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108 San Vincente Street, Panama City Beach, FL 32413 (MLS# 1000753)

108 San Vincente Street, Panama City Beach, FL 32413

$1,515,000
Property Type: Residential Bedrooms: 10 Baths: 8 Square Footage: 4,000 Lot Size (sq. ft.): 6,534 Status: Active
Current Price: $1,515,000 List Date: 7/17/2026 Last Modified: 8/02/2026

Description

BRING OFFERS! RENTAL MACHINE! Positioned less than 1 mile from the nearest public beach access and within 2 miles of Pier Park, this exceptional 2024-built luxury duplex presents a rare opportunity to own a fully furnished, turnkey investment property in one of Panama City Beach's most desirable vacation destinations. Designed for short-term rental success, the property features a resort-style heated saltwater pool, two spacious units, and accommodations ideal for large groups and multi-family vacations. Each side offers 5 bedrooms, 3.5 bathrooms, a full kitchen, and expansive living and dining areas, creating an exceptional guest experience while maximizing income potential. The resort-inspired outdoor space is designed to elevate the guest experience. A large heated saltwater pool serves as the centerpiece of the backyard retreat, providing year-round enjoyment and enhanced rental appeal. Two pergola-covered gathering areas offer dedicated spaces for outdoor dining, entertaining, and relaxation, while a unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently, enhancing flexibility and guest satisfaction. Inside, upscale finishes and quality craftsmanship are evident throughout, including 10-foot ceilings, luxury vinyl plank flooring, quartz countertops, designer-tiled showers, modern LED mirrors, and stylish coastal finishes.

Supplements: unwind after a day spent at the beach. Built with both owner convenience and guest comfort in mind, the property is equipped with tankless gas water heaters, smart thermostats, and contemporary systems designed for efficiency and low-maintenance ownership. Whether you're seeking a high-performing short-term rental, a multi-generational family retreat, or an investment property capable of generating income while accommodating large groups, this remarkable duplex offers exceptional versatility. Located just minutes from the Gulf's sugar-white beaches, Pier Park's premier shopping, dining, and entertainment, and many of Panama City Beach's most popular attractions, this is a rare opportunity to acquire a nearly new coastal investment property with outstanding rental potential and broad guest appeal.

More Information MLS# 1000753

General Property Info

userdefined76: 0 Sub-Type: Attached Single Unit Design: Duplex SqFt Source: County PA Records Garage: No Carport: No Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 4000 Bedrooms: 10 Full Baths: 6 Half Baths: 2 Total Bathrooms: 8 # Stories: 2 Year Built: 2024 Acreage: 0.15

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 378.75 List Date: 2026-03-03 Current Price: $1,515,000 List Price: $1,515,000

Location, Tax and Legal

Sub Area: 2725 - Beach - West South Elementary School: West Bay Middle School: Surfside High School: Arnold Legal Description: El Centro Beach Map-29B3 Lot 34 Blk 1 Orb 4716 P 1978

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 13937.27 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: BRING OFFERS! RENTAL MACHINE! Positioned less than 1 mile from the nearest public beach access and within 2 miles of Pier Park, this exceptional 2024-built luxury duplex presents a rare opportunity to own a fully furnished, turnkey investment property in one of Panama City Beach's most desirable vacation destinations. Designed for short-term rental success, the property features a resort-style heated saltwater pool, two spacious units, and accommodations ideal for large groups and multi-family vacations. Each side offers 5 bedrooms, 3.5 bathrooms, a full kitchen, and expansive living and dining areas, creating an exceptional guest experience while maximizing income potential. The resort-inspired outdoor space is designed to elevate the guest experience. A large heated saltwater pool serves as the centerpiece of the backyard retreat, providing year-round enjoyment and enhanced rental appeal. Two pergola-covered gathering areas offer dedicated spaces for outdoor dining, entertaining, and relaxation, while a unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently, enhancing flexibility and guest satisfaction. Inside, upscale finishes and quality craftsmanship are evident throughout, including 10-foot ceilings, luxury vinyl plank flooring, quartz countertops, designer-tiled showers, modern LED mirrors, and stylish coastal finishes.

Construction Status

Construction Complete: 1

Lot/Parcel Access

Paved Road: 1

Lot Features

Within 1/2 Mile to Water: 1

Construction/Siding

Frame: 1 Roof Metal: 1 Slab: 1 Stucco: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1

Zoning

Resid Multi-Family: 1

Exterior

Balcony: 1 BBQ Pit/Grill: 1 Fenced Privacy: 1 Pool - Heated: 1 Pool - In-Ground: 1

Interior

Breakfast Bar: 1 Ceiling Raised: 1 Floor Tile: 1 Floor Vinyl: 1 Furnished - All: 1 Lighting Recessed: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1

Financing

Conventional: 1 VA: 1 None: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Refrigerator: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1 Heat Cntrl Electric: 1 Water Heater - Tnkls: 1

Bedroom

First: 1 Second: 1

Living Room

First: 1

Rooms

Bedroom: 1 Living Room: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 108 Street Name: San Vincente Street Suffix: Street State: FL Zip Code: 32413 County: Bay Project Name/Subdivision: EL CENTRO BEACH Parcel ID: 33383-030-000

Property Features

Construction Status: Construction Complete Lot Features: Within 1/2 Mile to Water Zoning: Resid Multi-Family Exterior: Balcony; BBQ Pit/Grill; Fenced Privacy; Pool - Heated; Pool - In-Ground Interior: Breakfast Bar; Ceiling Raised; Floor Tile; Floor Vinyl; Furnished - All; Lighting Recessed; Washer/Dryer Hookup; Window Treatment All Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Stove/Oven Electric; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - 2 or More; AC - Central Elect; Heat Cntrl Electric; Water Heater - Tnkls Bedroom: First; Second Living Room: First Rooms: Bedroom; Living Room Financing: Conventional; VA; None

Room Information

Bedroom Level: First Dimensions: 10 x 12 Length: 10.00 Width: 12.00 Dimensions: 10 x 12 Bedroom Level: First Dimensions: 11 x 12 Length: 11.00 Width: 12.00 Dimensions: 11 x 12 Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Living Room Level: First Dimensions: 15 x 15 Length: 15.00 Width: 15.00 Dimensions: 15 x 15 Living Room Level: First Dimensions: 15 x 15 Length: 15.00 Width: 15.00 Dimensions: 15 x 15
Listing Office: EXP Realty LLC
Listing Agent: Abbott Martin Group
Last Updated: August - 02 - 2026
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