We’re behind the scenes making improvements to the site—thanks for your patience! If you experience any issues, please contact us at info@ecmls.com

109 Rivercrest Circle, Santa Rosa Beach, FL 32459 (MLS# 995498)

109 Rivercrest Circle, Santa Rosa Beach, FL 32459

$469,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,460 Lot Size (sq. ft.): 1,742 Status: Active
Current Price: $469,000 List Date: 2/17/2026 Last Modified: 3/04/2026

Description

ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack Bayou Estates -NO HOA - IMPECCABLY RENOVATED- new roof 2020, water heater 2020 nsulation sprayed 2023, both bathrooms have been tastefully renovated with modern fixtures and fresh finishes. New flooring, fresh paint throughout, updated lighting, all (2022) make every inch feel brand new. The exterior offers easy outdoor enjoyment without the hassle. The location is unbeatable--centrally situated in Santa Rosa Beach, you're just minutes from stunning Gulf beaches, shopping, dining, top-rated schools, and the vibrant 30A scene.

Supplements: HVAC 2016 WATER HEATER 2020 ROOF 2020 ROOF INSULATION SPRAYED 2023 ATTIC HOUSE FAN 2023 BACK YARD FENCE 2024 EXTENDED CONCRETE DRIVEWAY 2022 INTERIOR PAINT 2022 KITCHEN GRANITE COUNTERTOP 2022 TOILETS, BATHROOM VANITIES, MIRRORS, LIGHTS, CEILING FANS FRONT EXTERIOR LIGHTS 2022

More Information MLS# 995498

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 321.23 List Date: 2026-02-14 Current Price: $469,000 List Price: $469,000

Location, Tax and Legal

Sub Area: 1601 - SRB NW of Hwy 98 to Church Hill Bayou Elementary School: Van R Butler Middle School: Emerald Coast High School: South Walton Legal Description: Lot 8 Blk A Mack Bayou Ests Pb 14-25 Or 2337-515 Or 2380-1621 Or 3262-4816 Or 3329-1986

General Property Info

Sub-Type: Detached Single Family Design: Traditional SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 6 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 1460 Bedrooms: 3 Full Baths: 2 Total Bathrooms: 2 # Stories: 1 Year Built: 2002 Garage Spaces: 2 Acreage: 0.04

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack Bayou Estates -NO HOA - IMPECCABLY RENOVATED- new roof 2020, water heater 2020 nsulation sprayed 2023, both bathrooms have been tastefully renovated with modern fixtures and fresh finishes. New flooring, fresh paint throughout, updated lighting, all (2022) make every inch feel brand new. The exterior offers easy outdoor enjoyment without the hassle. The location is unbeatable--centrally situated in Santa Rosa Beach, you're just minutes from stunning Gulf beaches, shopping, dining, top-rated schools, and the vibrant 30A scene.

Construction Status

Construction Complete: 1

Parking Features

Boat: 1 Garage: 1 Garage Attached: 1

Lot/Parcel Access

Paved Road: 1

Construction/Siding

Brick: 1 Roof Composite Shngl: 1 Siding Vinyl: 1 Slab: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Deck Covered: 1 Deck Open: 1 Fenced Back Yard: 1 Fenced Privacy: 1 Lawn Pump: 1 Yard Building: 1

Interior

Breakfast Bar: 1 Ceiling Vaulted: 1 Fireplace: 1 Floor Tile: 1 Floor WW Carpet New: 1 Pantry: 1 Split Bedroom: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dishwasher: 1 Disposal: 1 Microwave: 1 Refrigerator W/IceMk: 1 Smooth Stovetop Rnge: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBed Walk-in Closet: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Dining Area: 1 Garage: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bedroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 16 - North Santa Rosa Beach Street #: 109 Street Name: Rivercrest Street Suffix: Circle State: FL Zip Code: 32459 County: Walton Project Name/Subdivision: MACK BAYOU ESTATES Parcel ID: 252S214262000A0080

Property Features

Construction Status: Construction Complete Zoning: Resid Single Family Parking Features: Boat; Garage; Garage Attached Exterior: Deck Covered; Deck Open; Fenced Back Yard; Fenced Privacy; Lawn Pump; Yard Building Interior: Breakfast Bar; Ceiling Vaulted; Fireplace; Floor Tile; Floor WW Carpet New; Pantry; Split Bedroom; Washer/Dryer Hookup; Window Treatment All Appliances: Dishwasher; Disposal; Microwave; Refrigerator W/IceMk; Smooth Stovetop Rnge Utilities: Electric; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Dining Area; Garage; Kitchen; Laundry; Living Room; Master Bedroom Financing: Conventional; FHA; VA

Room Information

Living Room Level: First Dimensions: 19 x 16 Length: 19.00 Width: 16.00 Dimensions: 19 x 16 Dining Area Level: First Dimensions: 14 x 11 Length: 14.00 Width: 11.00 Dimensions: 14 x 11 Kitchen Level: First Dimensions: 15 x 11 Length: 15.00 Width: 11.00 Dimensions: 15 x 11 Master Bedroom Level: First Dimensions: 16 x 13 Length: 16.00 Width: 13.00 Dimensions: 16 x 13 Bedroom Level: First Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11 Bedroom Level: First Dimensions: 11 x 11 Length: 11.00 Width: 11.00 Dimensions: 11 x 11 Garage Level: First Dimensions: 21 x 20 Length: 21.00 Width: 20.00 Dimensions: 21 x 20 Laundry Level: First Dimensions: 7 x 4 Length: 7.00 Width: 4.00 Dimensions: 7 x 4
Listing Office: Berkshire Hathaway HomeServices
Listing Agent: Diana C Graves
Last Updated: March - 04 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.