designed for both comfortable living and effortless entertaining. Natural light fills the home, while the main living area flows seamlessly to a covered back porch and extended deck overlooking a peaceful creek. The tranquil setting creates the perfect place to relax, unwind, and enjoy the sounds of nature. The spacious primary suite serves as a private retreat with direct access to the outdoor living area and features a luxurious ensuite bath complete with a custom-tiled walk-in shower, double vanity, and oversized walk-in closet. Two additional bedrooms and a flexible bonus room offer plenty of space for a home office, media room, playroom, or guest accommodations.

Supplements: fitness center, pickleball courts, tennis courts, basketball courts, clubhouse, playground, and gathering areas, all just steps from your front door. Whether you're searching for a primary residence, second home, or investment opportunity, this move-in-ready property combines modern design, scenic surroundings, outstanding amenities, and one of the most convenient locations in the Freeport area.

More Information MLS# 1005205

General Property Info

userdefined76: 4 Sub-Type: Detached Single Family Design: Craftsman Style SqFt Source: County PA Records Immediate Occupancy: No Garage: Yes Carport: No Driveway Spaces: 2 Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 2030 Bedrooms: 3 Full Baths: 2 Total Bathrooms: 2 # Stories: 2 Year Built: 2021 Garage Spaces: 2 Acreage: 0.23

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 270.94 List Date: 2026-06-11 Current Price: $550,000 List Price: $550,000

Location, Tax and Legal

Sub Area: 2008 - Jolly Bay Elementary School: Freeport Middle School: Freeport High School: Freeport Legal Description: LOT 10 BEAR CREEK COTTAGES 1ST ADDITION PB 17-5 OR 2695-3844 OR 3102-1203 OR 3207-2199

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: Yes Assessment Fees: Yes Rent/Mo: 2850 Assessment Amount: 200 Lease Expiration Dt: 2026-08-31 Annual Assessment Amount: 2400 Assessment Paid: Monthly New Buyer Fee: Yes New Buyer Fee Amt: 0.25 New Buyer Fee Paid: % Last Taxes: 3577.21 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: $5,000 SELLER CREDIT OFFERED AT CLOSING WITH ACCEPTABLE OFFER. Welcome to Bear Creek, Freeport's premier gated community and the only gated neighborhood located less than a 2 miles from Choctawhatchee Bay. Offering unmatched convenience, Bear Creek provides easy access to the beaches of South Walton without the hassle of fighting traffic through Freeport on Hwy 331, making every trip to and from the coast more enjoyable. Built in 2021, this beautifully maintained 2,030 sq. foot home features 3 bedrooms, 2 baths, and a versatile bonus room, all situated on a spacious 1/4 acre lot directly across from the community's fitness center, playground, and gathering spaces. Step inside to soaring ceilings and a bright, open-concept floor plan designed for both comfortable living and effortless entertaining. Natural light fills the home, while the main living area flows seamlessly to a covered back porch and extended deck overlooking a peaceful creek. The tranquil setting creates the perfect place to relax, unwind, and enjoy the sounds of nature. The spacious primary suite serves as a private retreat with direct access to the outdoor living area and features a luxurious ensuite bath complete with a custom-tiled walk-in shower, double vanity, and oversized walk-in closet. Two additional bedrooms and a flexible bonus room offer plenty of space for a home office, media room, playroom, or guest accommodations.

Construction Status

Construction Complete: 1

Parking Features

Garage: 1

Lot Features

Wooded: 1

Project Facilities

BBQ Pit/Grill: 1 Exercise Room: 1 Gated Community: 1 Pets Allowed: 1 Pickle Ball: 1 Picnic Area: 1 Playground: 1 Pool: 1 Short Term Rental - Not Allowed: 1 Tennis: 1

Construction/Siding

Frame: 1 Roof Pitched: 1 Siding CmntFbrHrdBrd: 1 Trim Wood: 1

Utilities

Public Sewer: 1 Public Water: 1

Zoning

Resid Single Family: 1

Exterior

Deck Covered: 1 Patio Covered: 1 Porch: 1 Rain Gutter: 1 Sprinkler System: 1

Interior

Breakfast Bar: 1 Pantry: 1 Split Bedroom: 1 Washer/Dryer Hookup: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Auto Garage Door Opn: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Oven Continue Clean: 1 Refrigerator: 1 Smoke Detector: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Separate Shwr: 1 MBath Tile: 1 MBed First Floor: 1 MBed Walk-in Closet: 1

Master Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bonus Room: 1 Dining Room: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Fees Include

Accounting: 1 Ground Keeping: 1 Land Recreation: 1 Legal: 1 Management: 1 Master Association: 1 Recreational Faclty: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 20 - Freeport Street #: 109 Street Name: Sun Bear Street Suffix: Circle State: FL Zip Code: 32439 County: Walton Project Name/Subdivision: BEAR CREEK COTTAGES Parcel ID: 02-2S-19-24310-000-0100

Property Features

Construction Status: Construction Complete Lot Features: Wooded Zoning: Resid Single Family Parking Features: Garage Project Facilities: BBQ Pit/Grill; Exercise Room; Gated Community; Pets Allowed; Pickle Ball; Picnic Area; Playground; Pool; Short Term Rental - Not Allowed; Tennis Exterior: Deck Covered; Patio Covered; Porch; Rain Gutter; Sprinkler System Interior: Breakfast Bar; Pantry; Split Bedroom; Washer/Dryer Hookup Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Dryer; Microwave; Oven Continue Clean; Refrigerator; Smoke Detector; Stove/Oven Electric; Washer Utilities: Public Sewer; Public Water Energy: AC - Central Elect; Water Heater - Elect Master Bedroom: First Kitchen: First Living Room: First Rooms: Bonus Room; Dining Room; Kitchen; Living Room; Master Bedroom Financing: Conventional; FHA; VA Fees Include: Accounting; Ground Keeping; Land Recreation; Legal; Management; Master Association; Recreational Faclty

Room Information

Living Room Level: First Dimensions: 16 x 18 Length: 16.00 Width: 18.00 Remarks: 1st floor Dimensions: 16 x 18 Kitchen Level: First Dimensions: 11 x 12 Length: 11.00 Width: 12.00 Remarks: 1st floor Dimensions: 11 x 12 Dining Room Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Remarks: 1st floor Dimensions: 12 x 12 Master Bedroom Level: First Dimensions: 13 x 20 Length: 13.00 Width: 20.00 Remarks: 1st floor Dimensions: 13 x 20 Bonus Room Level: Second Dimensions: 12 x 15 Length: 12.00 Width: 15.00 Remarks: 2nd floor Dimensions: 12 x 15
Listing Office: Real Broker LLC
Listing Agent: Julie Pruitt-Gann
Last Updated: July - 31 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.