100 Cherry Street APT 503, Panama City, FL 32401
$299,000
Property Type:
Residential
Bedrooms:
2
Baths:
2
Square Footage:
1,250
Status:
Active
Current Price:
$299,000
List Date:
10/22/2025
Last Modified:
3/16/2026
Description
A STUNNING NEW ADDITION HAS ARRIVED: THE COVE CONDOMINIUM
This is an EXECUTIVE LEVEL opportunity with unbelievable terms. The front office has structured a deal you can't refuse: SELLER FINANCING at a phenomenal 5% INTEREST RATE—a power play that instantly saves you money! With only 20% DOWN and a 30-year amortized schedule (8-year balloon), the path to ownership is clear. THIS IS THE MOMENT. ACT NOW!
Welcome to the highly sought-after, non-rental Cove Condominiums, where this impeccably renovated two-bedroom, two-bath unit is ready to make its debut. Tired of the rigorous maintenance of a single-family home? Transition seamlessly into a life defined by luxury and leisure.
The breathtaking, full-span bay views are the defining feature, stretching from the expansive living room
Supplements: to the serene master suite, both offering direct balcony access. The interior is a masterclass in modern design, featuring premium finishes like granite, stainless steel, new tile and carpet, and a show-stopping marble walk-in shower in the master bath. Ample storageincluding a generous kitchen pantry, walk-in closet, and three hallway storage roomsensures a clutter-free environment. Complete the experience with easy access to the private community pool and dock. This is more than a home; it's a CHAMPIONSHIP LIFESTYLE. Don't wait for the final whistlethis listing won't last!
More Information MLS# 988055
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 239.2
List Date: 2025-10-17
Current Price: $299,000
List Price: $299,000
Location, Tax and Legal
Unit #: APT 503
Sub Area: 2703 - Bay - Central SW
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Legal Description: COVE CONDOMINUIMS UNIT 503 TYPE A INTERIOR UNIT ORB 4540 P 1375 2BR 2B 1250 H&C
General Property Info
Sub-Type: Condominium
Design: N/A
SqFt Source: County PA Records
Stories In Unit: 1
Unit Floors Above Ground: 5
Garage: No
Carport: No
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 1250
Bedrooms: 2
Full Baths: 2
Total Bathrooms: 2
Year Built: 1975
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 2709
Annual Assessment Amount: 10836
Assessment Paid: Quarterly
New Buyer Fee: No
Last Taxes: 5227.1
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: A STUNNING NEW ADDITION HAS ARRIVED: THE COVE CONDOMINIUM
This is an EXECUTIVE LEVEL opportunity with unbelievable terms. The front office has structured a deal you can't refuse: SELLER FINANCING at a phenomenal 5% INTEREST RATE—a power play that instantly saves you money! With only 20% DOWN and a 30-year amortized schedule (8-year balloon), the path to ownership is clear. THIS IS THE MOMENT. ACT NOW!
Welcome to the highly sought-after, non-rental Cove Condominiums, where this impeccably renovated two-bedroom, two-bath unit is ready to make its debut. Tired of the rigorous maintenance of a single-family home? Transition seamlessly into a life defined by luxury and leisure.
The breathtaking, full-span bay views are the defining feature, stretching from the expansive living room
Waterfront
Bay: 1
Harbor: 1
Unit Waterfront: 1
Construction Status
Construction Complete: 1
Project Facilities
Dock: 1
Pool: 1
Construction/Siding
Block: 1
Roof Metal: 1
Stucco: 1
Utilities
Electric: 1
Phone: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Exterior
Balcony: 1
Interior
Elevator: 1
Floor Tile: 1
Floor WW Carpet: 1
Furnished - None: 1
Split Bedroom: 1
Window Treatment All: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Cooktop: 1
Dishwasher: 1
Microwave: 1
Refrigerator: 1
Security System: 1
Smoke Detector: 1
Stove/Oven Electric: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Double Pane Windows: 1
Heat Cntrl Electric: 1
Mstr Bdrm/Mstr Bath
MBath Shower Only: 1
MBed Waterfront: 1
Bedroom
Fifth: 1
Kitchen
Fifth: 1
Living Room
Fifth: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Fees Include
Accounting: 1
Ground Keeping: 1
Internet Service: 1
Management: 1
Trash: 1
Water: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 100
Street Name: Cherry
Street Suffix: Street
State: FL
Zip Code: 32401
County: Bay
Project Name/Subdivision: None
Parcel ID: 25678-503-000
Property Features
Construction Status: Construction Complete
Waterfront: Bay; Harbor; Unit Waterfront
Project Facilities: Dock; Pool
Exterior: Balcony
Interior: Elevator; Floor Tile; Floor WW Carpet; Furnished - None; Split Bedroom; Window Treatment All
Appliances: Cooktop; Dishwasher; Microwave; Refrigerator; Security System; Smoke Detector; Stove/Oven Electric
Utilities: Electric; Phone; Public Sewer; Public Water; TV Cable
Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric
Bedroom: Fifth
Kitchen: Fifth
Living Room: Fifth
Rooms: Bedroom; Kitchen; Living Room
Financing: Conventional; FHA; VA
Fees Include: Accounting; Ground Keeping; Internet Service; Management; Trash; Water
Room Information
Living Room
Level: Fifth
Dimensions: 27 x 15
Length: 27.00
Width: 15.00
Dimensions: 27 x 15
Kitchen
Level: Fifth
Dimensions: 12 x 9
Length: 12.00
Width: 9.00
Dimensions: 12 x 9
Bedroom
Level: Fifth
Dimensions: 14 x 12
Length: 14.00
Width: 12.00
Dimensions: 14 x 12
Bedroom
Level: Fifth
Dimensions: 11 x 12
Length: 11.00
Width: 12.00
Dimensions: 11 x 12
Listing Office:
Beachy Beach Real Estate
Listing Agent:
Karen K Smith
Last Updated: March - 16 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.